db peddalu suggestion needed

[Renault]

for home title vesting options from below which option to choose? what is diff?

Joint tenants, Community property, Community property with right of survivorship 

[Renault]

ltt

[pandugadu999]

wat is vesting

[Renault]

ltt

[idibezwada]

mundu nuvvu em adugutunnavo evadikanna ardam kavali kada..

[ARYA]

On 3/17/2025 at 10:10 AM, Renault said:

for home title vesting options from below which option to choose? what is diff?

Joint tenants, Community property, Community property with right of survivorship 

Key Differences

Feature	Joint Tenants	Community Property	Community Property w/ ROS
Who Can Use It	Anyone (married or not)	Married couples only	Married couples only
Ownership Split	Equal shares	50/50 between spouses	50/50 between spouses
Right of Survivorship	Yes (automatic to co-owner)	No (will determines heir)	Yes (automatic to spouse)
Probate Required?	No	Yes (for deceased’s share)	No
Tax Basis Step-Up	Only deceased’s share	Entire property (some states)	Entire property (some states)
Flexibility to Bequeath	No (goes to co-owner)	Yes (via will)	No (goes to spouse)

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[Renault]

8 minutes ago, idibezwada said:

mundu nuvvu em adugutunnavo evadikanna ardam kavali kada..

adenti...all home owners ki idi telise untadi kada...

[Renault]

9 minutes ago, ARYA said:

Key Differences

Feature	Joint Tenants	Community Property	Community Property w/ ROS
Who Can Use It	Anyone (married or not)	Married couples only	Married couples only
Ownership Split	Equal shares	50/50 between spouses	50/50 between spouses
Right of Survivorship	Yes (automatic to co-owner)	No (will determines heir)	Yes (automatic to spouse)
Probate Required?	No	Yes (for deceased’s share)	No
Tax Basis Step-Up	Only deceased’s share	Entire property (some states)	Entire property (some states)
Flexibility to Bequeath	No (goes to co-owner)	Yes (via will)	No (goes to spouse)

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ante general ga manaki 3rd option better aa

[ARYA]

Just now, Renault said:

ante general ga manaki 3rd option better aa

If you’re married and in a community property state, Community Property with Right of Survivorship is often the best choice because it combines ease of transfer (no probate) with potential tax advantages. If you’re not married or want flexibility for non-spousal co-owners, Joint Tenants works well. If you need control over who inherits your share, go with Community Property and pair it with a will or trust.