Baby delivery & Insurance kastaalu

[mysterious]

Next year jan lo kid plan chesthunna. Can someone suggest insurance with less deductible for new jersey area plz. present nenu F1 lo unna. wife F2. Plz suggest.

[Quickgun_murugan]

53 minutes ago, Sandy_USA said:

It s matter for hardly 1k dollar amount not worth thinking about this .. even though you met your deductible you still have to pay same amount during delivery insurance is gonna say this is out of pocket and that is out of pocket bla bla bla irrespective of your deductible insurance will drag your 80% of out of pocket (if it is below 5k) so not to worry about it .. enjoy the greatest moments of your life and good luck. 

My Out of pocket family deductible is 10,000 

Individual deductible is 5000

[Quickgun_murugan]

1 minute ago, mysterious said:

Next year jan lo kid plan chesthunna. Can someone suggest insurance with less deductible for new jersey area plz. present nenu F1 lo unna. wife F2. Plz suggest.

Plan etla chestav.. conceiving is not in your hands ani @TOM_BHAYYA ki @Odale cheppadu

[Quickgun_murugan]

2 hours ago, lapakilotupaki said:

January lo delivery unte....this year mottam deductable meet avvalu....and next year also meet avvali.........thu thu...denikayina planningperfect ga undaali

Nee samaya endi bro clear ga eyyu ..

Nee annual deductible entha?

Out of pocket family deductible entha..?

Individual deductible entha?

[AndhraneedSCS]

2 hours ago, lapakilotupaki said:

January lo delivery unte....this year mottam deductable meet avvalu....and next year also meet avvali.........thu thu...denikayina planningperfect ga undaali

you get $2000 from tax credit 

[Guest]

Nov..dec time la start chey..next dec kalla baby untadi..one year correct gaa set aythadi

[Guest]

9 minutes ago, mysterious said:

Next year jan lo kid plan chesthunna. Can someone suggest insurance with less deductible for new jersey area plz. present nenu F1 lo unna. wife F2. Plz suggest.

start next month..hmo plans unte high premiums unna teesko

[Merabharathmahan]

2 hours ago, lapakilotupaki said:

January lo delivery unte....this year mottam deductable meet avvalu....and next year also meet avvali.........thu thu...denikayina planningperfect ga undaali

just lab work and ultra sounds and any prescription ki ee december varaku avutay. ivi oka 600 max avutay anthe. January lo delivery ayithe next year insurance motham cover chestadi hospital bills and deductibles. 

Ayithe ikkada main thing is Doctor consultation fee for Pre delivery (11-12 visits almost) and also delivery date doctor vachinanduku fee untadi. Ee year enni visits ayithe annitiki kalipi okate claim end of the year send chestaru but most insurance cover prenatal doctor visits fee 100% but check with ur insurance. Next year 1 or 2 doctor visits and delivery day vachinanduku fee kalipi oka doctor claim potadi next year.  

[mysterious]

20 minutes ago, Quickgun_murugan said:

Plan etla chestav.. conceiving is not in your hands ani @TOM_BHAYYA ki @Odale cheppadu

Conceiving is not in our hands, but when I say planning next year, stop using condom and expect her to conceive If you dont even know what planning means, there is no use explaining to u.

11 minutes ago, Guest said:

start next month..hmo plans unte high premiums unna teesko

Thank you. Will look into HMO Plans

[Paidithalli]

Congrats 

[MRI]

3 hours ago, lapakilotupaki said:

senior most dber's kuda suggestions ivaaleni situation naadi

sarey oo pani chey.. malli deductible em kadatavuley kaani.. next year end kalla inkokati ayyetattu plan cheyyi..

[Mitron]

1 hour ago, Quickgun_murugan said:

Plan etla chestav.. conceiving is not in your hands ani @TOM_BHAYYA ki @Odale cheppadu

 

[Mitron]

1 hour ago, mysterious said:

Conceiving is not in our hands, but when I say planning next year, stop using condom and expect her to conceive If you dont even know what planning means, there is no use explaining to u.

Thank you. Will look into HMO Plans

 

1 hour ago, mysterious said:

Conceiving is not in our hands, but when I say planning next year, stop using condom and expect her to conceive If you dont even know what planning means, there is no use explaining to u.

Thank you. Will look into HMO Plans

 

[Quickgun_murugan]

2 hours ago, mysterious said:

Conceiving is not in our hands, but when I say planning next year, stop using condom and expect her to conceive If you dont even know what planning means, there is no use explaining to u.

Thank you. Will look into HMO Plans

Nee mokham

[Peddayana]

some plans have last quarter carry over deductible and out of pocket , please check if your plan has that option , that would mean your expenses in the Oct-Dec for current year will be counted against ded/oop next year

if that doesn't work out , see that you enjoy the moments , us lo putti nandhuku premium anuko.