Economy is bad..

[ErraBook_monagadu]

Car dealerships offering service now, pay in installments.

Oil change installments 

burritos installments 

movies installments…

[acuman]

Yes

but stock market in record levels. Don’t know who is gonna hold bags.

 

no correlation between wallstreet and mainstreet due to pumping

[acuman]

The empire of debt is collapsing, reallocate before it’s too late
https://www.google.com/amp/s/www.moneycontrol.com/news/opinion/the-empire-of-debt-is-collapsing-reallocate-before-it-s-too-late-13123916.html/amp
Markets don’t punish those who are cautious, they punish those who are late. Smart money moves early -- It doesn’t panic, it prepares.

* The Covid-19 pandemic Stimulus Package exact a $16 trillion toll on the U.S., which is four times the cost of the Great Recession
* Debt is a silent thief, stealing from the future to pay for the present. And the empire of debt is collapsing – not today, not tomorrow, but the fuse is definitely burning.
* As Per the US Office of Management and Budget, the country's national debt has soared to a jaw-dropping $36 trillion, or 124 percent of GDP, a level unseen since the aftermath of World War II. 
* America is now paying $1 trillion every year – more than what it spends on defence – just as interest on that debt. 
* The U.S. national debt is projected to exceed $54 trillion by 2034, according to the Congressional Budget Office.
* The CBO also anticipates a significant rise in the federal deficit, potentially reaching $2.6 trillion annually within the next decade. 
* This isn’t just a financial crisis. It’s a ticking global time bomb. And yes, India lies well within the blast radius.

Interest rates are rising sharply as the Fed tries to choke inflation. But rising rates crush bond demand. Giants like China and Japan are dumping US bonds, which forces America to borrow at higher rates. This leads to more debt and even higher interest payments. It’s a vicious cycle.

■  This isn’t just bad math, it’s bad policy. Decades of unchecked spending, tax cuts, and populist politics have bloated the US balance sheet. President Donald Trump's “big, beautiful (tax cut) bill” has become a costly affair.
■  Now, the US Treasury's tightrope walk between growth and inflation has become a whole lot tougher and its illusion of control is fading, replaced by the cold arithmetic of compounding chaos. Each misstep now isn’t a stumble, it’s a crack in the global financial edifice.
■  The 30-year US Treasury yield has now hit a multi-decade high and every time that happens, we in the emerging markets feel the heat as capital runs straight to the US.
■  India is wired into the global system through trade, capital flows, and financial sentiment. In 2008, during the 2013 Taper Tantrum, and again in 2022, we saw how quickly FIIs (foreign institutional investors) pull out.  When the Dollar strengthens, the Rupee weakens, Indian bond yields rise, and equity markets tremble. Per analytics firm GuruFocus, India’s market cap-to-GDP ratio is flashing amber again.
■  Yes, our fundamentals are stronger today: we have a disciplined central bank, healthy reserves, and a resilient consumption engine. But we mustn't mistake resilience for immunity.
■  In 2008, the markets fell off a cliff, then levitated artificially through quantitative easing. But this time, that trick won’t fly. The US doesn’t have the room to print its way out anymore. The monster it fed has grown teeth.

Through decades of market cycles, one has learnt that markets don’t punish those who are cautious. They punish those who are late. Timing is everything. If you wait for the headlines, it’s already too late. Smart money moves early. It doesn’t panic, it prepares. So, stay ahead, stay sharp, and most importantly, stay invested, not exposed.

[JUST444FUN]

2 hours ago, acuman said:

The empire of debt is collapsing, reallocate before it’s too late
https://www.google.com/amp/s/www.moneycontrol.com/news/opinion/the-empire-of-debt-is-collapsing-reallocate-before-it-s-too-late-13123916.html/amp
Markets don’t punish those who are cautious, they punish those who are late. Smart money moves early -- It doesn’t panic, it prepares.

* The Covid-19 pandemic Stimulus Package exact a $16 trillion toll on the U.S., which is four times the cost of the Great Recession
* Debt is a silent thief, stealing from the future to pay for the present. And the empire of debt is collapsing – not today, not tomorrow, but the fuse is definitely burning.
* As Per the US Office of Management and Budget, the country's national debt has soared to a jaw-dropping $36 trillion, or 124 percent of GDP, a level unseen since the aftermath of World War II. 
* America is now paying $1 trillion every year – more than what it spends on defence – just as interest on that debt. 
* The U.S. national debt is projected to exceed $54 trillion by 2034, according to the Congressional Budget Office.
* The CBO also anticipates a significant rise in the federal deficit, potentially reaching $2.6 trillion annually within the next decade. 
* This isn’t just a financial crisis. It’s a ticking global time bomb. And yes, India lies well within the blast radius.

Interest rates are rising sharply as the Fed tries to choke inflation. But rising rates crush bond demand. Giants like China and Japan are dumping US bonds, which forces America to borrow at higher rates. This leads to more debt and even higher interest payments. It’s a vicious cycle.

■  This isn’t just bad math, it’s bad policy. Decades of unchecked spending, tax cuts, and populist politics have bloated the US balance sheet. President Donald Trump's “big, beautiful (tax cut) bill” has become a costly affair.
■  Now, the US Treasury's tightrope walk between growth and inflation has become a whole lot tougher and its illusion of control is fading, replaced by the cold arithmetic of compounding chaos. Each misstep now isn’t a stumble, it’s a crack in the global financial edifice.
■  The 30-year US Treasury yield has now hit a multi-decade high and every time that happens, we in the emerging markets feel the heat as capital runs straight to the US.
■  India is wired into the global system through trade, capital flows, and financial sentiment. In 2008, during the 2013 Taper Tantrum, and again in 2022, we saw how quickly FIIs (foreign institutional investors) pull out.  When the Dollar strengthens, the Rupee weakens, Indian bond yields rise, and equity markets tremble. Per analytics firm GuruFocus, India’s market cap-to-GDP ratio is flashing amber again.
■  Yes, our fundamentals are stronger today: we have a disciplined central bank, healthy reserves, and a resilient consumption engine. But we mustn't mistake resilience for immunity.
■  In 2008, the markets fell off a cliff, then levitated artificially through quantitative easing. But this time, that trick won’t fly. The US doesn’t have the room to print its way out anymore. The monster it fed has grown teeth.

Through decades of market cycles, one has learnt that markets don’t punish those who are cautious. They punish those who are late. Timing is everything. If you wait for the headlines, it’s already too late. Smart money moves early. It doesn’t panic, it prepares. So, stay ahead, stay sharp, and most importantly, stay invested, not exposed.

It's very hard to understand this basic one . Artham eeyna practice cheyatam inka kastam. 

 

Through decades of market cycles, one has learnt that markets don’t punish those who are cautious. They punish those who are late. Timing is everything. If you wait for the headlines, it’s already too late. Smart money moves early. It doesn’t panic, it prepares. So, stay ahead, stay sharp, and most importantly, stay invested, not exposed

[meandhrakurradu]

Ante ippudu em cheyyali antaru, market nunchi bayataki ravalna? 

[KATHRI]

3 hours ago, acuman said:

Yes

but stock market in record levels. Don’t know who is gonna hold bags.

 

no correlation between wallstreet and mainstreet due to pumping

Walstreet looks forward and they always go up even if it goes down for a short while it always goes up

[thokkalobokkalo]

Looming debt crisis and global impacts

Gov policy missteps 

A different type of problem than 2008.

-----looking at these 3 items above, I think 

- the thing to be optimistic about is that at a global scale there is no single economy that comes out the winner in all this because in the bigger picture everyone owes x amount and also owns / expects y amounts in return for its reserves, gdp and other forecasts. (Some type of round robin)

- few small nations here and there like sgp, Sweden, Kuwait, etc are outliers that are actually outside of this round robin circle, so only a few millions of their born citizens continue to enjoy luxuries like US used to be in 70-90s, rest of us will be like a donkey having a carrot in front of it's eyes that it can never catch cos the stick holders (billionaire) are on this back ...getting richer. Aina bayam ledu...middle class ness manaki bayam ledu, we live fine ...

Only scary thing is food scarcity as number of farmers is rapidly falling. 😥😢😓🫤😕

 

[Hitman]

The BMW Group reported higher sales year-on-year in the second quarter: Between April and June, deliveries of BMW, MINI and Rolls-Royce vehicles increased by +0.4% to 621,271 units. In the first half of the year, the company delivered a total of 1,207,388 vehicles (-0.5%). Electrified vehicles saw significant sales growth compared to the previous year. With 318,949 fully-electric and plug-in hybrid vehicles delivered to customers, the BMW Group grew its sales by +18.5% in the first half of 2025. New orders across all drive technologies developed positively in the first six months, showing significant year-on-year growth. 

“Thanks to our attractive product line-up, we were able to close the second quarter successfully. Between April and June, the BMW Group reported sales growth of +0.4% compared to the same period last year,” said Jochen Goller, member of the Board of Management of BMW AG responsible for Customer, Brands, Sales. “In the second quarter, we also achieved an important milestone, with the delivery of our 1.5-millionth fully-electric vehicle. This success underlines once again how the BMW Group has evolved from an electric pioneer to one of the leading players in the BEV market – now offering more than 15 fully-electric models,” added Goller.