Health Insurance during Maternity Urgent!!

[user789]

53 minutes ago, krishna0125 said:

Pregnancu endhu cover cheiyadu..it wont come under pre-existence. health insurance cant deny pregnancu as preexistance anymore. check with other customer rep.

 

if you are taking about not paying anything at all for the whole process, then you need to be on best plan or HMO kind of plan..

 

Some insurance won't cover..last ki bokka nee...

[user789]

20 minutes ago, bulleye said:

ledu bro..stingy ledu em ledu...good plan ante..takkuva lo naku kavali ani adagat ledu bro....already for both of us ki around 510 ala paying..so maternity cover avtadi anukunna...bt cover avvat ledu ani telisindi....so just wanted to be on safe side malli ade mistake kakunda....emina helath plans mana vallu already use chesedi  vunte ikkada post cheste avvi teesukunta ani..

*which covers best during maternity ani anthe...

employer dhi unte- thats the best one...usually sep lo close aithadi most of the employers

- neeku ekkuva ayina tax benefit vasthadi... konni insurance only in open enrollment will cover pregnancy .

united and blue cross ki cheyyu...during open enrollment. they should consider pregnancy. 

bay area lo aithe kaiser is best but its little expensive.

1 yr ko should not think on $$$ during this time.i .have seen many ended up paying more $$$ when they went with cheaper plans...

[ManchiDonga]

23 minutes ago, bulleye said:

ledu bro..stingy ledu em ledu...good plan ante..takkuva lo naku kavali ani adagat ledu bro....already for both of us ki around 510 ala paying..so maternity cover avtadi anukunna...bt cover avvat ledu ani telisindi....so just wanted to be on safe side malli ade mistake kakunda....emina helath plans mana vallu already use chesedi  vunte ikkada post cheste avvi teesukunta ani..

*which covers best during maternity ani anthe...

direct local insurances offices vellu bro... they will show all the plans and coverage.

you can choose one based on requirement.

[Quickgun_murugan]

1 hour ago, bulleye said:

Bhayya...ippudu open enrollment vundi kada...ma insurance vadiki call cheste...nt cover Pregnancy antunadu...so edi best plan let me know please..malli monthly $550 dobbing a insurance ki..so e plan best to enroll ...please let me know...

A insurance teeskunnav??

kaiser is good for pregnancy 

[Amrita]

39 minutes ago, bulleye said:

IS your spouse pregnant now or are you planning for it in 2019-----we are planning to ...

Employer Insurance provide cheyyatam leda ??-------------Employer ni adgaledu bt mostly madi small company..so almost same vuntadi..it doesn't matter much..last year di comapre chesi chusa...

Nee plan ki veedu cover cheyyada..is there any other plan that covers pregnancy with big monthly pay---nneu ade adiganu bt  ledu we stopped covering ani annadu...so anduke ikaadda head banging...

 

price kakunda benefits compare chesukondi for employers group insurance plan.  Ayina asalu mi insurance pregnancy enduku cover cheyatledu? I am kinda confused. 

[Peddayana]

Some plans may not cover pregnancy , exclusions lo list chestharu , but 550$ unde plan cover cheyyatledu ante surprising though

If you don't want to spend a lot of money and will stay in the same place for a while , decide on the hospital/doctor , see which plans they accept etc , HMO lo ee hospital/doctor unde plans teesuko , that should help

OOP ni careful ga check chesuko , planning mana chetullo ledu anuko but remember that ded, coinsurance , oop will change by calendar year so if baby is born on Jan 1st then aa year ded , coinsurance vere undochu plan ni battu (unless you have last quarter deductible/oop carryover condition) in your policy

do research , calculate the total amounts you pay , hospitals around you , anni choosi decide avvu

[Amrita]

6 minutes ago, Peddayana said:

Some plans may not cover pregnancy , exclusions lo list chestharu , but 550$ unde plan cover cheyyatledu ante surprising though

If you don't want to spend a lot of money and will stay in the same place for a while , decide on the hospital/doctor , see which plans they accept etc , HMO lo ee hospital/doctor unde plans teesuko , that should help

OOP ni careful ga check chesuko , planning mana chetullo ledu anuko but remember that ded, coinsurance , oop will change by calendar year so if baby is born on Jan 1st then aa year ded , coinsurance vere undochu plan ni battu (unless you have last quarter deductible/oop carryover condition) in your policy

do research , calculate the total amounts you pay , hospitals around you , anni choosi decide avvu

Really? This is news to me. 

[Peddayana]

1 minute ago, Amrita said:

Really? This is news to me. 

short term plans mostly cover cheyyavu , TS plan ade nemo ani doubt

most full term cover , but obamacare penalty teesesaka plans changed a lot of conditions 

[Amrita]

Just now, Peddayana said:

short term plans mostly cover cheyyavu , TS plan ade nemo ani doubt

most full term cover , but obamacare penalty teesesaka plans changed a lot of conditions 

Short term plans insurance transition time lo tesukuntaru kada.. H1b lo undi kuda tesukuntara especially when its mandatory?

Ammo asalu risky elanti plans with conditions.  Thanks for info.

[bulleye]

yeah almost 5 years nundi vunna....short term cover cheyyavu anta....Make sure once again grand father plan ayite cover chestaru...5 yrs kabatti grand father plan ayii vutundi ani oka agent told me...asked me to talk to knowledgable person from united to confirm ani annadu..andariki teledu GF plan guruinchi anta

[badexample]

1 hour ago, Peddayana said:

short term plans mostly cover cheyyavu , TS plan ade nemo ani doubt

most full term cover , but obamacare penalty teesesaka plans changed a lot of conditions 

bayya.. how can we take short term plans under the new laws? full insurance mandatory since obamacare kada.. so pregnancy is covered all these plans. unless OP has some bithiri plan that doesnot comply with obamacare or whatever drumpf calls it

[perugu_vada]

2 hours ago, bulleye said:

IS your spouse pregnant now or are you planning for it in 2019-----we are planning to ...

Employer Insurance provide cheyyatam leda ??-------------Employer ni adgaledu bt mostly madi small company..so almost same vuntadi..it doesn't matter much..last year di comapre chesi chusa...

Nee plan ki veedu cover cheyyada..is there any other plan that covers pregnancy with big monthly pay---nneu ade adiganu bt  ledu we stopped covering ani annadu...so anduke ikaadda head banging...

 

General ga group insurance lo pregnancy will be covered by default, go with group insurance with ur employer, rather than taking individually

[Peddayana]

38 minutes ago, badexample said:

bayya.. how can we take short term plans under the new laws? full insurance mandatory since obamacare kada.. so pregnancy is covered all these plans. unless OP has some bithiri plan that doesnot comply with obamacare or whatever drumpf calls it

ippudu not mandatory , kuppal teppal ga andaru droping insurance and going uninsured , it will be a problem ani monne news came ba

[idlysambar]

11 minutes ago, Peddayana said:

ippudu not mandatory , kuppal teppal ga andaru droping insurance and going uninsured , it will be a problem ani monne news came ba

em news vachindi @Peddayana nenu only spouse ki ticukunna insurance emyina problem avutundaa

[Peddayana]

3 minutes ago, idlysambar said:

em news vachindi @Peddayana nenu only spouse ki ticukunna insurance emyina problem avutundaa

spouse will be subscriber for your plan so should be okay , aa news general population meedha , they told that since there is no penalty if you do not take insurance a lot of folks are dropping it now