30 Year Mortgages gone...

[aratipandu]

54 minutes ago, islander said:

Fees em undav..just renewal anthe..aa time ki unna best interest rate select cheskodame..undeve 5-6 banks..almost andaru same rate istaru konchem atu itu..

fees lekunda enduku untadhi anna?? Banks are experts at fees...

you can probably say there are no visible fees but there'll always be fees...bank odu bathikedhe fees medha

[aratipandu]

40 minutes ago, nag said:

What is the idea behind refinance in such short intervals...  lot of processing overhead.. adhi kooda expense ey kada

The only logical explanation I can think of is that in these commonwealth countries housing is treated as investment and people do constant buying/selling for profits

[islander]

11 minutes ago, aratipandu said:

The only logical explanation I can think of is that in these commonwealth countries housing is treated as investment and people do constant buying/selling for profits

@nag it’s not refinancing whole loan anna..we are still with same bank but we have to refix loan rate anthe..if you don’t pick fixed rate and term, it will go under current variable rate until you fix it..

[Paamu]

First time home buyers ki minahaimpu !!

[nag]

9 hours ago, islander said:

@nag it’s not refinancing whole loan anna..we are still with same bank but we have to refix loan rate anthe..if you don’t pick fixed rate and term, it will go under current variable rate until you fix it..

okay.. Malli paper work thalanoppi ledu.. just rate change should be quick.  Still, it is a headache to some extent

[chammakchandra]

14 hours ago, Hitman said:

ARM's is the new way to go...  This is all planned...  Embrace the reality. US mortgage system is soon becoming similar to UK where you would get to refinance for every 3 years... 

time for housing market to crash! Then only prices will come down and ppl will be able to afford houses.

[CanadianMalodu]

14 hours ago, kevinUsa said:

Generational wealth laga generational debt

Klauss Schwab : " You own nothing and you will be happy"😎🥷🏻

[lollilolli2020]

11 hours ago, citizenofIND said:

That’s okay, will do 3 , 4 jobs and down pay full amount.  Anthunna tejams ani ippude Sonu uncle telling

adi waste canada lo youth HELOC tesukoni inko house or business lo invest chestaru ani @CanadianMalodu telling

[lollilolli2020]

1 hour ago, CanadianMalodu said:

Klauss Schwab : " You own nothing and you will be happy"😎🥷🏻

aren't you. 
 

same Klauss thata be like paisal anni naave, didn't he get resign from WEF ? 

Soros thata and klauss thata ki cult following vundii ley 

[CanadianMalodu]

3 minutes ago, lollilolli2020 said:

adi waste canada lo youth HELOC tesukoni inko house or business lo invest chestaru ani @CanadianMalodu telling

Avatahala Blackstone, Black Rock, Brookfield gudaralu vesukuni koorchunnaru. Canada lo housing etthithe, bulk lo koneyyadaniki. 

 

[CanadianMalodu]

Just now, lollilolli2020 said:

aren't you. 
 

same Klauss thata be like paisal anni naave, didn't he get resign from WEF ? 

Soros thata and klauss thata ki cult following vundii ley 

Ee generational slavery naa valla kadhu. Nenu India lo kontunna cash petti. 

[lollilolli2020]

5 minutes ago, CanadianMalodu said:

Avatahala Blackstone, Black Rock, Brookfield gudaralu vesukuni koorchunnaru. Canada lo housing etthithe, bulk lo koneyyadaniki. 

 

eththesthara aithe ee year ee muhurtham aa 

[lollilolli2020]

4 minutes ago, CanadianMalodu said:

Ee generational slavery naa valla kadhu. Nenu India lo kontunna cash petti. 

chala pakadbandi ga plan chesav mike. 

canada lo kuda polalu koni mingeyyi; laura farms ani inko papa 7 acres farm NY saratoga county lo koni enjoying. 

[CanadianMalodu]

7 minutes ago, lollilolli2020 said:

eththesthara aithe ee year ee muhurtham aa 

Canadians daggara dabbulu levu anedhi aithe true. Govt. Overhead spending, Boomers housing valla vachina equity tappa, Canadian middle class is starving. Mortgages meedha kodithe, Chavu debba. 

Immigrants ki ardham kaka arata padi mortgages lo 2 houses konna vallu unnaru naaku telisina valle.  Kitta paramatma level lo shankam voodi cheppa. Vinaledhu. They think housing is up, up and only up. Mortgage EMI poga rent lo miguluddhi ani. Ippudu Canada lo teda kodithe surru summayipotahdhi.

[lollilolli2020]

3 minutes ago, CanadianMalodu said:

Canadians daggara dabbulu levu anedhi aithe true. Govt. Overhead spending, Boomers housing valla vachina equity tappa, Canadian middle class is starving. Mortgages meedha kodithe, Chavu debba. 

Immigrants ki ardham kaka arata padi mortgages lo 2 houses konna vallu unnaru naaku telisina valle.  Kitta paramatma level lo shankam voodi cheppa. Vinaledhu. They think housing is up, up and only up. Mortgage EMI poga rent lo miguluddhi ani. Ippudu Canada lo teda kodithe surru summayipotahdhi.

enni real estate graph lu chusina Canada lo housing price perugutuhune vundii, correction kuda ledu mari. 
I read somewhere Canada's major export is education, passport and housing; inka housing debbai pothe home owners sangati devudu erugu; 51 state ki route clear aithadi.