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Recession in 2019 anta


Sreeven

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52 minutes ago, srdh21 said:

2007 lo sub prime lending was culprit that includes Auto as well

Subprime auto lending is to back to 2007 levels now, whereas Home Loans are very tightened

autos may not be the starting the fire, but it can add fuel to fire

I believe correction is stock markets (-30%) could trigger recession primarily tech stocks

 

they check your visa passport stamping dates to give auto loan, but not for house loans. emitoooooo

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2009 range recession undadu market sideways movement untundi ...

citizens ki noppi teidu immigrants ki vasipotundi

 

Company lo konni teams lesipotayi... but innovation undadu so startups undavu...

 

corruption perigipotundi so red tape expect cheyyandi... Govt panulu worst aipotayi

 

safest bet is to stick to core finance/banking/insurance kind of corporate companies... fresh immigrants aithe bags sardinready ga undandi... ship already vellipoyindi

 

5-10 yr back immigrants aithe baga save cheskoni transfers ki ready undandi

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2 hours ago, dabididhibide said:

correction will be here for sure if not this it will be in the next year. But how bad is it going to get is unknown. Inflation is so high right now , it is not sustainable. Trade war is pouring gasoline in this mixture.

EU just joined trade war on tech, google meeda 5bn$ fine vesindi

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15 minutes ago, phatposts said:

auto loans valla receission vastundi ante nenu nammanu. but what do I know?

so to understand - how will that cause a market fix? auto loans pichi pichi gaa ichesaru anuko - teesukunna vaallu default chesaru anuko, then the lien holder can get back the collateral and sell it off relatively easy kada?

Logic wise applies the same to mortgage but buying/selling a home and car are not the same. 

Just 30% of auto loans constitute 300Bn aa? Is it even true?

 

value deprecaite avutundi kada 

40% depreciation of german cars after it crosses the lot 

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1 hour ago, kevinUsa said:

value deprecaite avutundi kada 

40% depreciation of german cars after it crosses the lot 

Depreciation ni recession anukuntunnava enti kompateesi?

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9 minutes ago, phatposts said:

Depreciation ni recession anukuntunnava enti kompateesi?

if some has given a loan of 40k on a car, the value of it deprecaites.

 if he defaults the payments    the owner of car is lender  so  for him to get rid of loss he purchases insurance on money he lent 

he claims for  insurance so the credit swaps  so insurance company has to pay  the money 

considering 30% default   rate of all current loans then it is going ot be 300Bn 

which is a staggering amount  there need to be a  govt intervention to bail out all the insurance companies 

then the stock prices of these companies hammers 

then the auto manufactures  as people don't buy cars   as they cannot afford 

 auto +insurance   so there might be an  recession  no as big as 2008

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3 minutes ago, kevinUsa said:

if some has given a loan of 40k on a car, the value of it deprecaites.

 if he defaults the payments    the owner of car is lender  so  for him to get rid of loss he purchases insurance on money he lent 

he claims for  insurance so the credit swaps  so insurance company has to pay  the money 

considering 30% default   rate of all current loans then it is going ot be 300Bn 

which is a staggering amount  there need to be a  govt intervention to bail out all the insurance companies 

then the stock prices of these companies hammers 

then the auto manufactures  as people don't buy cars   as they cannot afford 

 auto +insurance   so there might be an  recession  no as big as 2008

i dont believe that car values will fluctuate like houses. so losses might not be that substantial. Also they are low value and short term loans. 5 years is the general period. i do not think auto loans will cause any damage to economy.

on the other hand -  bad trade deals and import deficits might effect market stability. What they dont understand is that labor is not cheap in USA and they have to import to stay afloat.

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6 minutes ago, Variety_Pullayya said:

i dont believe that car values will fluctuate like houses. so losses might not be that substantial. Also they are low value and short term loans. 5 years is the general period. i do not think auto loans will cause any damage to economy.

on the other hand -  bad trade deals and import deficits might effect market stability. What they dont understand is that labor is not cheap in USA and they have to import to stay afloat.

yes correct but  the loans of 300bn is big 

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