Home buying suggestion : Is ok to have a high interest loss of 50,000$ in next two years ? will this come back in equity at a later point of time ?  Was looking to purchase a new home in TX area and the price range is around 550000K. From the recent Fed meeting it looks like the rates are not going to come down for the next couple of years. Trying to do math and I see that if we get a chance to refinance only after 2 years from now, that means we would be paying around 50K additio