CNN obtains video of fatal shooting of UnitedHealthcare CEO

[Mancode]

On 12/4/2024 at 5:56 PM, Jaggadonga said:

People commenting on social media same like how UHC claim department responded to their insurance claims. 90% of the people not even caring that he is killed. Baga hurt avthunnaru janalu health insurance costs valla.

 

On 12/5/2024 at 2:15 AM, futureofandhra said:

Insider trading 

Edho issue vundhi 

 

On 12/5/2024 at 12:33 AM, tyrion123 said:

Full footage of the hit ...

https://www.instagram.com/breaking911/reel/DDKuvvLxEIy/

UHC targeted this guy ,terrorism charges kuda frame cehsaru

 

[human1234]

5 minutes ago, Mancode said:

 

 

 

 

I asked GRok ai

Yes, the Affordable Care Act (ACA) effectively subsidizes some people while contributing to rising costs for others—it’s a redistribution baked into how the law works. The ACA uses a mix of subsidies and regulations to make insurance more affordable for lower- and middle-income folks, but that can shift costs onto those who don’t qualify for help or who are outside the subsidized system.

Here’s how it plays out: the ACA provides premium tax credits and cost-sharing reductions for people buying plans on the marketplace, typically those earning 100-400% of the federal poverty level (about $14,580 to $58,320 for an individual in 2025). These subsidies cap what they pay for premiums—say, 2-8.5% of their income—and lower out-of-pocket costs like deductibles. In 2023, over 90% of marketplace enrollees got subsidies, averaging around $500 a month per person, according to CMS data. Medicaid expansion, part of the ACA in many states, also covers millions at little to no cost to them, funded largely by federal dollars.

But this isn’t free money—it’s paid for through taxes and, indirectly, higher insurance costs elsewhere. For instance, the ACA funds subsidies partly via taxes on high-income earners (like the Medicare surtax), insurers, and medical device makers. More subtly, though, it shifts costs onto people with employer-sponsored insurance or non-subsidized private plans. When insurers cover sicker patients under ACA rules—like no denials for pre-existing conditions—they spread those expenses across their entire customer base, not just marketplace plans. This jacks up premiums for everyone, including the unsubsidized.

Take employer plans: they don’t get ACA subsidies, yet their costs reflect the same market dynamics—higher provider rates and richer benefit mandates driven by ACA regulations. Kaiser Family Foundation data shows family premiums for employer coverage hit $22,463 in 2024, with workers paying about $6,296 out of pocket. Part of that rise ties to hospitals charging private insurer more to offset lower Medicaid/Medicare payments, a gap the ACA widened by expanding low-reimbursement programs. Meanwhile, someone on a subsidized ACA plan might pay $50 a month for a similar policy that’d cost $500 unsubsidized.

The unsubsidized feel it too—people earning over 400% of the poverty level on the marketplace get no help, and their premiums spiked post-ACA (think 20-30% jumps in 2017-2018 before stabilizing). Off-marketplace individual plans face the same inflated baseline costs without the tax credits.

So, yeah, the ACA’s subsidies lower costs for some—especially the poor and middle-class on the marketplace—while pushing up premiums and deductibles for others, particularly those with employer plans or higher incomes. It’s not a straight “rob Peter to pay Paul” deal, but the system’s design does mean the unsubsidized are picking up part of the tab through higher market-wide costs. Does that match what you’re seeing with your own insurance?

@Sixers @human1234 @aratipandu

Every developed country in the world except USA has free health care.

 

 

[Mancode]

25 minutes ago, human1234 said:

Every developed country in the world except USA has free health care.

 

 

it will never be in usa, its people vs corporations 

not right vs left, or dem or republicans

[Konebhar6]

1 hour ago, Mancode said:

 

 

 

 

I asked GRok ai

Yes, the Affordable Care Act (ACA) effectively subsidizes some people while contributing to rising costs for others—it’s a redistribution baked into how the law works. The ACA uses a mix of subsidies and regulations to make insurance more affordable for lower- and middle-income folks, but that can shift costs onto those who don’t qualify for help or who are outside the subsidized system.

Here’s how it plays out: the ACA provides premium tax credits and cost-sharing reductions for people buying plans on the marketplace, typically those earning 100-400% of the federal poverty level (about $14,580 to $58,320 for an individual in 2025). These subsidies cap what they pay for premiums—say, 2-8.5% of their income—and lower out-of-pocket costs like deductibles. In 2023, over 90% of marketplace enrollees got subsidies, averaging around $500 a month per person, according to CMS data. Medicaid expansion, part of the ACA in many states, also covers millions at little to no cost to them, funded largely by federal dollars.

But this isn’t free money—it’s paid for through taxes and, indirectly, higher insurance costs elsewhere. For instance, the ACA funds subsidies partly via taxes on high-income earners (like the Medicare surtax), insurers, and medical device makers. More subtly, though, it shifts costs onto people with employer-sponsored insurance or non-subsidized private plans. When insurers cover sicker patients under ACA rules—like no denials for pre-existing conditions—they spread those expenses across their entire customer base, not just marketplace plans. This jacks up premiums for everyone, including the unsubsidized.

Take employer plans: they don’t get ACA subsidies, yet their costs reflect the same market dynamics—higher provider rates and richer benefit mandates driven by ACA regulations. Kaiser Family Foundation data shows family premiums for employer coverage hit $22,463 in 2024, with workers paying about $6,296 out of pocket. Part of that rise ties to hospitals charging private insurer more to offset lower Medicaid/Medicare payments, a gap the ACA widened by expanding low-reimbursement programs. Meanwhile, someone on a subsidized ACA plan might pay $50 a month for a similar policy that’d cost $500 unsubsidized.

The unsubsidized feel it too—people earning over 400% of the poverty level on the marketplace get no help, and their premiums spiked post-ACA (think 20-30% jumps in 2017-2018 before stabilizing). Off-marketplace individual plans face the same inflated baseline costs without the tax credits.

So, yeah, the ACA’s subsidies lower costs for some—especially the poor and middle-class on the marketplace—while pushing up premiums and deductibles for others, particularly those with employer plans or higher incomes. It’s not a straight “rob Peter to pay Paul” deal, but the system’s design does mean the unsubsidized are picking up part of the tab through higher market-wide costs. Does that match what you’re seeing with your own insurance?

@Sixers @human1234 @aratipandu

so for us , we doesnt qualify even we are poor, middle class or rich, cost most of us not on GC/citizen

Health Insurance sector needs a lot of reforms. Corporate America made it so complex, that its difficult to understand what some of these companies even do. Its crazy. 

It should be Pharma Companies -> Health Insurance companies -> Hospitals/Clinics -> Patients.

So many middlemen that screwed up the whole business and made it very costly untimately putting the burden on Patients. 

A patient paying 1500/Month for an OK health insurance plan is not OK. 

Now cost of homes going crazy putting burden on Home Insurance. 

A lot needs to change. 

[paaparao]

4 hours ago, human1234 said:

Every developed country in the world except USA has free health care.

 

 

it used to be very affordable before obamacare kicked in 2017. a family of 4 used to get insurance under $400 per month. but obama gave free coverage to uninsured pre-existing condition people on the expense of sincere citizens money. that's when it got worst. fast forward to 2025, same family of 4 needs to spend $1400 with even high deductibles.

free has its own cons. Germany lo for eg. not everyone gets best treatments. not everyone gets same day appointments like they do in USA. for emergency situations also, people needs to wait hours and hours for non-life threatening conditions. Germany also has private insurance where those with private insurance gets preferrential best treatments also.

Trump tried to repeal obamacare but republicans had only 1 vote majority in US Senate where republican Mccain voted against to repeal. so it is continuing till now. 

Any society with people having entitlement with free benefits always lives on the expense of those who work heard to make ends meet. 

[human1234]

2 hours ago, paaparao said:

it used to be very affordable before obamacare kicked in 2017. a family of 4 used to get insurance under $400 per month. but obama gave free coverage to uninsured pre-existing condition people on the expense of sincere citizens money. that's when it got worst. fast forward to 2025, same family of 4 needs to spend $1400 with even high deductibles.

free has its own cons. Germany lo for eg. not everyone gets best treatments. not everyone gets same day appointments like they do in USA. for emergency situations also, people needs to wait hours and hours for non-life threatening conditions. Germany also has private insurance where those with private insurance gets preferrential best treatments also.

Trump tried to repeal obamacare but republicans had only 1 vote majority in US Senate where republican Mccain voted against to repeal. so it is continuing till now. 

Any society with people having entitlement with free benefits always lives on the expense of those who work heard to 

https://www.andhrafriends.com/topic/1054907-health-care-usa-vs-canada/

[human1234]

2 hours ago, paaparao said:

it used to be very affordable before obamacare kicked in 2017. a family of 4 used to get insurance under $400 per month. but obama gave free coverage to uninsured pre-existing condition people on the expense of sincere citizens money. that's when it got worst. fast forward to 2025, same family of 4 needs to spend $1400 with even high deductibles.

free has its own cons. Germany lo for eg. not everyone gets best treatments. not everyone gets same day appointments like they do in USA. for emergency situations also, people needs to wait hours and hours for non-life threatening conditions. Germany also has private insurance where those with private insurance gets preferrential best treatments also.

Trump tried to repeal obamacare but republicans had only 1 vote majority in US Senate where republican Mccain voted against to repeal. so it is continuing till now. 

Any society with people having entitlement with free benefits always lives on the expense of those who work heard to make ends meet. 

Than Let's abolish Medicare and Medicaid

[paaparao]

5 hours ago, human1234 said:

Than Let's abolish Medicare and Medicaid

Medicare and Medicaid is not causing issue. they are also not free. every month they also have to pay $400 minimum. It is obamacare that is causing this much expensive of all insurance plans.