papampasivadu Posted June 25, 2018 Report Share Posted June 25, 2018 15 minutes ago, jajjanaka_jandri said: just bank lo savings account waste ahh? oka 6 months ki saripoye amount savings lo unchuko...migatha anta invest... first preference 401k lo...veelaithe max it out...aa tarvatha kuda save cheyyali anukunte appudu brokerage account open cheyocchu...India lo nammakamaina knowledgable parents unnaru anukunte lands lo invest cheskovacchu Quote Link to comment Share on other sites More sharing options...
Chinna_123 Posted June 25, 2018 Report Share Posted June 25, 2018 1 hour ago, chicchara said: open ROTH IRA or 401K accounts. contribute Maximum.. At what age will you be eligible for this 401K considering our international temp status Quote Link to comment Share on other sites More sharing options...
Spartan Posted June 25, 2018 Report Share Posted June 25, 2018 for people who are not interested in stocks, mutual funds are better. Fidelity. https://fundresearch.fidelity.com/mutual-funds/performance-and-risk/316345206 this is one of the example. Vanguard: https://investor.vanguard.com/mutual-funds/list#/mutual-funds/name/month-end-returns you can choose portfolio which u like.. remember risk increase with increase in expected returns..so decide ur self.. balanced portfolio unna mutual fund is safe bet always..though the return might be 2-4% less.. than the aggressive one. Quote Link to comment Share on other sites More sharing options...
Spartan Posted June 25, 2018 Report Share Posted June 25, 2018 3 minutes ago, Chinna_123 said: At what age will you be eligible for this 401K considering our international temp status u can take money even if u r in India. so age factor doesnt matter. if ur employer is contributing, then put money there..in 401K Quote Link to comment Share on other sites More sharing options...
Chinna_123 Posted June 25, 2018 Report Share Posted June 25, 2018 2 minutes ago, Spartan said: u can take money even if u r in India. so age factor doesnt matter. if ur employer is contributing, then put money there..in 401K India pothe ela vasthadi... koncham cheppu Quote Link to comment Share on other sites More sharing options...
papampasivadu Posted June 25, 2018 Report Share Posted June 25, 2018 6 minutes ago, Chinna_123 said: At what age will you be eligible for this 401K considering our international temp status 10% fine kattadaniki siddham aythe eppudaina teeskovacchu....ee rojuna 30+% tax ni defer chestunnav aa contribution valla, so ela chuskunna gittubatu avuddhi Quote Link to comment Share on other sites More sharing options...
Spartan Posted June 25, 2018 Report Share Posted June 25, 2018 Just now, Chinna_123 said: India pothe ela vasthadi... koncham cheppu emundi ne age vachinappudu withdraw cheskovadame yearly..put in ur American bank account and xfer to India like how u doing now. Quote Link to comment Share on other sites More sharing options...
papampasivadu Posted June 25, 2018 Report Share Posted June 25, 2018 Just now, papampasivadu said: 10% fine kattadaniki siddham aythe eppudaina teeskovacchu....ee rojuna 30+% tax ni defer chestunnav aa contribution valla, so ela chuskunna gittubatu avuddhi of course teeskunna appudu kuda tax kattali anuko...but oka vela india ellipothe nee tax bracket kevalam ee amount ke untadhi kadha Quote Link to comment Share on other sites More sharing options...
Chinna_123 Posted June 25, 2018 Report Share Posted June 25, 2018 Just now, Spartan said: emundi ne age vachinappudu withdraw cheskovadame yearly..put in ur American bank account and xfer to India like how u doing now. 65 varaku untam antava?? Quote Link to comment Share on other sites More sharing options...
papampasivadu Posted June 25, 2018 Report Share Posted June 25, 2018 Just now, Chinna_123 said: 65 varaku untam antava?? 65 kadhu...59.5 ee.... untav le don't worry...twaraga povali anna adrushtam undali Quote Link to comment Share on other sites More sharing options...
Chinna_123 Posted June 25, 2018 Report Share Posted June 25, 2018 36 minutes ago, papampasivadu said: 65 kadhu...59.5 ee.... untav le don't worry...twaraga povali anna adrushtam undali AntheleA theme Quote Link to comment Share on other sites More sharing options...
Spartan Posted June 25, 2018 Report Share Posted June 25, 2018 38 minutes ago, papampasivadu said: 65 kadhu...59.5 ee.... untav le don't worry...twaraga povali anna adrushtam undali are u depressed with ur life or what.. Quote Link to comment Share on other sites More sharing options...
jajjanaka_jandri Posted June 26, 2018 Author Report Share Posted June 26, 2018 3 hours ago, kiraak_poradu said: Sure kaka but I’m not db pedda kaka every month oka constant amount saving account lo padeyyi example $600 dont touch the amount strictly money anthakanna ekuva migilina same amount savings lo veyyi jeevitham sankanaki pothe thappa don’t touch saving amount note : this suggestion is for savings not investimenti Malla 10gakandi thanks kaka Quote Link to comment Share on other sites More sharing options...
Peddayana Posted June 26, 2018 Report Share Posted June 26, 2018 4 hours ago, papampasivadu said: of course teeskunna appudu kuda tax kattali anuko...but oka vela india ellipothe nee tax bracket kevalam ee amount ke untadhi kadha correct , tax bracket will change Quote Link to comment Share on other sites More sharing options...
Anta Assamey Posted June 26, 2018 Report Share Posted June 26, 2018 6 hours ago, Spartan said: 15% after-tax in stocks. 6% pre-tax in retirement. Inka dabbulu ekkada vuntayi ... ippudu ardam ayyindi ... Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.