H1B undi manashanti leni kotta illu

[CanadianMalodu]

1 hour ago, phatposts said:

em cheyyalsina avasaram ledu. job lo situation assalu baagoledu anipiste - either solidify your role by talking to manager or parallelly look for job. 

house rates padda kooda - if you are living in that house, you are OK. 

news choodatam tagginchu, manassanthi dorukutundi

OK kadhamma. House value kante, ekkuva value ki illu teesukunnattu. Aa "delta" ki kooda 20-25 years vaddi kaduthunnatlu. Any perceived equity to that amount is considered lost. 

[futureofandhra]

2 minutes ago, CanadianMalodu said:

OK kadhamma. House value kante, ekkuva value ki illu teesukunnattu. Aa "delta" ki kooda 20-25 years vaddi kaduthunnatlu. Any perceived equity to that amount is considered lost. 

High interest rate tho house ela kontonnaro no idea

[A1startarak]

3 minutes ago, futureofandhra said:

High interest rate tho house ela kontonnaro no idea

Peer pressure and buildup 

[CanadianMalodu]

8 minutes ago, futureofandhra said:

High interest rate tho house ela kontonnaro no idea

Endhukante, janalu peer pressure lo "mortgage"konukukopthe race lo venakupadi poyinatlu feel avvadam, rent kattukune badulu EMI kadithe illu vasthadhi kadha ani dharma sookshamalu cheppi, ladies ni usiholuputharu. Tarwatha story telisindhe kadha. 

[andhra_jp]

19 hours ago, dreamchaser said:

Hi friends,Nenu 2 years back peak time lo oka 700k petti Austin,TX lo illu konnanu peer pressure valla on single income .nenu H1B lo unnanu on a FT job.ippudu dani value oka 25% padipoyindi.chustunte next 1 year home prices inka padipoye chances unnayi.oka pakka ma company lo layoffs avutunayi due to AI viplavam.inko pakka tough avabotunna H1B rules.maro pakka recession bhayam. maro pakka desis paina perugutunna sthaniki pourala dvesham. na GC PD 2019 so GC meda ashalu levu.ilanti time lo nenu emi cheyalo ardam avadam ledhu.please suggest

Anna,

house purchase commitment should be minimum for a decade to see resonable price movement till then u will see natural progression be it highs or lows..

[phatposts]

16 hours ago, CanadianMalodu said:

OK kadhamma. House value kante, ekkuva value ki illu teesukunnattu. Aa "delta" ki kooda 20-25 years vaddi kaduthunnatlu. Any perceived equity to that amount is considered lost. 

new people ki OK kaadu, existing owners ki ee pressure ni add-on laaga chesi ammukovadam inka bad. 

Not everyone has the guts or circumstances to say f-it, I will sell - walk out with my loss and start fresh in a 2bed apartment. 

[jpismahatma]

konnaka tappadhu. nadipiyali. GET MONEY from India to reduice your monthly. 700k is small money if you picture your life.

 

if you still feel pressured. calculate your losses. see if you can claim towards your w2 and exit.

 

as grown up adult. the common sense part is missing for many people.

 

example : what is my income ? what happens if I die suddenly (life insurance). Job lost ? you take 30 year mortagage. like you have to pay 3 to 5k irrespective you work or not.  health insurance and expenses.

[CanadianMalodu]

37 minutes ago, phatposts said:

new people ki OK kaadu, existing owners ki ee pressure ni add-on laaga chesi ammukovadam inka bad. 

Not everyone has the guts or circumstances to say f-it, I will sell - walk out with my loss and start fresh in a 2bed apartment. 

It's cognitive dissonance then. Transactions lo profit or loss matrame untayi. There is no shame in cutting losses

Antha "OK" anukunedattu aithe, Asalu teddu deniki, feel avvadam deniki?

 

 

[phatposts]

3 minutes ago, CanadianMalodu said:

It's cognitive dissonance then. Transactions lo profit or loss matrame untayi. There is no shame in cutting losses

Antha "OK" anukunedattu aithe, Asalu teddu deniki, feel avvadam deniki?

 

 

property is a transaction, home is not. as i said, if all you see is an investment in that structure - go for it. 

andaru mana laagane think cheyyali anukovadam kooda cognitive dissonance eee 

[CanadianMalodu]

Just now, phatposts said:

property is a transaction, home is not. as i said, if all you see is an investment in that structure - go for it. 

andaru mana laagane think cheyyali anukovadam kooda cognitive dissonance eee 

That's how numbers work. Why does even anyone put a price tag then ? Even then, you can make It work to an extent if you "own" something and call it "home". 

Unfortunately, mortgage payers get tricked into believing they own something even though the "house" is a collateral, and keep accruing more looses both interms of negative equity and accruing interest on the negative equity as well. "Sunk costs" are pocketed by seller and the broker. The sooner the mortgage holder realizes it the better.

Emotional tangent, will only stress the mortgage holder even night, paying every EMI adds more stress (when you know the money ain't coming back).

[akkum_bakkum]

7 minutes ago, phatposts said:

property is a transaction, home is not. as i said, if all you see is an investment in that structure - go for it. 

andaru mana laagane think cheyyali anukovadam kooda cognitive dissonance eee 

Exactly....House is an emotion for many. It brings memories that are more valuable for the family than profit/loss. Not everything should be seen thru investment lens. When do we tejams realize there are many things that money cant buy?

17 hours ago, CanadianMalodu said:

OK kadhamma. House value kante, ekkuva value ki illu teesukunnattu. Aa "delta" ki kooda 20-25 years vaddi kaduthunnatlu. Any perceived equity to that amount is considered lost. 

 

[kevinUsa]

2 minutes ago, akkum_bakkum said:

Exactly....House is an emotion for many. It brings memories that are more valuable for the family than profit/loss. Not everything should be seen thru investment lens. When do we tejams realize there are many things that money cant buy?

 

Anna  caledono Chala mandi 2 nd home owners Re filing for bankruptcy ani VinnA 

@CanadianMalodu

[phatposts]

5 minutes ago, CanadianMalodu said:

That's how numbers work. Why does even anyone put a price tag then ? Even then, you can make It work to an extent if you "own" something and call it "home". 

Unfortunately, mortgage payers get tricked into believing they own something even though the "house" is a collateral, and keep accruing more looses both interms of negative equity and accruing interest on the negative equity as well. "Sunk costs" are pocketed by seller and the broker. The sooner the mortgage holder realizes it the better.

Emotional tangent, will only stress the mortgage holder even night, paying every EMI adds more stress (when you know the money ain't coming back).

mari nuvvu emanna rental properties lo invest chesava, to make numbers work?

[CanadianMalodu]

1 minute ago, phatposts said:

mari nuvvu emanna rental properties lo invest chesava, to make numbers work?

I don't deal with mortgages. Pay in only "full cash". 

[8pm]

20 hours ago, DallasKarreBaluu said:

last 10 years lo AI and Trump ledu anna cc @Tellugodu

Illegal mexicans chusi dhairyam techuko anna. veedini chusi nerchuko 10 years US lo unnadu house kuda sell chesi india mingestunadu

 

eeyana enni sarlu return avutadu india ki??