Best CD rates cheppandi

[ilakatamaflia]

45 minutes ago, no01 said:

$1000 tho T-Bill konte, entha interest vasthundi monthly? assuming its 5.5% rate

tbils gives option to held weekly like 4,12 etc .. nenu cheppina numbers 4 week … 

monthly ~4 dollars … 

[idibezwada]

box gives you the best

[kurchi_madatapetti]

16 minutes ago, idibezwada said:

box gives you the best

Konchem ardamayeetu cheppu sodara

[idibezwada]

1 minute ago, kurchi_madatapetti said:

Konchem ardamayeetu cheppu sodara

box spread is an options arbitrage strategy that combines buying a bull call spread with a matching bear put spread

[no01]

1 hour ago, ilakatamaflia said:

Last month try chesina bro,

so for $1000face value, vaadu 995.1 charge chesadu

i held it for 4 weeks only, so interst tho $1000.00 accnt lo vesadu ante , $4.09 made in 4 weeks !!  But naaku gurthu ledhu vaadu 4weeks appati interst rate (i assumed 5. something %) .. but $4.sumthign came to accnt .. 
 

 

1 hour ago, ilakatamaflia said:

tbils gives option to held weekly like 4,12 etc .. nenu cheppina numbers 4 week … 

monthly ~4 dollars … 

so this ~$4 monthly still better than HYSA or CD's? 

I know HYSA's have state tax on this gained interest rate (if you live in those states).

[ilakatamaflia]

1 hour ago, no01 said:

 

so this ~$4 monthly still better than HYSA or CD's? 

I know HYSA's have state tax on this gained interest rate (if you live in those states).

cd-s have a lock in period- tats the disadvantage, neeku money voddhu anukunte , u can lock it .. but mostly 6mon-one year untayi abd intrst varies with timeperiod.

HYSA- is good option , no lockin.. for now capitalone/ sofi/betterment  etc offering good rate but .. they are all online banking so do ur research  !! 

[anteNaa]

Fidelity has a good yield on the below ticker. I have my money in that and the returns are good. 

Money Market Mutual Fund Overflow	7-day yield	Effective yield
Fidelity® Government Money Market Fund Class S	4.98%	5.11%

[vithanda_vadhi]

7 hours ago, no01 said:

$1000 tho T-Bill konte, entha interest vasthundi monthly? assuming its 5.5% rate

PTR/100 = 1000 * 1/12 * 5.5/100 = 5500/1200 = 4.58

So we get 1000$ bond for 995.52$

[Konebhar6]

11 hours ago, kurchi_madatapetti said:

Which bank currently offering best CD rates and which one is safe?

CIT Bank, Fidelity giving 5+% interest on their bank accounts. 

For CDs I saw an offer from Discover bank giving 5.5% for CDs. Bank rate shows below results

https://www.bankrate.com/banking/cds/cd-rates/#best-cd-rates-from-top-banks

[no01]

15 hours ago, ilakatamaflia said:

cd-s have a lock in period- tats the disadvantage, neeku money voddhu anukunte , u can lock it .. but mostly 6mon-one year untayi abd intrst varies with timeperiod.

HYSA- is good option , no lockin.. for now capitalone/ sofi/betterment  etc offering good rate but .. they are all online banking so do ur research  !! 

 

15 hours ago, anteNaa said:

Fidelity has a good yield on the below ticker. I have my money in that and the returns are good. 

Money Market Mutual Fund Overflow	7-day yield	Effective yield
Fidelity® Government Money Market Fund Class S	4.98%	5.11%

 

11 hours ago, vithanda_vadhi said:

PTR/100 = 1000 * 1/12 * 5.5/100 = 5500/1200 = 4.58

So we get 1000$ bond for 995.52$

again, CD's/HYSA gives better returns than T-bills? same $1000 deposit compare chesthe?

[calif_123]

Wealthfront offering 5%

[LadiesTailor]

22 hours ago, anteNaa said:

Fidelity has a good yield on the below ticker. I have my money in that and the returns are good. 

Money Market Mutual Fund Overflow	7-day yield	Effective yield
Fidelity® Government Money Market Fund Class S	4.98%	5.11%

What’s the ticker bro ?

[anteNaa]

On 2/1/2024 at 6:32 PM, LadiesTailor said:

What’s the ticker bro ?

FZSXX