Monthly Mortgage Payment

[FrustratedVuncle]

40 minutes ago, SaradaChinnodu said:

bhayya @VeeragandhamVaampire nee okko post okko diamond laga undhi....endi vayya aa salary packages...180K...220K malli base anta....I'm happy that you and your friends circle are in top earners league and equally depressed looking at my paycheck  ......IT sodarurala evaranna sangi bhavam prakatisthara naku? ( I hope some of us here are thinking same as me)

Don't worry bro. All are in same boat. It was just db exaggeration 

[VeeragandhamVaampire]

43 minutes ago, tables said:

What is DE?

You in IT ? 

[VeeragandhamVaampire]

1 hour ago, SaradaChinnodu said:

bhayya @VeeragandhamVaampire nee okko post okko diamond laga undhi....endi vayya aa salary packages...180K...220K malli base anta....I'm happy that you and your friends circle are in top earners league and equally depressed looking at my paycheck  ......IT sodarurala evaranna sangi bhavam prakatisthara naku? ( I hope some of us here are thinking same as me)

Thanks 

[VeeragandhamVaampire]

39 minutes ago, tables said:

Ekkada bro? Just checked h1 info for heb in San Antonio…max is 150k that too only one data point. Everything else is between 100 to 130K

My friend is 9 years exp GC 

[manadonga]

14 hours ago, Sonu_Patel said:

Callling financial experts, Average ga oka 800K plus home ki mortgage payment average $5.5k per month ostundi.. 

our monthly take home net is $10k after all 401k, health insurance,  other deductions .. blah blah

What do you suggest ? 

For example if any one in family gets laid off, in that case net amount will be less. how are people able to make these financial decisions. 

Pillalu puttaka mee wife job cheyyaleka povachhu due to some health or ither reasons to appudu kuda nuuvu manage cheyyagalanu ante ok 

[Thokkalee]

On 2/3/2023 at 11:34 PM, tables said:

Ekkada bro? Just checked h1 info for heb in San Antonio…max is 150k that too only one data point. Everything else is between 100 to 130K

Ikkada 130k ichhi, migatha salary India lo cash isthaadu le.. 

[Pandubabu]

On 2/4/2023 at 4:55 AM, manadonga said:

Pillalu puttaka mee wife job cheyyaleka povachhu due to some health or ither reasons to appudu kuda nuuvu manage cheyyagalanu ante ok 

Good point bro , mana leki thanam valla we try to run too close. 

Especially for h1bs , better to have these long term commitments on one salary. 

When I bought a home,  only naa salary tho manage ayyela konna . Bcos of that , we can afford to go to gym , my daughter can go to lot of classes even if my wife looses job .

Ledhante , jeevitham antha house payments chesthu undali. 

Ee enrichment lo 60 ke pothunnam . Em peekam ra ante, house payoff chesa ani meesam meedha cheyi vesukoni chachipovali..

 

 

 

[Sonu_Patel]

On 2/5/2023 at 8:45 AM, Pandubabu said:

Good point bro , mana leki thanam valla we try to run too close. 

Especially for h1bs , better to have these long term commitments on one salary. 

When I bought a home,  only naa salary tho manage ayyela konna . Bcos of that , we can afford to go to gym , my daughter can go to lot of classes even if my wife looses job .

Ledhante , jeevitham antha house payments chesthu undali. 

Ee enrichment lo 60 ke pothunnam . Em peekam ra ante, house payoff chesa ani meesam meedha cheyi vesukoni chachipovali..

 

 

 

telisina vallu recent ga sign chesaru.. monthly $5.5k payment anaru...

[perugu_vada]

7 minutes ago, Sonu_Patel said:

telisina vallu recent ga sign chesaru.. monthly $5.5k payment anaru...

puli ni chusi nakka vaatha pettukunnatlu .. evaro edho chesaru ani .. nuvu out-of-comfort-zone ki poyi digatam anedi not advisable .. evarikosam anoo  pedda illu konatam ante .. vaallu oka sari chuusi wow or kewww or ewww anesipothaaru .. illu anedi 30yrs commitment .. it can eat lives .. India lo properties unnaay baane .. if needed can transfer those anukunte fine ..

anyways,,think plan and buy accordingly .. becos evvadu ochi ni monthly payments cheyyadu

[Sucker]

Life motham mortgage lu EMI le na vuncles @perugu_vada

[perugu_vada]

Just now, Sucker said:

Life motham mortgage lu EMI le na vuncles @perugu_vada

3-jobs chesi.. 10-yrs lo clear cheyalema uncle ? 

[Complex]

18 minutes ago, Sonu_Patel said:

telisina vallu recent ga sign chesaru.. monthly $5.5k payment anaru...

evaro cheptam enti uncle,

do calculations on your own ,  excel sheet lo lender tho matladi , put all your expenses and see where it lands.

Home buying is a big commitment , make sure you really afford it.

Only buy home that you afford even if it is small.

[Sucker]

2 minutes ago, perugu_vada said:

3-jobs chesi.. 10-yrs lo clear cheyalema uncle ? 

3 nti vuncle cheap ga GC vachindi min 5 vundaale. Adhe ga GC main concept neeku 

[Complex]

11 minutes ago, perugu_vada said:

puli ni chusi nakka vaatha pettukunnatlu .. evaro edho chesaru ani .. nuvu out-of-comfort-zone ki poyi digatam anedi not advisable .. evarikosam anoo  pedda illu konatam ante .. vaallu oka sari chuusi wow or kewww or ewww anesipothaaru .. illu anedi 30yrs commitment .. it can eat lives .. India lo properties unnaay baane .. if needed can transfer those anukunte fine ..

anyways,,think plan and buy accordingly .. becos evvadu ochi ni monthly payments cheyyadu

sonu uncle enti ala mood ochinapudu oka post esi, offline pothadu.... signout chesi comments chadhuvuthademo 

[perugu_vada]

Just now, Sucker said:

3 nti vuncle cheap ga GC vachindi min 5 vundaale. Adhe ga GC main concept neeku 

Est, cst, pst varaku fine.. 5 ante Pakistan And China time lo kuda cheyala ante ..