What % of your take home income do you put towards your mortgage?

[cameraman]

I see few people putting up to 70 % take home (after tax) income for mortgage + all utilities stuff

 some people say it should be below 48%

 

 

[meandhrakurradu]

In today’s home prices, very hard to follow ideal guidelines. Do what you like 

[Aquaman]

1 hour ago, meandhrakurradu said:

In today’s home prices, very hard to follow ideal guidelines. Do what you like 

true, most single paycheck vallu doing more than 50% for sure

[Ramborango]

ideal number is 30% after tax, but its hard to get to that, (interest can be deducted from tax), but depending on the location.

 

HCOL can go to 50%

[manadonga]

With double income emi migalqtam ledu 

[Pahelwan4]

40%

[Pahelwan4]

10 minutes ago, manadonga said:

With double income emi migalqtam ledu 

2 kids unte ❤️ kuda migalatledu with home car and kids classes and day care. Household income is 280k

[Barney_Stinson]

120%

[manadonga]

8 hours ago, Pahelwan4 said:

2 kids unte ❤️ kuda migalatledu with home car and kids classes and day care. Household income is 280k

Same here 

[rako]

0 %

[hunkyfunky2]

11 hours ago, cameraman said:

I see few people putting up to 70 % take home (after tax) income for mortgage + all utilities stuff

 some people say it should be below 48%

 

 

All my loans/ titles are are on single income... started at 30% which is borderline risky, now 22%. 

 

[duryaodhana]

40% with single income 🤔

[baabaa]

14 minutes ago, vizaglkarya said:

280k vasthunte amtha ganam em karchulu peduthunav jara list esko

280K valu koda kastalu ante inka maa lanti 140-150K valu yavariki cheppukovali 😢. Anna full chicken tinte, nenu half chicken tinali.

[Pahelwan4]

36 minutes ago, vizaglkarya said:

280k vasthunte amtha ganam em karchulu peduthunav jara list esko

Mortgage 3800

2 cars emi 1400

day care 1500

credit card minimum every month 3000 (groceries, utilities outside dinners blah blah)

hoa 150

kids classes 1200 for swimming kumon music taekwondo 

11000 easy ga aitundi per month

 

[Sam480]

14 hours ago, cameraman said:

I see few people putting up to 70 % take home (after tax) income for mortgage + all utilities stuff

 some people say it should be below 48%

 

 

31% of of combined take home income

4200 towards mortgage