Born in a farmers family.... Parents did beyond means for education..... Studied well enjoyed life well..... Made to America...graduated.....job.....seemed like life is set.... Small accident ....small settlement....took it seriouz to make the money back lost in settlement... Invested in daiky trades...lost some..... Bad habits took over me......gambling gambling....gambling..... Lost savings.....borrowed....lost them.....some repaid some could not.....lost fri