Homeowners Insurance

[akkum_bakkum]

Insurance endirayya antha perigindi....especially this year. My principal residence is up 90%. Other 2 rental properties went up 75%. Endi ee niluvu dobidi, ee companies ki caps vundava

[JimBond]

Just now, akkum_bakkum said:

Insurance endirayya antha perigindi....especially this year. My principal residence is up 90%. Other 2 rental properties went up 75%. Endi ee niluvu dobidi, ee companies ki caps vundava

Sell and save money 

[Hitman]

1 hour ago, JimBond said:

Sell and save money 

Wise decision many Investors are going in this path.. Except Desi investors who bothered about social status...

[JimBond]

8 minutes ago, Hitman said:

Wise decision many Investors are going in this path.. Except Desi investors who bothered about social status...

Time to put money in bank, situations getting worst 

[Joker_007]

Sell and put your money else where like GOLD bonds or Rare Earth Metals kaka... Having multiple rental houses is an old thinking Kaka... 

[akkum_bakkum]

7 hours ago, Joker_007 said:

Sell and put your money else where like GOLD bonds or Rare Earth Metals kaka... Having multiple rental houses is an old thinking Kaka... 

Sorry for not following a software template life anna.... its just a hobby for me. not interested so much in stocks. 401k is there for that.

[nenu_meeku_telusa]

1 hour ago, akkum_bakkum said:

Sorry for not following a software template life anna.... its just a hobby for me. not interested so much in stocks. 401k is there for that.

Then you have to accept. After California fires all insurance companies bumped rates to recoup costs. It’s regular strategy for these companies to pay 1$ and recoup 100$ 

[Konebhar6]

12 hours ago, akkum_bakkum said:

Insurance endirayya antha perigindi....especially this year. My principal residence is up 90%. Other 2 rental properties went up 75%. Endi ee niluvu dobidi, ee companies ki caps vundava

Insurance companies do not want to offer home insurance esp as the home prices have skyrocketed. It's a huge risk for them. 

The strategy they are adopting is to send high renewal rates, Take it or leave it. Its a double edge sword for rental property owners. Get used to higher operational costs (reduce your margins) or sell (will further decline the housing market/prices). 

If you have multiple investment properties, its time to book profit on one of them at least. 

[Joker_007]

4 hours ago, akkum_bakkum said:

Sorry for not following a software template life anna.... its just a hobby for me. not interested so much in stocks. 401k is there for that.

Yemantunnav Kaka... You are using last three generations template (putting investments in real estate) ... Further I am not into software either...   . 

[Kinand]

Selecting the right homeowners insurance policy often requires balancing coverage breadth with affordability. Ryze Claim Solutions’s customer experiences at https://www.pissedconsumer.com/ryze-claim-solutions/RT-F.html detail how policyholders navigate claims for water damage and storm losses, leveraging rapid adjuster dispatch and transparent deductible calculators. One homeowner recounted filing a complex partial-claim after a ceiling leak, then receiving payout approval within 48 hours thanks to digital documentation portals and live agent chat support.

[aratipandu]

On 2/5/2025 at 6:31 PM, akkum_bakkum said:

Sorry for not following a software template life anna.... its just a hobby for me. not interested so much in stocks. 401k is there for that.

Stocks ishtam lekapothe bonds unnay, annuities unnay, precious metals unnay...ilaa chala unnay kadha anna...go diversify...having too much exposure to real estate is also risky..

[aratipandu]

1 hour ago, Kinand said:

Selecting the right homeowners insurance policy often requires balancing coverage breadth with affordability. Ryze Claim Solutions’s customer experiences at ryze-claim-solutions detail how policyholders navigate claims for water damage and storm losses, leveraging rapid adjuster dispatch and transparent deductible calculators. One homeowner recounted filing a complex partial-claim after a ceiling leak, then receiving payout approval within 48 hours thanks to digital documentation portals and live agent chat support.

[akkum_bakkum]

1 hour ago, Kinand said:

Selecting the right homeowners insurance policy often requires balancing coverage breadth with affordability. Ryze Claim Solutions’s customer experiences at ryze-claim-solutions detail how policyholders navigate claims for water damage and storm losses, leveraging rapid adjuster dispatch and transparent deductible calculators. One homeowner recounted filing a complex partial-claim after a ceiling leak, then receiving payout approval within 48 hours thanks to digital documentation portals and live agent chat support.

chatgpt naa copilot aa anna?

[akkum_bakkum]

9 minutes ago, aratipandu said:

Stocks ishtam lekapothe bonds unnay, annuities unnay, precious metals unnay...ilaa chala unnay kadha anna...go diversify...having too much exposure to real estate is also risky..

yes pandu....metals lo vunnay le. Stocks r too volatile and all gains r taken by taxes. ila vuntadi paristhithi