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500K home


Gundepotuu_Gummadi

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Posted

konali ante salary e range lo unte dare cheyochu

monthly entha emi kattalsi vasthadi

savings 75k cash undi.

initial ga entha pay chesthe better

credit score 730 undi.

 

TIA

 

 

 

Posted
2 minutes ago, Gundepotuu_Gummadi said:

konali ante salary e range lo unte dare cheyochu

monthly entha emi kattalsi vasthadi

savings 75k cash undi.

initial ga entha pay chesthe better

credit score 730 undi.

 

TIA

 

 

 

Play with this tool

https://www.zillow.com/mortgage-calculator/

Adjust your property taxes accordingly in advanced section

 

  • Thanks 1
Posted
25 minutes ago, Gundepotuu_Gummadi said:

konali ante salary e range lo unte dare cheyochu

monthly entha emi kattalsi vasthadi

savings 75k cash undi.

initial ga entha pay chesthe better

credit score 730 undi.

 

TIA

 

 

 

4k daaka vastadi depending on state taxes ?  Salary telidu kani it depends on your other expenses

  • Thanks 1
Posted
14 minutes ago, Gundepotuu_Gummadi said:

konali ante salary e range lo unte dare cheyochu

monthly entha emi kattalsi vasthadi

savings 75k cash undi.

initial ga entha pay chesthe better

credit score 730 undi.

 

TIA

 

 

 

how much is your current rent and how much are you saving per month.

Posted
2 minutes ago, yemdoing said:

how much is your current rent and how much are you saving per month.

current rent 2b 2h 900

savings 3500-4k range lo untayi

  • Haha 2
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Posted
5 minutes ago, yemdoing said:

how much is your current rent and how much are you saving per month.

Also tell if dual income or single income and your location preference to buy property based on that, people can suggest.

Posted
2 minutes ago, Gundepotuu_Gummadi said:

current rent 2b 2h 900

savings 3500-4k range lo untayi

60k downpayment chesi 440 ki loan tisukunte with 7% interest total mortgage with property taxes and insurance will be around 4k ? 

  • Thanks 1
Posted
Just now, Tellugodu said:

Also tell if dual income or single income and your location preference to buy property based on that, people can suggest.

present single income

h4 ead undi but 1 year buddodu undu so inko 1 year taruvatha wife kuda work start chesthadi

  • Upvote 1
Posted
3 minutes ago, Gundepotuu_Gummadi said:

present single income

h4 ead undi but 1 year buddodu undu so inko 1 year taruvatha wife kuda work start chesthadi

1/3 salary of 500K undali do your math how 

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Posted
7 minutes ago, Gundepotuu_Gummadi said:

current rent 2b 2h 900

savings 3500-4k range lo untayi

Eee area mid west lo?

Posted
10 minutes ago, Gundepotuu_Gummadi said:

present single income

h4 ead undi but 1 year buddodu undu so inko 1 year taruvatha wife kuda work start chesthadi

tempt ayyi ekkuva pettaku intiki, kavalante tarvata upgrade cheskovachu

  • Thanks 1
Posted

i think it is better to rent ,  invest rest in stocks. 

Once your wife starts job you can plan better. 

may be relocation untadhi yemo. 

900 antey chala seap baa 

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  • Upvote 1
Posted
42 minutes ago, Gundepotuu_Gummadi said:

current rent 2b 2h 900

savings 3500-4k range lo untayi

$900 rent is gold.. maku Texas lo property taxes ki monthly antha kante ekkuva pay chestam.. 

don’t get into a debt trap by buying a big home at these interest rates.. 

look for at least 20% down if you can.. otherwise the PMI adds up to the mortgage.. 

also property taxes is a big factor.. home insurance rates are very high too.. 

where do you live?

  • Thanks 1
Posted
6 minutes ago, aimodel said:

i think it is better to rent ,  invest rest in stocks. 

Once your wife starts job you can plan better. 

may be relocation untadhi yemo. 

900 antey chala seap baa 

Saving kuda chudu 3-4k anta. Manki avi karchulu 

  • Sad 1

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