500K home

[Gundepotuu_Gummadi]

43 minutes ago, Kootami said:

Eee area mid west lo?

 

12 minutes ago, aimodel said:

i think it is better to rent ,  invest rest in stocks. 

Once your wife starts job you can plan better. 

may be relocation untadhi yemo. 

900 antey chala seap baa 

 

6 minutes ago, Thokkalee said:

$900 rent is gold.. maku Texas lo property taxes ki monthly antha kante ekkuva pay chestam.. 

don’t get into a debt trap by buying a big home at these interest rates.. 

look for at least 20% down if you can.. otherwise the PMI adds up to the mortgage.. 

also property taxes is a big factor.. home insurance rates are very high too.. 

where do you live?

IA desmonies daggaralo

but salary kuda anthe isthunaru takkuva

[Guest]

57 minutes ago, Gundepotuu_Gummadi said:

current rent 2b 2h 900

savings 3500-4k range lo untayi

Happy ga rent chesko vayya 900 ante

[KATHRI]

59 minutes ago, Gundepotuu_Gummadi said:

current rent 2b 2h 900

savings 3500-4k range lo untayi

Don’t buy home, unless you want to save less. You are good with renting for next couple of years

your money will not lay eggs if you hold cash. Put them in HYSA at least 

[Thokkalee]

8 minutes ago, Gundepotuu_Gummadi said:

IA desmonies daggaralo

but salary kuda anthe isthunaru takkuva

Iowa lo State income tax undi.. property taxes are also not cheap… 

until your wife gets a job, start with a smaller home.. then you can upgrade if you want to… future lo wife job chesthundi ani assumption cheskuni ippude big home konaddu.. who knows, inko kid ravochhu.. job rakapovachhu.. 

[aimodel]

7 minutes ago, Gundepotuu_Gummadi said:

 

 

IA desmonies daggaralo

but salary kuda anthe isthunaru takkuva

nenu personal ga vellanu , with wife not working and in a remote place with rent less than 1000 i still believe renting is good in your case. 

 

[Kootami]

18 minutes ago, Gundepotuu_Gummadi said:

 

 

IA desmonies daggaralo

but salary kuda anthe isthunaru takkuva

move to dallas

[Kootami]

10 minutes ago, Thokkalee said:

Iowa lo State income tax undi.. property taxes are also not cheap… 

until your wife gets a job, start with a smaller home.. then you can upgrade if you want to… future lo wife job chesthundi ani assumption cheskuni ippude big home konaddu.. who knows, inko kid ravochhu.. job rakapovachhu.. 

 state tax 6.98%

property tax 2%   -- almost equal to texas more than cali and atlanta

[pandemkodi]

900 rent is the best don’t go for home . 

[zoombi]

You are saving 4k, only buy if you can pay 20k. Your salary take home more than 6.5k unte konachu, assuming 2.5k expenses out of it 900 rent. If you take 400k mortgage 3.5-3.6k will be your mortgage payment and you will only save 1-1.5k

[Gundepotuu_Gummadi]

4 hours ago, Guest said:

Happy ga rent chesko vayya 900 ante

ade anukuntuna ika chudali bro

[Gundepotuu_Gummadi]

4 hours ago, KATHRI said:

Don’t buy home, unless you want to save less. You are good with renting for next couple of years

your money will not lay eggs if you hold cash. Put them in HYSA at least 

HYSA ante enti bro

[Gundepotuu_Gummadi]

3 hours ago, Kootami said:

move to dallas

dallas kastam emo na salary ki

summer lo san anotonio and jax chudam ani veltuna ekada nachute akadaki move avudam ani chusthuna bro

[yemdoing]

3 minutes ago, Gundepotuu_Gummadi said:

ade anukuntuna ika chudali bro

900 ante..house of apt ?

[ARYA]

5 hours ago, csrcsr said:

Play with this tool

https://www.zillow.com/mortgage-calculator/

Adjust your property taxes accordingly in advanced section

 

Thanks  Anna house konali ante process enti Anna 

[Kootami]

3 hours ago, Gundepotuu_Gummadi said:

dallas kastam emo na salary ki

summer lo san anotonio and jax chudam ani veltuna ekada nachute akadaki move avudam ani chusthuna bro

Jax also became costly