BUYERS Market

[jpismahatma]

56 minutes ago, krishnaaa said:

They are still inflated even with  discounts.

Ivy Zelman quoted in that cnbc article herself said prices will go down in 2026.

You are not considering AI taking away jobs, people being deported, 3d printing and robotics reducing construction costs, reduction in birth rates and household formation and finally majority of homes being held by senior citizens who will move to assisted living.

agreee with @krishnaaa added to it. boomers will die. population is growing negative. eeda nunchi spike ante kastame  konchamu aagi digithe better. etlago ninda muniga tarvatha there is nothing changing.

Simple brother. if monthly installments are not changing how in the world I will buy home. Just decreasing rates will not have much impact.  As of today 6.3% for 30 years.  Monthly prices going out from pocket should go down considerably. 

 

@Sonu_Patel for some reasons turned from housing bear to housing bull. 

[krishnaaa]

5 hours ago, jpismahatma said:

agreee with @krishnaaa added to it. boomers will die. population is growing negative. eeda nunchi spike ante kastame  konchamu aagi digithe better. etlago ninda muniga tarvatha there is nothing changing.

Simple brother. if monthly installments are not changing how in the world I will buy home. Just decreasing rates will not have much impact.  As of today 6.3% for 30 years.  Monthly prices going out from pocket should go down considerably. 

 

@Sonu_Patel for some reasons turned from housing bear to housing bull. 

Agree. In addition to that Trump is planning to declare National Housing Emergency to help first time home buyers. He will probably look into zoning laws as well to make home ownership affordable. 

Zoning laws are also one of the reasons why home are expensive....perfect example is Calofornia.

[jpismahatma]

3 hours ago, krishnaaa said:

Agree. In addition to that Trump is planning to declare National Housing Emergency to help first time home buyers. He will probably look into zoning laws as well to make home ownership affordable. 

Zoning laws are also one of the reasons why home are expensive....perfect example is Calofornia.

Looking  at all this I think @Sonu_Patel price point has hit and that’s why he is posting threads without taking many things into consideration. Or he is that Virginia youtube guy  selling home.
 

after last week h1b fiasco, and green cards slow processing the pool of h1b employers is shrinking. Who will risk. If you see amortization schedule for mortgages even you buy temp you are still paying interests. 5/1 arm could help but why risk ? Throw that money in s&p or etfs 401k or Roth 
 

New home builders are already offering competitive mortgage rates. So this new drama of lower mortgage rates to buy homes will not run.

 

you need to have solid job for next 15 to 20 years atleast provided that your mortgage is around 5k and grocery and kids expenses to 2k making total 7k. This is all after taxes. 
 

only thing I can think 💭 f could raise prices is housing  costs. Lumber is lower but other things re dependent on tariffs. Trump zoning will help here let’s see.
 

my home is 450k and could easily sell for $625k with in a week. If I had to buy it again with current rates and salary he’ll NO

[kevinUsa]

22 minutes ago, jpismahatma said:

Looking  at all this I think @Sonu_Patel price point has hit and that’s why he is posting threads without taking many things into consideration. Or he is that Virginia youtube guy  selling home.
 

after last week h1b fiasco, and green cards slow processing the pool of h1b employers is shrinking. Who will risk. If you see amortization schedule for mortgages even you buy temp you are still paying interests. 5/1 arm could help but why risk ? Throw that money in s&p or etfs 401k or Roth 
 

New home builders are already offering competitive mortgage rates. So this new drama of lower mortgage rates to buy homes will not run.

 

you need to have solid job for next 15 to 20 years atleast provided that your mortgage is around 5k and grocery and kids expenses to 2k making total 7k. This is all after taxes. 
 

only thing I can think 💭 f could raise prices is housing  costs. Lumber is lower but other things re dependent on tariffs. Trump zoning will help here let’s see.
 

my home is 450k and could easily sell for $625k with in a week. If I had to buy it again with current rates and salary he’ll NO

More over new houses will be constructed  new communities will pop up home will like car going forward an liability not an asset 

Few years people will start thinking that better to rent than buying a house 

 

[Konebhar6]

If anyone on H1B and planning to buy a home now , they are stupid. 
Housing won’t pick up anytime soon unless govt provides some support. It’s also in govt advantage to let prices cool as it will bring inflation down.

[Sonu_Patel]

9 hours ago, Konebhar6 said:

If anyone on H1B and planning to buy a home now , they are stupid. 
Housing won’t pick up anytime soon unless govt provides some support. It’s also in govt advantage to let prices cool as it will bring inflation down.

eventually existing H1bs are gold mine for companies because companies cannot bring new H1b at a $100k premium cost. 

I see a bright future as pay scales will go up and obviously people has to upskill and keep up with AI Technologies. 

If someone has good job stability, It is a great time to negotiate as people are in panic mode and could undergo further correction. I am saying people has lot of options to pick and choose the way they want in market inventory. 

[Paamu]

19 minutes ago, Sonu_Patel said:

eventually existing H1bs are gold mine for companies because companies cannot bring new H1b at a $100k premium cost. 

I see a bright future as pay scales will go up and obviously people has to upskill and keep up with AI Technologies. 

If someone has good job stability, It is a great time to negotiate as people are in panic mode and could undergo further correction. I am saying people has lot of options to pick and choose the way they want in market inventory. 

eh1 meeda idi kastam le Sonu 

[kakatiya]

6 hours ago, Sonu_Patel said:

eventually existing H1bs are gold mine for companies because companies cannot bring new H1b at a $100k premium cost. 

I see a bright future as pay scales will go up and obviously people has to upskill and keep up with AI Technologies. 

If someone has good job stability, It is a great time to negotiate as people are in panic mode and could undergo further correction. I am saying people has lot of options to pick and choose the way they want in market inventory. 

Asalu jobs ekkada vunnai ? Everytime they file for ammendment..there is no gaurantee ammendment will go through !

Native cs grads ki jobs levu..thousands unemployed.

Green card holders ke jobs levu ante h1b vallaki jobs /contracts antav enti uncle.

[Sonu_Patel]

1 hour ago, kakatiya said:

Asalu jobs ekkada vunnai ? Everytime they file for ammendment..there is no gaurantee ammendment will go through !

Native cs grads ki jobs levu..thousands unemployed.

Green card holders ke jobs levu ante h1b vallaki jobs /contracts antav enti uncle.

home values high lo unapudu konakunda

Low values unapudu kuda konakunda

inkeppudu konali ani @DallasKarreBaluu asking..

he want that athma gouravam 

 

[DallasKarreBaluu]

3 hours ago, Sonu_Patel said:

home values high lo unapudu konakunda

Low values unapudu kuda konakunda

inkeppudu konali ani @DallasKarreBaluu asking..

he want that athma gouravam 

 

Anna I don't care about high or low and I look for my budget 200k . 200k ki frisco lo konta 

[Sonu_Patel]

13 hours ago, DallasKarreBaluu said:

Anna I don't care about high or low and I look for my budget 200k . 200k ki frisco lo konta 

200K ayye lopala mana tejalu investment ki $250k daggara koni neke rent ki istaru anna.. 

chusthu kurchovali nuvvu.. 

 

[kakatiya]

17 hours ago, Sonu_Patel said:

home values high lo unapudu konakunda

Low values unapudu kuda konakunda

inkeppudu konali ani @DallasKarreBaluu asking..

he want that athma gouravam 

 

Home values low vunnai ante they are out of reach for h1b who are struggling to keep their jobs. Car Konami vadda ani alochostunnaru..home em kontaru ? Low ekkada ayinai uncle..you are also home owner..how much value of your home dropped ? Check willow and tell us ? EDo 50k taggindhi 

[Sonu_Patel]

40 minutes ago, kakatiya said:

Home values low vunnai ante they are out of reach for h1b who are struggling to keep their jobs. Car Konami vadda ani alochostunnaru..home em kontaru ? Low ekkada ayinai uncle..you are also home owner..how much value of your home dropped ? Check willow and tell us ? EDo 50k taggindhi 

Struggles epudu untay and they keep coming in different ways anna.. 

monthly mortgage payment affordability chusukovali..

ipudu negotiation power baga undhi ani cheptunna.. next year ki 5% mortgage rates back vachestayi

Rents kuda baga perigayi.. oka 3-5 years plan unte.. this is a good time to negotiate. 

[kakatiya]

1 minute ago, Sonu_Patel said:

Struggles epudu untay and they keep coming in different ways anna.. 

monthly mortgage payment affordability chusukovali..

ipudu negotiation power baga undhi ani cheptunna.. next year ki 5% mortgage rates back vachestayi

Rents kuda baga perigayi.. oka 3-5 years plan unte.. this is a good time to negotiate. 

Asalu jobs levu ante illu antav..struggles eppudu vuntaya ? Look at market during 2021-2022. It was in full boom..now look at now..job pothe inko job kashtam.

Asalu nuvvu nijam home owner eh na ani na doubt ?

 

[krishnaaa]

On 9/25/2025 at 9:35 AM, Sonu_Patel said:

eventually existing H1bs are gold mine for companies because companies cannot bring new H1b at a $100k premium cost. 

I see a bright future as pay scales will go up and obviously people has to upskill and keep up with AI Technologies. 

If someone has good job stability, It is a great time to negotiate as people are in panic mode and could undergo further correction. I am saying people has lot of options to pick and choose the way they want in market inventory. 

Software job numbers will be affected by AI and offshoring has been increasing. US has been declining. I wouldnt be surprised if a big company like Google or Microsoft shift headquarters to India in next 10 years if US protectionism continues.

India used to be afraid to speak out because it was weak....now its not like that. People leaving to India would be India's gain.

I am giving you the other side of the argument. Positives would be reduction of interest rates, robotics and Automation boosting US productivity. Fyi Automation would lead to reduction in construction costs again.

 

All I am saying is to look at both sides of the argument instead of just whatever satisfies our bias.