Credit score yela incerease chesukovali

[DuvvaAbbulu]

7 minutes ago, phatposts said:

aa loans enduku ayyayi?

why do you need to move balance from one card to another?

Intrest padthahdi ga anna lekunte ...Intrest ekkuva vunna cards clear chestha with ZERO card 

[phatposts]

Just now, DuvvaAbbulu said:

Intrest padthahdi ga anna lekunte ...Intrest ekkuva vunna cards clear chestha with ZERO card 

interest sangati ok. asalu cards meeda anta loan ela ayyindi ani asking duvva

[Pavanonline]

10 hours ago, DuvvaAbbulu said:

India velinappudu , Verizon bill Pay cheyaledhu just 1 month , collections ki poyindhi next nundi 650 ki oka point pergaledhu score since 1 year 

1 month ki collections ki ela vellindi time istadu ga general ga

[Pavanonline]

9 hours ago, phatposts said:

interest sangati ok. asalu cards meeda anta loan ela ayyindi ani asking duvva

Edo chilipi pani chesadu manaki cheppatledu @DuvvaAbbulu

[DuvvaAbbulu]

9 hours ago, phatposts said:

interest sangati ok. asalu cards meeda anta loan ela ayyindi ani asking duvva

Job less for one year 

used all cards 

[phatposts]

36 minutes ago, DuvvaAbbulu said:

Job less for one year 

used all cards 

ahh ok. 

Baaga discipline unte apply for new cards - irrespective of 0% thing. Okate card meeda utilization max cheste score padipotundi. 

Nee case lo score taggithe parledu anukunte let it be., Bring the owed amount (principal) down asap, get out of this so called money rotation scheme and let the score rise. 

then neeku card stratgey game nachite you can keep applying new cards, get bonuses, cancel after year 1 and rinse/repeat. 

it is not for the faint of heart or poorly managed. 

[megadheera]

12 hours ago, DuvvaAbbulu said:

Credit score improve chesukovali 
Persoanl loan 8500-- 
Credit cards ---15 K (Citi bank 11k and AMEX 4 K )
Credit score emo 650 vundhi , How to improve it 
CITI bank 11k (27% APR Started this month),
Montlhy oka 4k pay chesthunna  and using 3000 , today inko Card apply chesa 0% APR card Balnce Trasnfer 21 months free vundhi , Tesukoni CITI card clear chestha , is there any other alternatives , IPL kuda ledhu inko 10 months dhaka so no second income 😀,

 

Neeku credit enduku Anna.. srilanka series aipoyelopu nuvve ambani ki appu ichentha pedhodivi aipothavu

[DuvvaAbbulu]

3 hours ago, megadheera said:

Neeku credit enduku Anna.. srilanka series aipoyelopu nuvve ambani ki appu ichentha pedhodivi aipothavu

Ha ha

[Keth]

@DuvvaAbbulu anna 

credit score/history prime factors -- no late payments, no missed payments, and 30% usage of over all limit

then you become dependable borrower

mine is 800+ since four years

loans unnayi, house loan, car loan still you need to manage that first line criteria. that's the key for good score

max 1-2 hard enquiries per year and frequent increase in credit limit 

veetiki deggara ga ne case ni turn chesuko, max one year lo malla everything will be in place. 

[Keth]

4 hours ago, DuvvaAbbulu said:

Job less for one year 

used all cards 

yeah understand your situation

more cards and max 30-40 usage in single card la plan chesuko

time to time go for new ones. like every year

[BullBullBallayya]

17 hours ago, DuvvaAbbulu said:

Credit score improve chesukovali 
Persoanl loan 8500-- 
Credit cards ---15 K (Citi bank 11k and AMEX 4 K )
Credit score emo 650 vundhi , How to improve it 
CITI bank 11k (27% APR Started this month),
Montlhy oka 4k pay chesthunna  and using 3000 , today inko Card apply chesa 0% APR card Balnce Trasnfer 21 months free vundhi , Tesukoni CITI card clear chestha , is there any other alternatives , IPL kuda ledhu inko 10 months dhaka so no second income 😀,

 

pay your full personal loan and pay all your credit cards. Wait for 2 months your credit score will be 820.

Don't tell I don't  have money sell your properties, wife gold and properties and pay back

[BullBullBallayya]

1 hour ago, Keth said:

@DuvvaAbbulu anna 

credit score/history prime factors -- no late payments, no missed payments, and 30% usage of over all limit

then you become dependable borrower

mine is 800+ since four years

loans unnayi, house loan, car loan still you need to manage that first line criteria. that's the key for good score

max 1-2 hard enquiries per year and frequent increase in credit limit 

veetiki deggara ga ne case ni turn chesuko, max one year lo malla everything will be in place. 

ne credit score entha house purchase apuddu

[Keth]

37 minutes ago, BullBullBallayya said:

ne credit score entha house purchase apuddu

oho house teesukuni chala kalam avutunde bro, appatlo 770/780 perfect ga gurthu ledu but ah range lo undi