If the fund started immediately after the event...  - death? Are you saying family doesn't have 10k? If not close friends who started the fund can "loan" it.  - death after accident / sudden : insurance covers some expenses and any full time job has basic coverage which runs into 20k to 50k. - death of a consultant without life insurance or other benefits: post the consultancy owner name and his details so that people can judge .  - death of a student? Cost is 4k to send the