veerigadu Posted December 17, 2021 Report Share Posted December 17, 2021 Talking to few banks for pre-approved home loan. KVP gallu trying to trap me with variable interest. I want fixed interest one. Variable interest antee bokkaneee. eee inflation lo elago penchutharuuu. Nakipothaaa. Any suggestions about how to negotiate? Quote Link to comment Share on other sites More sharing options...
Pulkapresident Posted December 17, 2021 Report Share Posted December 17, 2021 Just now, veerigadu said: Talking to few banks for pre-approved home loan. KVP gallu trying to trap me with variable interest. I want fixed interest one. Variable interest antee bokkaneee. eee inflation lo elago penchutharuuu. Nakipothaaa. Any suggestions about how to negotiate? What's your credit score and % downpayment? Quote Link to comment Share on other sites More sharing options...
Popular Post gudboy Posted December 17, 2021 Popular Post Report Share Posted December 17, 2021 uncle I thought you are against home buying. What happened suddenly???? 4 Quote Link to comment Share on other sites More sharing options...
HugoStrange Posted December 17, 2021 Report Share Posted December 17, 2021 30 years fixed matrame interested ani cheppu kaka, unless 20% down chesthe kani Arm rates chepparu kada nekenduku chepthunnaru? pre-approved mee realtor ni adugu, vallaku telisina valla deggara emanna eppisthademo ani 1 Quote Link to comment Share on other sites More sharing options...
Spartan Posted December 17, 2021 Report Share Posted December 17, 2021 Wells Fargo Quote Link to comment Share on other sites More sharing options...
Flaber Posted December 17, 2021 Report Share Posted December 17, 2021 3 minutes ago, veerigadu said: Talking to few banks for pre-approved home loan. KVP gallu trying to trap me with variable interest. I want fixed interest one. Variable interest antee bokkaneee. eee inflation lo elago penchutharuuu. Nakipothaaa. Any suggestions about how to negotiate? How much Interest rate is he offering? Did you try with multiple lenders? Quote Link to comment Share on other sites More sharing options...
veerigadu Posted December 17, 2021 Author Report Share Posted December 17, 2021 1 minute ago, gudboy said: uncle I thought you are against home buying. What happened suddenly???? Ippudu low interest lo pre-approved loan pettukoni tharvatha oka 3 months lo ala use cheddham anukuntunna samara. Quote Link to comment Share on other sites More sharing options...
Spartan Posted December 17, 2021 Report Share Posted December 17, 2021 Just now, veerigadu said: Ippudu low interest lo pre-approved loan pettukoni tharvatha oka 3 months lo ala use cheddham anukuntunna samara. anna rate lock only 60 days... enta pre-approved aina kuda Quote Link to comment Share on other sites More sharing options...
veerigadu Posted December 17, 2021 Author Report Share Posted December 17, 2021 5 minutes ago, Spartan said: anna rate lock only 60 days... enta pre-approved aina kuda 90 antunnaru kadha?? 60 ayina kuda ok neee...guddi kantee mellaaaa better 1 Quote Link to comment Share on other sites More sharing options...
veerigadu Posted December 17, 2021 Author Report Share Posted December 17, 2021 14 minutes ago, Flaber said: How much Interest rate is he offering? Did you try with multiple lenders? 2.95% for 15 years. 10% down. Two incomes. >700 CR both 1 Quote Link to comment Share on other sites More sharing options...
Dabbakai Posted December 17, 2021 Report Share Posted December 17, 2021 3 minutes ago, veerigadu said: 2.95% for 15 years. 10% down. Two incomes. anything below 3 is good annaru kada medhavulu; also any specific reason for trying to get it for 15 yrs ?? Quote Link to comment Share on other sites More sharing options...
kittaya Posted December 17, 2021 Report Share Posted December 17, 2021 18 minutes ago, veerigadu said: Talking to few banks for pre-approved home loan. KVP gallu trying to trap me with variable interest. I want fixed interest one. Variable interest antee bokkaneee. eee inflation lo elago penchutharuuu. Nakipothaaa. Any suggestions about how to negotiate? Congratulations mamaaa 1 Quote Link to comment Share on other sites More sharing options...
kittaya Posted December 17, 2021 Report Share Posted December 17, 2021 Just now, Dabbakai said: anything below 3 is good annaru kada medhavulu; also any specific reason for trying to get it for 15 yrs ?? 2 incomes emo Ani naku koduthundhi Quote Link to comment Share on other sites More sharing options...
tennisluvrredux Posted December 17, 2021 Report Share Posted December 17, 2021 7 minutes ago, veerigadu said: 2.95% for 15 years. 10% down. Two incomes. >700 CR both 2.95% high man, we got 2.5% fixed with 10% down through US Bank Quote Link to comment Share on other sites More sharing options...
veerigadu Posted December 17, 2021 Author Report Share Posted December 17, 2021 13 minutes ago, Dabbakai said: anything below 3 is good annaru kada medhavulu; also any specific reason for trying to get it for 15 yrs ?? Home rates will appreciate more only in the first 15 years. Tharvatha repairs and bokka ani demand will go down everywhere. We dont intend to keep beyond 15 years no matter. 10-12 years avvaganeee we might start another application for new house. Not sure about pros and cons but thats the plan. Quote Link to comment Share on other sites More sharing options...
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