Friend selling home that purchased in 2022

[Konebhar6]

1 hour ago, papampasivadu said:

Bro....3% annual yield plus 10% appreciation...and that too consistently year after year for 25 yrs? I don't think any publicly traded fund has achieved this so far...

If you know something we don't know...please, oka seperate thread esi aa knowledge share cheyyi bro...

I did this calculation for O (Realty Income). ITs stock split adjusted price in Jan 1999 is 2.76. Considering its price of around 52 its a yearly appreciation of 13%. Its dividend is 3% lets say, and its Average Dividend increase over 25 yrs is 3.67. After inputting this values into the calculator .. Its value is $1.34M

[Tellugodu]

2 hours ago, Konebhar6 said:

These are just for calculations. My initial thought was same as you. But I did realize there are stocks/etfs that have achieved this. However It’s easy to look back and make these calculations. Difficulty is finding such stocks now.

also it may not be consistent growth of 10% every year but an average. I am sure there are plenty of div based stocks/etfs that have easily doubled in 5+ yrs. Currently doing analysis. Will start a thread soon.

QQQ/QQQM and VOO/SPLG has historically provided good returns around 12-15% 

[VictoryTDP]

On 2/16/2024 at 1:15 PM, kakatiya said:

That's how it should.be 2500$ is ideal..

.tax 800_900$

so your friend is losing a significant amount of money 

[ARYA]

On 2/16/2024 at 4:21 PM, Konebhar6 said:

Saw these calculations online how you invest 10k initally with 6k every year and how its $1.15M after 10 yrs with dividend reinvestment... 

 

Year	Principal	Contribution	Yield	Yield on Cost	Income	Taxes	After DRIP	Principal Increase	New Balance
1	$10,000.00	$6,000.00	3.00%	3.00%	$300.00	$0.00	$10,300.00	$1,000.00	$17,300.00
2	$17,300.00	$6,000.00	3.00%	3.24%	$519.00	$0.00	$17,819.00	$1,730.00	$25,549.00
3	$25,549.00	$6,000.00	3.00%	3.48%	$766.47	$0.00	$26,315.47	$2,554.90	$34,870.37
4	$34,870.37	$6,000.00	3.00%	3.74%	$1,046.11	$0.00	$35,916.48	$3,487.04	$45,403.52
5	$45,403.52	$6,000.00	3.00%	4.01%	$1,362.11	$0.00	$46,765.62	$4,540.35	$57,305.98
6	$57,305.98	$6,000.00	3.00%	4.30%	$1,719.18	$0.00	$59,025.15	$5,730.60	$70,755.75
7	$70,755.75	$6,000.00	3.00%	4.61%	$2,122.67	$0.00	$72,878.42	$7,075.58	$85,954.00
8	$85,954.00	$6,000.00	3.00%	4.96%	$2,578.62	$0.00	$88,532.62	$8,595.40	$103,128.02
9	$103,128.02	$6,000.00	3.00%	5.33%	$3,093.84	$0.00	$106,221.86	$10,312.80	$122,534.66
10	$122,534.66	$6,000.00	3.00%	5.74%	$3,676.04	$0.00	$126,210.70	$12,253.47	$144,464.17
11	$144,464.17	$6,000.00	3.00%	6.19%	$4,333.93	$0.00	$148,798.09	$14,446.42	$169,244.51
12	$169,244.51	$6,000.00	3.00%	6.68%	$5,077.34	$0.00	$174,321.85	$16,924.45	$197,246.30
13	$197,246.30	$6,000.00	3.00%	7.22%	$5,917.39	$0.00	$203,163.69	$19,724.63	$228,888.32
14	$228,888.32	$6,000.00	3.00%	7.80%	$6,866.65	$0.00	$235,754.97	$22,888.83	$264,643.80
15	$264,643.80	$6,000.00	3.00%	8.45%	$7,939.31	$0.00	$272,583.11	$26,464.38	$305,047.49
16	$305,047.49	$6,000.00	3.00%	9.15%	$9,151.42	$0.00	$314,198.92	$30,504.75	$350,703.66
17	$350,703.66	$6,000.00	3.00%	9.93%	$10,521.11	$0.00	$361,224.77	$35,070.37	$402,295.14
18	$402,295.14	$6,000.00	3.00%	10.78%	$12,068.85	$0.00	$414,363.99	$40,229.51	$460,593.51
19	$460,593.51	$6,000.00	3.00%	11.71%	$13,817.81	$0.00	$474,411.31	$46,059.35	$526,470.66
20	$526,470.66	$6,000.00	3.00%	12.74%	$15,794.12	$0.00	$542,264.78	$52,647.07	$600,911.85
21	$600,911.85	$6,000.00	3.00%	13.87%	$18,027.36	$0.00	$618,939.21	$60,091.19	$685,030.39
22	$685,030.39	$6,000.00	3.00%	15.11%	$20,550.91	$0.00	$705,581.30	$68,503.04	$780,084.34
23	$780,084.34	$6,000.00	3.00%	16.48%	$23,402.53	$0.00	$803,486.87	$78,008.43	$887,495.31
24	$887,495.31	$6,000.00	3.00%	17.99%	$26,624.86	$0.00	$914,120.17	$88,749.53	$1,008,869.70
25	$1,008,869.70	$6,000.00	3.00%	19.65%	$30,266.09	$0.00	$1,039,135.79	$100,886.97	$1,146,022.76

Assumptions made below .. 

 

Annual Contribution	$6,000.00
Starting Pricipal	$10,000.00
Dividend Tax Rate	0.00%
Dividend Yield	3.00%
Expected Share Price Appreciation	10.00%
Expected Dividend Increase	10.00%
Dividend Reinvestment	TRUE

Is this for $SPY uncle? I think its 1.25 mill after 25 yrs not 10 yrs no

[Konebhar6]

10 hours ago, ARYA said:

Is this for $SPY uncle? I think its 1.25 mill after 25 yrs not 10 yrs no

This is a general calculator. If you know it’s div worth rate and price appreciation rate you can get the numbers. Look at the sheet I shared in another thread

[ARYA]

8 minutes ago, Konebhar6 said:

This is a general calculator. If you know it’s div worth rate and price appreciation rate you can get the numbers. Look at the sheet I shared in another thread

Can you give the link plz? 

[Konebhar6]

22 minutes ago, ARYA said:

Can you give the link plz? 

https://docs.google.com/spreadsheets/d/1HrzsUK5TTQPt6B5XjuLm1wO4J9Pvo_zJwKFQzBcpuA8/edit#gid=1702614343