credit score

[drcutee boppana]

hi guys

credit score improve avvali ante em cheyyali ? good score ante entha vundali ? thankyou

[YUVARATHNA]

debit cards baga giku credit laga

[taadu.....bongaram]

credit balance every month clear cheyali
time ki bills inka loans pay chestundali
every month card use cheyali n payback cheyali.

over 600 ayite better anukunta.........700 ayite too much good enough sSc_hiding2

[moonlight]

debt to credit ratio tagginchu that means credit card balance tagginchu and ontime bill payments these are the main things.

[jersey babai]

[quote author=drcutee boppana link=topic=114583.msg1224852#msg1224852 date=1288470512]
hi guys

credit score improve avvali ante em cheyyali ? good score ante entha vundali ? thankyou
[/quote]


Credit score aaa [img]http://img5.imageshack.us/img5/3113/brahmioho.gif[/img]

news chudatleda ? em chesukodaniki credit score ? [img width=98 height=82]http://www.andhrawatch.com/images/stories/afbrahmigifs/4.gif[/img]

elago 2012 lo prepancham end ipotundi kada mama [img width=142 height=115]http://www.andhrawatch.com/images/stories/afbrahmigifs/1.gif[/img]


Na mata vinu if possbile oka 4 ot 5 credit cards tesukuni 2012 lopu fulllu ga geseyyi [img width=184 height=115]http://www.andhrawatch.com/images/stories/afbrahmigifs/2.gif[/img]
sSc_hiding2 sSc_hiding2 sSc_hiding2

[drcutee boppana]

2 yrs nunchi only debit cards vadutunnamu

overdraft fee < BOA> 2000 $ vesadu , ayina sare only debit

house loan proper shape < hyderabad > , antha details telivu becoz my husband bought it before marriage

ikkada 2011 summer lo konali ani plan , but poor credit ?

pls give ur suggestions  LoL.1q

[drcutee boppana]

~"! jersey babai

[jersey babai]

[quote author=drcutee boppana link=topic=114583.msg1224894#msg1224894 date=1288470921]
2 yrs nunchi only debit cards vadutunnamu

overdraft fee < BOA> 2000 $ vesadu , ayina sare only debit

house loan proper shape < hyderabad > , antha details telivu becoz my husband bought it before marriage

ikkada 2011 summer lo konali ani plan , but poor credit ?

pls give ur suggestions  LoL.1q
[/quote]


Overdraft fee enti debit card ki ??  sCo_hmmthink

antey vunna amount kantey ekkuva swipe chetshey na ?///  sCo_hmmthink


Plz let me know

[drcutee boppana]

LoL.1q  yes jersey

[taadu.....bongaram]

[quote author=drcutee boppana link=topic=114583.msg1224894#msg1224894 date=1288470921]
2 yrs nunchi only debit cards vadutunnamu
overdraft fee < BOA> 2000 $ vesadu , ayina sare only debit
house loan proper shape < hyderabad > , antha details telivu becoz my husband bought it before marriage
ikkada 2011 summer lo konali ani plan , but poor credit ?
pls give ur suggestions  LoL.1q
[/quote]

debit card badulu credit card use cheste better. credit card reject ayite ( because of low credit score) BOA lo credit card kaadu kani credit ni improve chese card okati vundi. adhi try cheyandi...

Balance NILL aa.....overdraft ki enduku vellindi??
India lo house loan vunna lekapoyina ikkada adhi doesn't effect.....so don't think about it. nenu maatladutundi US lo homes gurunchi.

iddaru credit cards teesukoni time pay chestundandi....credit score adhe improve avutundi. okasari bank ki velli customer care lo check cheyandi.....vaallu emanna suggestions chebutaru.

[jersey babai]

My suggestion is

go for one credit card 1st and use that everymonth and repay in time for atleast 6 months

also pay ur utility, fone bills on time.

After 6 months ur credit score will increase then u will get offers frm various banks, bcoz ur credit score will be monitered by various companies.

Then apply for 2 cards at a time, because for every credit check ur score wil go down.

So try to apply 2 at once, thats it. Repay ment before due date and dont accumulate balances on ur cards.

U give improve ur credit.

Also dont go for more credit cards than 3.

One imp thing always apply for credit cards of bsnks only like CITI, Discover, capital one, first premier, chase, Amex etc.

Never ever go for merchandise credit cards like wallmart, macys, jc penny etc, bcoz that clearly indicates that even to shop or buy something u need a loan. @3$%

[drcutee boppana]

hi taadu bongaram

i am not working and cannot till more 2-3 yrs . ikkada loans emi levu. rent , utility bills anni perfect ga pay chestha . inka old credits ki payment cheyyali ....if we pay them credit score improve avuthundha ?  thankyou

[drcutee boppana]

no comment  jersy babai


US lo vunna banks annitivi credit cards undevi first lo .....  sAng_banghead2

ippudu evaraina credit card isthada ? try cheyyali  sHa_high5ing

[jersey babai]

[quote author=drcutee boppana link=topic=114583.msg1224992#msg1224992 date=1288471925]
no comment  jersy babai


US lo vunna banks annitivi credit cards undevi first lo .....  sAng_banghead2

ippudu evaraina credit card isthada ? try cheyyali  sHa_high5ing
[/quote]


go for secured credit card in BOA or PNC bank.

they will surely give, because u will deposit money and u will use ur money only for ur purchases.

It will improves ur credit.

[taadu.....bongaram]

[quote author=drcutee boppana link=topic=114583.msg1224976#msg1224976 date=1288471686]
hi taadu bongaram

i am not working and cannot till more 2-3 yrs . ikkada loans emi levu. rent , utility bills anni perfect ga pay chestha . inka old credits ki payment cheyyali ....if we pay them credit score improve avuthundha ?  thankyou
[/quote]

First Citi bank lo oka credit card ki apply cheyandi.........mee husband SSN to. meeru emi konna leka emanna bills like electricity, phone, internet, grocery for everything use credit card instead of debit card that u r using right now and payback before due date.

I think it will improve your credit score if you payback your loans at regular installments........... sHa_high5ing