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Monthly Mortgage Payment


Sonu_Patel

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2 hours ago, Sonu_Patel said:

Callling financial experts, Average ga oka 800K plus home ki mortgage payment average $5.5k per month ostundi.. 

our monthly take home net is $10k after all 401k, health insurance,  other deductions .. blah blah

What do you suggest ? 

For example if any one in family gets laid off, in that case net amount will be less. how are people able to make these financial decisions. 

Dallas lo 800k endhi saami.. 3500+ sq.ft ??

Evado konnadani pedha houses Konaku bro.., lot of maintenance and utility costs and property tax..

See what you really  need 

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2 hours ago, Sonu_Patel said:

Callling financial experts, Average ga oka 800K plus home ki mortgage payment average $5.5k per month ostundi.. 

our monthly take home net is $10k after all 401k, health insurance,  other deductions .. blah blah

What do you suggest ? 

For example if any one in family gets laid off, in that case net amount will be less. how are people able to make these financial decisions. 

800k endi vaaa ekkada kontunnav? sqft entha? Kids unnara?

4bed/3bath 2000 - 2500sqft kante ekkuva dandaga in my opinion. Keeping Utilities, Maintenance and Upkeep things in mind. 

1Master bed, 2 kids bed, 1 Guest bed and edoka moola office room la. More than enough. 

550k is my magical number => $200 to $220/sqft. 

Ika dream house, once in a life home anukunte enthaina pettukovachu. 

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23 minutes ago, FrustratedVuncle said:

ne yavva db lo sagam mandi padukoru eroju.

e Cali/Newyork/Seatle kakunda ekkada istunnaru saami aa range salaries. Of course MAANG kakunda

Yes almost all companies even in Idaho Utah states these days . Min salary is 180K and in Cali/TX/Seattle min is 240K

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2 minutes ago, VeeragandhamVaampire said:

Yes almost all companies even in Idaho Utah states these days . Min salary is 180K and in Cali/TX/Seattle min is 240K

TX lo 240k? Antha ledu bro 

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7 minutes ago, VeeragandhamVaampire said:

Yes almost all companies even in Idaho Utah states these days . Min salary is 180K and in Cali/TX/Seattle min is 240K

Nadi TX. Aaath bhi ivvaru 240k.

Min salary 180k aaa @3$%. Ye ooro cheppu baaa

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2 hours ago, sarvayogi said:

general rule edo undi 40% of gross or net minchi payments undaddu ani

check affordability calculator

home konali ani pratokkadu oogipotadu but reality is this

rent --> 1500-2000 anukunte you just pay that and forget...extra unte 2000 you can invest..worst case S and P which will eventually grow though less now

house --> 5000 anukunte..hardly 500-800 is your principal..rest 4200-4500 phuket ke you are giving to bank and govt

you can build equity loveda ani cheppaddu...eppudo aloo lakshana time ki you will get equity but aa time ki nee paisal anta naaki padesaru govt and bank

after moving to SFH I understood...2 bed rental 1600-1800 range is best and invest the rest...

Nuvvu aa 2 bed rental kompa lo untu barre ante ela? Upgrade Avvu to 4000 sft SFH and you will get entry to circles that have swapping culture. 

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17 minutes ago, VeeragandhamVaampire said:

Yes almost all companies even in Idaho Utah states these days . Min salary is 180K and in Cali/TX/Seattle min is 240K

Ekkada bro? Dallas lo max 150 to 180 for Senior software engineer.

cali lo 200 varku undi anthe.

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4 minutes ago, tables said:

Nuvvu aa 2 bed rental kompa lo untu barre ante ela? Upgrade Avvu to 4000 sft SFH and you will get entry to circles that have swapping culture. 

nee gruddha ra saale...

after moving to SFH I understood...kallu thengaya

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6 minutes ago, tables said:

Ekkada bro? Dallas lo max 150 to 180 for Senior software engineer.

cali lo 200 varku undi anthe.

180k TC isthe goppa. Matta lo desi management. vaaallu bonus lu 10gestaru panichesetollaki paisal ivvataniki langa edupu

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pdrati pundakoor gadiki 180-200K lu vaste

inka gallon milk 20 dollars

bread 10 dollars ayyi sastadi

there are always 80-90k salaried people just that they dont tell out

paiga mana indians 90 ante 120 ani ,,,120 ante 150 ani cheptaru paruvu kosam

W2 lo untadi asalu matter

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1 minute ago, sarvayogi said:

pdrati pundakoor gadiki 180-200K lu vaste

inka gallon milk 20 dollars

bread 10 dollars ayyi sastadi

there are always 80-90k salaried people just that they dont tell out

paiga mana indians 90 ante 120 ani ,,,120 ante 150 ani cheptaru paruvu kosam

W2 lo untadi asalu matter

100k - 150k lo 90% desi salaries untai ani na yokka idhi. 

Ika talented ppl ni evaru apaleru anuko.

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1 hour ago, FrustratedVuncle said:

12months backup pettuko EMI+ Car EMI + GAS + Food + Utilities + MISC. Job pothe 1yr lo techukovali. both have to work at least 15yrs non stop

vuncle H1 lo job pothe? 1yr time unda?

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