42 tharuvatha retire ayina vallu unnara mana US lo?

[11_MohanReddy]

Consistent income ante stock portfolio aa? 4% of your net worth ideal calculation for yearly expenditure. Midwest lo your number is about 750k-1M for a decent life. Bay area lo about 2M. You don't need more than that if you are not after showing off. 

[jpismahatma]

2 minutes ago, 11_MohanReddy said:

Consistent income ante stock portfolio aa? 4% of your net worth ideal calculation for yearly expenditure. Midwest lo your number is about 750k-1M for a decent life. Bay area lo about 2M. You don't need more than that if you are not after showing off. 

Did you add 401k and social security benefits into your equation ?

[TeluguTexas]

1 hour ago, RPG_Reloaded said:

Nenu OPT extension bro

 

planning to retiring at 42 from now only

Wait I thought you are 45 now

[Android_Halwa]

31 minutes ago, jpismahatma said:

You are not even 42. The way you talk I thought you are 45-50

I'm not even 40 yet but kanipistuanyi...avasaralu, karchulu, responsibilities and security....okkokkati nethi midaki vastuanyi...42-47 will be my peak financial commitment period...active income salary okkate sachindi....

[11_MohanReddy]

17 minutes ago, jpismahatma said:

Did you add 401k and social security benefits into your equation ?

All accounts combined. There is an app called Monarch that tracks your net worth. You don't need to remove money from 401k, but it can still generate consistent income based on your investments. 30% super safe (mostly government bonds), 25% safe (SPY), 25% in stocks that are good, and 10-25% risky. You can change numbers depending on your risk. 

[jpismahatma]

14 minutes ago, Android_Halwa said:

I'm not even 40 yet but kanipistuanyi...avasaralu, karchulu, responsibilities and security....okkokkati nethi midaki vastuanyi...42-47 will be my peak financial commitment period...active income salary okkate sachindi....

Varini. ok. Got GC?. I got GC In pandemic. I am actively looking into buying some rentals or start  salon business.

e Db lo ni post reply susi.  @psycopk age emo ankunna.

[jpismahatma]

22 minutes ago, 11_MohanReddy said:

All accounts combined. There is an app called Monarch that tracks your net worth. You don't need to remove money from 401k, but it can still generate consistent income based on your investments. 30% super safe (mostly government bonds), 25% safe (SPY), 25% in stocks that are good, and 10-25% risky. You can change numbers depending on your risk. 

you are talking about allocation correct? not returns. as many people are into etfs. some how i feel these people will sink the ship.

[Maggavale]

Antha early ga retire ayinollu eeda enduku untaru, IND poi ee mla no minister ithaanru . 

[ANNA_PLEASE_PETTU]

1 hour ago, EyBisa said:

42 ki retire ayi yem sesthar bruh 

Pichakayalu piskovadame + gujju patles tho dosthana bec a age vallu mana vallu free ga vundaru kabati.

[KonidelaBallayya]

On 8/18/2024 at 6:01 PM, RPG_Reloaded said:

IT job maanesi consistant income unnavallu unte randi uncles

maaku kuda enlightenment ivvandi 

42 age nunde saving modaalaindhi ani h1b uncles mothukuntunaru ra @RPG_Reloaded

[KonidelaBallayya]

3 minutes ago, ANNA_PLEASE_PETTU said:

Pichakayalu piskovadame + gujju patles tho dosthana bec a age vallu mana vallu free ga vundaru kabati.

pichakayalu lenni vallu em cheyali ani @pativrata_pavitra and @coffee asking

[11_MohanReddy]

13 minutes ago, jpismahatma said:

you are talking about allocation correct? not returns. as many people are into etfs. some how i feel these people will sink the ship.

It's your priority how much you want to allocate between ETF and bonds, but Government issued bonds have 0 risk but lower return.

[RPG_Reloaded]

7 hours ago, 11_MohanReddy said:

It's your priority how much you want to allocate between ETF and bonds, but Government issued bonds have 0 risk but lower return.

Thanks anna

[RPG_Reloaded]

7 hours ago, KonidelaBallayya said:

42 age nunde saving modaalaindhi ani h1b uncles mothukuntunaru ra @RPG_Reloaded

[Thokkalee]

On 8/18/2024 at 6:01 PM, RPG_Reloaded said:

IT job maanesi consistant income unnavallu unte randi uncles

maaku kuda enlightenment ivvandi 

Retiring is boring anna.. you become aimless ani vinnaanu na circle lo…