Lot of NRIs are actually losing money by working in US

[akkum_bakkum]

15 hours ago, krishnaaa said:

Many things cannot be done from here unless you have good support in India.....especially on H1B. 

In most cases, parents aren't usually savvy and don't understand their view point.

And regarding me to be full into money, its your opinion....not necessarily the truth.

I study various topics like Finance, psychology, history etc. So I think from various angles.

Thats the reason I keep posting about EVs and AQI which you conveniently ignore. Going back to India also means kids spending more time with their grandparents who live longer and healtheir lives in the presence of their grandkids. Its also our responsibility to take care of our parents.

Regarding peace, for me peace is where my family and friends are. I have friends in both India and US. In US however, I have some nearby withing 5 minutes. But rest are scattered all over. You also get a good support system in Hyderabad from maids to doctors. This frees up lot of time to pursue our passions without worry.

If you think that you will be in a rush in India even after retiring, its your psychological bias. And you are feeding that bias and not looking at all the other benefits. Some of them even got a decent house constructed in GO111 with US style backyards and growing their own food. 

Alright the same psychological bias applies to ur thinking as well. Keep tht in mind. You wouldn’t be thinking abt gc and h4ead if you plan to leave eventually. As simple as that. Its ur choice to leave or stay but there is no reason for any gc holder or citizen to leave unless the citizens r retiring. India is a best country for leaches and those feed the bureaucracy with corruption. As @dreamchaser said, wats the point of earning a gc? While I agree those living on a h1b visa shud consider ur opinion and plan to leave eventually. It would be foolish to plan a permanent life around a temporary visa and later foul cry for getting stranded in their own country coz of visa stamping issues.

[Tyrannosauraus_Rex]

It is pretty natural that people will try to defend the decisions that they make for themselves. In this case - it the decision to remain in the US or leave the US.

 

In my particular case and in my view - money is not the be all and end all of my existence. I give due importance to money but it does not occupy too much of my time. I am content with what I make and whatever savings I have. Perhaps I should focus more on investments but the bottom line is I am not going to lose sleep over it.

What I also do value are the following:

1) Cleanliness

2) Civic sense

3) Corruption - I had not given a single bribe in my 13 years of living here in the US -as a non-citizen, GC holder or as a citizen. And I had dealt with the government at every possible level -  Federal, State and local.

4) Buying a property and not worrying about someone else occupying it with fake ownership documents.

 

Sometimes when I go for a walk around my neighborhood - I have to pinch myself - it is so beautiful, peaceful and quiet. And this is a pretty simple suburban neighborhood. 

This is not to suggest there are no cons of living in the US. But the pros far outweigh the cons for me.

 

At the end of the day - hand on your heart - you have to be genuine with yourself. Are you happy living in the US or India.

In my case, considering every possible scenario - living in the US is a much better prospect than living in India.

And similarly, I know people who are happy leaving the US and returning to India. 

So, it really boils down to your motivations as to why you choose to live in either place as long as your honest with yourself. The moment you start seeking "external" validation for your decisions - you are already second guessing your decisions.

[futureofandhra]

21 minutes ago, Tyrannosauraus_Rex said:

It is pretty natural that people will try to defend the decisions that they make for themselves. In this case - it the decision to remain in the US or leave the US.

 

In my particular case and in my view - money is not the be all and end all of my existence. I give due importance to money but it does not occupy too much of my time. I am content with what I make and whatever savings I have. Perhaps I should focus more on investments but the bottom line is I am not going to lose sleep over it.

What I also do value are the following:

1) Cleanliness

2) Civic sense

3) Corruption - I had not given a single bribe in my 13 years of living here in the US -as a non-citizen, GC holder or as a citizen. And I had dealt with the government at every possible level -  Federal, State and local.

4) Buying a property and not worrying about someone else occupying it with fake ownership documents.

 

Sometimes when I go for a walk around my neighborhood - I have to pinch myself - it is so beautiful, peaceful and quiet. And this is a pretty simple suburban neighborhood. 

This is not to suggest there are no cons of living in the US. But the pros far outweigh the cons for me.

 

At the end of the day - hand on your heart - you have to be genuine with yourself. Are you happy living in the US or India.

In my case, considering every possible scenario - living in the US is a much better prospect than living in India.

And similarly, I know people who are happy leaving the US and returning to India. 

So, it really boils down to your motivations as to why you choose to live in either place as long as your honest with yourself. The moment you start seeking "external" validation for your decisions - you are already second guessing your decisions.

healthcare no use

old age scenario depends on people

[krishnaaa]

12 hours ago, Tellugodu said:

Ani, baga cheppavu kani, but why still miles of young Indian youth lined up begging for US visa every day?

 

 They don't know the reality yet.

It takes a generation for trends to normalize.

I request everyone to read all my posts in the thread and not ask the same questions over and over again.

As I  already said, you need to look at the percentage increase  of people going out and people coming in.

[krishnaaa]

11 hours ago, Pahelwan5 said:

Intha essay rasinav what about pollution , corruption , food adulteration, mosquitoes, bad roads, 

I already said about pollution. Its going to go away and then everyone in this forum will realize and will be on my side.

I am just trying to wake people up early so that they don't miss their window.

Corruption...I posted in another thread. Hyderabad is already corruption free. Don't give bribe even if they ask and the work will still get done. I have done multiple registrations, dealth with various govt offices. Zero bribe.

If you ask me, there is lot more corruption in US. They even wage wars. Look at how govt funds are misused in minnesota, how ppp loans were misused. Its our tax money right?

Compare roads from 5 years ago to now. They are getting better.

Food adulteration can be managed. But atleast due to maids and other support system, you eat fresh in India.

[krishnaaa]

3 hours ago, akkum_bakkum said:

Like I said earlier, you r seeing everything thru money/“finance” lens. A house wife can be by choice, not by force. Single income doesn’t mean dead life just coz u felt it. Many single income families r happy with wife staying home and raising kids. Your daycare expenses often offset any earnings made by wife unless both r high income earners. You try to sound mature in your arguments but fail to the depth. Not everyone lives just for the sake of money…you ignore this completely. Sorry to say.

If their passion is raising kids then its fine.

I see some who take lot of interest in their kids growth, imbibing cultural values etc. After kids go to college then what?

Some of them like to indulge in art. Even for them its fine. Both these categories can be done in India and in a better way due to additional resources. Kids also tend to stay in the same city in future due to India's rapid progress. Even if it is Bangalore, Hyd to Bangalore is goign to be just 2.5 hours though bullet train in 10 years.

And these are minority.

But for the rest, they don't even get an oppurtunity to know what to do with their lives. Thats why I said caged.

I see many working in walmart, or work in banks,as tellers, malls etc. Many others don't fearing what would people think.

In India, they can move freely around and access lot of stuff. You don't need a car for everything. Its easy to find like minded people. I have seen wives who used to stay at home, become very busy outside after coming to India.

 

 

[Yuvasamudram]

19 hours ago, krishnaaa said:

Seen a bunch of NRIs who are working IT jobs are actually losing money.

They all would have made a lot more money if they had just quit , went back to India, just took care of their properties and retired.

Do you have people like that in your circle?

 

This is very true and personal experience.

I resigned and went to India for 6 months for personal reasons. Never worked a day and always had a minimum of 50,000 INR in my bank. Last 2 years I never had more than $500 continuously for a week. Salary raavtam povatam. Chaala sarlu friends anna. I may have earned by not working in India. Rent $2500 saved, Utilities, Phone, Internet, Outside food, Car gas etc etc pedda bokka,

India lo own house, food inko cup rice extra, 200 TRasha, 5000 INR Power bill, 250 rs phone 

[venky7]

17 minutes ago, krishnaaa said:

I already said about pollution. Its going to go away and then everyone in this forum will realize and will be on my side.

I am just trying to wake people up early so that they don't miss their window.

Corruption...I posted in another thread. Hyderabad is already corruption free. Don't give bribe even if they ask and the work will still get done. I have done multiple registrations, dealth with various govt offices. Zero bribe.

If you ask me, there is lot more corruption in US. They even wage wars. Look at how govt funds are misused in minnesota, how ppp loans were misused. Its our tax money right?

Compare roads from 5 years ago to now. They are getting better.

Food adulteration can be managed. But atleast due to maids and other support system, you eat fresh in India.

You have a point bro, stick to it and don't drag too much everything in to it and portray what you are saying is right.

the one in bold-- you were not comparing apples to apples here. 

In my case i dont need anything like that you mentioned, like me many will fall in to that category where people having bunch of land/properties back in india. who wants freedom, choices etc to stay here.

second category where most of people who replied to you they came here for a reason, and its hard for them to follow your foot steps or the path you say

third category-- your category, very few people come under and they may agree to disagree and viceversa. 

Nuvvu cheppina dantlo point undi in the OP, but its getting misinterpreted by too much dragging.

My two cents.

[krishnaaa]

1 hour ago, Tyrannosauraus_Rex said:

It is pretty natural that people will try to defend the decisions that they make for themselves. In this case - it the decision to remain in the US or leave the US.

 

In my particular case and in my view - money is not the be all and end all of my existence. I give due importance to money but it does not occupy too much of my time. I am content with what I make and whatever savings I have. Perhaps I should focus more on investments but the bottom line is I am not going to lose sleep over it.

What I also do value are the following:

1) Cleanliness

2) Civic sense

3) Corruption - I had not given a single bribe in my 13 years of living here in the US -as a non-citizen, GC holder or as a citizen. And I had dealt with the government at every possible level -  Federal, State and local.

4) Buying a property and not worrying about someone else occupying it with fake ownership documents.

 

Sometimes when I go for a walk around my neighborhood - I have to pinch myself - it is so beautiful, peaceful and quiet. And this is a pretty simple suburban neighborhood. 

This is not to suggest there are no cons of living in the US. But the pros far outweigh the cons for me.

 

At the end of the day - hand on your heart - you have to be genuine with yourself. Are you happy living in the US or India.

In my case, considering every possible scenario - living in the US is a much better prospect than living in India.

And similarly, I know people who are happy leaving the US and returning to India. 

So, it really boils down to your motivations as to why you choose to live in either place as long as your honest with yourself. The moment you start seeking "external" validation for your decisions - you are already second guessing your decisions.

Agree with you on Cleanliness and Civic sense although they have been improving.....expecially on west hyderabad. You also do get lot of amenities.

Corruption......US is a lot more corrupt compared to India. I didn't have to pay any bribe in India as well. You have a picture of old India. There are cameras everywhere and officials are scared to take bribes. Outside of Hyderabad its a different picture. But still has improved quite a bit.

And someone else occupying your property is also old India. We have multiple properties for which there are no compound walls....none of them got occupied.

Have you tried maintaining multiple properties here? There is a different kind of occupying going on here. With HOA realtors trying to fine you for silly reasons till it goes up on sale without you knowing so that they can grab it for cheap. You have to maintain the land here. In India, even if you don't maintain it, its fine. Lot more freedom there.

And once you start getting old in US, you would understand.

And no, noone here is looking for external validation lol. Thats the old Indian way of thinking. You are in US...atleast change your mindset.

I am just trying to wake everyone up...who still have old India in their mind when they do comparisons.

[krishnaaa]

6 minutes ago, Yuvasamudram said:

This is very true and personal experience.

I resigned and went to India for 6 months for personal reasons. Never worked a day and always had a minimum of 50,000 INR in my bank. Last 2 years I never had more than $500 continuously for a week. Salary raavtam povatam. Chaala sarlu friends anna. I may have earned by not working in India. Rent $2500 saved, Utilities, Phone, Internet, Outside food, Car gas etc etc pedda bokka,

India lo own house, food inko cup rice extra, 200 TRasha, 5000 INR Power bill, 250 rs phone 

Awesome!

Try to install solar panels if you can....that electricity bill would go away

 

[krishnaaa]

7 minutes ago, venky7 said:

You have a point bro, stick to it and don't drag too much everything in to it and portray what you are saying is right.

the one in bold-- you were not comparing apples to apples here. 

In my case i dont need anything like that you mentioned, like me many will fall in to that category where people having bunch of land/properties back in india. who wants freedom, choices etc to stay here.

second category where most of people who replied to you they came here for a reason, and its hard for them to follow your foot steps or the path you say

third category-- your category, very few people come under and they may agree to disagree and viceversa. 

Nuvvu cheppina dantlo point undi in the OP, but its getting misinterpreted by too much dragging.

My two cents.

Just trying to let people know that US is not perfect too bro.

Lot of people see foreign countries with Rose colored glasses and India with Sh1t stained glasses.

Problem is in the way they see....not in the country.

Look at how many wars US waged and how many trillions are lost.

Look at the bullet train project in California. If you keep researching on various projects and how money is utilized in US, look at so many empty government buildings and the rents being paid to senators. and so on.... you would see the same pattern of corruption.

[baabaa]

31 minutes ago, venky7 said:

You have a point bro, stick to it and don't drag too much everything in to it and portray what you are saying is right.

the one in bold-- you were not comparing apples to apples here. 

In my case i dont need anything like that you mentioned, like me many will fall in to that category where people having bunch of land/properties back in india. who wants freedom, choices etc to stay here.

second category where most of people who replied to you they came here for a reason, and its hard for them to follow your foot steps or the path you say

third category-- your category, very few people come under and they may agree to disagree and viceversa. 

Nuvvu cheppina dantlo point undi in the OP, but its getting misinterpreted by too much dragging.

My two cents.

Yup, for some reason this person has been dragging and thinking he knows better than the rest of the folks coming from india. 

Everyones situation is different. And I have been telling him as Indian economy develops further, ppl will stop coming by themselves but he still keeps harping/dragging the same thing.

Indian economy is developing but its not there yet for a middle class or below middle class person to stop aspiring to come abroad for making money.

[venky7]

15 minutes ago, krishnaaa said:

Just trying to let people know that US is not perfect too bro.

Lot of people see foreign countries with Rose colored glasses and India with Sh1t stained glasses.

Problem is in the way they see....not in the country.

Look at how many wars US waged and how many trillions are lost.

Look at the bullet train project in California. If you keep researching on various projects and how money is utilized in US, look at so many empty government buildings and the rents being paid to senators. and so on.... you would see the same pattern of corruption.

Of course Yes! Us gone bonkers

I met friends from Europe recently and talked to few, the one from UK expressed similar feeling like us, Ireland buddy is happy but I felt excited with the one living in Germany. They are in pretty good shape than us. very decent living and all except the language part.

This year, i travelled three times. Many of cousins who are  living in Banglore haven't visited home that many times haha. I'm very happy living in village but not in these cities Banglore/Hyd any one.

[dreamchaser]

3 minutes ago, baabaa said:

Yup, for some reason this person has been dragging and thinking he knows better than the rest of the folks coming from india. 

Everyones situation is different. And I have been telling him as Indian economy develops further, ppl will stop coming by themselves but he still keeps harping/dragging the same thing.

Indian economy is developing but its not there yet for a middle class or below middle class person to stop aspiring to come abroad for making money.

I agree, bro. He keeps dragging this topic, looking for reassurance from DB members about his decision to move to India. He’s ignoring the fact that people are willing to spend millions of dollars on a Gold Visa and hundreds of thousands on EB-5. Plus, every year at least 400k people apply for new H-1Bs. Are all of them fools?

[kevinUsa]

Pani modda leni batch anta india poru ikkada untaru waste of time disco holiday kada eat sleep drink. Bang wife.