*********calling all insurance gurinchi chinna help*********

[Idly Vishwanatham]

[quote author=riddle link=topic=224904.msg2773572#msg2773572 date=1313457760]
deductibles compare chesi chusava... copay.. plan type emanna difference undi emo baa  sCo_^Y sCo_^Y
[/quote]

Emo mama avi anni naku sarigga teliyadu.. nenu tesukunna Plan details ikkada Post chesthanu. Adi manchido kaado nuvvu cheppu..  H&*() H&*() H&*()

Plan Type: [b]PPO[/b]

Office Visit for Primary Doctor:
Find Doctors Visit 1-3 $30 copay, deductible waived; Visit 4+ deductible then 0%

Office Visit for Specialist: Visit 1-3 $30 copay, deductible waived; Visit 4+ deductible then 0%

Coinsurance: None

Annual Deductible: Individual:$3,000

Separate Prescription Drugs Deductible: None

Prescription Drugs: Generic: $5 copay for formulary generic drugs

Brand: $50 copay brand-formulary

Non-Formulary: $90 copay for non-formulary

Annual Out-of-Pocket Limit: Individual:$3,000
Includes deductible


[b]Prescription Drug Coverage[/b]

Generic Prescription Drugs: $5 copay for formulary generic drugs
Brand Prescription Drugs: $50 copay brand-formulary
Non-Formulary Prescription Drugs Coverage: $90 copay for non-formulary
Mail Order for Prescription Drugs: Generic: $10 copay for formulary generic drugs
Brand: $100 copay brand-formulary
Non-Formulary: $180 copay for non-formulary
Days Supply: 90
Separate Prescription Drugs Deductible: None

[b]Hospital Services Coverage[/b]

Emergency Room: $250 copay for first visit, thereafter no charge after deductible
Outpatient Lab/X-Ray: No Charge after deductible
Outpatient Surgery: No Charge after deductible
Hospitalization: No Charge after deductible

[jamesbond]

[quote author=riddle link=topic=224904.msg2773584#msg2773584 date=1313457946]
hourly cutting endi baa.. ademi lekka...  @3$% @3$% @3$% naku telisi anthe paduthundi emo baa.. but in network deductible 1000 untundi emo. nuvu mundu cheppina plan ki 5000 kadha...
[/quote] @gr33d @gr33d @gr33d anduke ippudu rough idea undi ga... repu vaaditho coverage discuss chesetappudu oka anchana untundi

[riddle]

[quote author=Idly Vishwanatham link=topic=224904.msg2773597#msg2773597 date=1313458105]
Emo mama avi anni naku sarigga teliyadu.. nenu tesukunna Plan details ikkada Post chesthanu. Adi manchido kaado nuvvu cheppu..  H&*() H&*() H&*()

Plan Type: [b]PPO[/b]

Office Visit for Primary Doctor:
Find Doctors Visit 1-3 $30 copay, deductible waived; Visit 4+ deductible then 0%

Office Visit for Specialist: Visit 1-3 $30 copay, deductible waived; Visit 4+ deductible then 0%
Coinsurance: None
Annual Deductible: Individual:$3,000
Annual Out-of-Pocket Limit: Individual:$3,000

[/quote] Above are the key things.... this is a good plan but naku telisi me employer di annual deductible 1000$ ayi untadi... and doctor visits akkad 3 visits tharuvatha deductible annadu ga adhi undaka povachu..

but this is a good plan... like your risk is 3000$ per year maximum...

[Idly Vishwanatham]

[quote author=riddle link=topic=224904.msg2773619#msg2773619 date=1313458454]
Above are the key things.... this is a good plan but naku telisi me employer di annual deductible 1000$ ayi untadi... and doctor visits akkad 3 visits tharuvatha deductible annadu ga adhi undaka povachu..

but this is a good plan... like your risk is 3000$ per year maximum...
[/quote]

4th visit nunchi 0% deductable ante manam emi kattalsina avasaram leda mama?? Also Hospital Services Coverage lo "No charge after Deductable" annadu kada, ante enti??

Ippudu naa Annual Deductable 3000$/year kada.. So ippudu oka vella nenu year motham lo okka sari kuda hospital ki poledu except for X-Ray and other Medical Tests. Alantappudu aa Tests ki ayyina Fee lo 3000$ nenu kattali, anthakante ekkuva ayithe naa insurance policy cover chestunda?

[riddle]

[quote author=Idly Vishwanatham link=topic=224904.msg2773648#msg2773648 date=1313458881]
[color=red]4th visit nunchi 0% deductable ante manam emi kattalsina avasaram leda mama?? Also Hospital Services Coverage lo "No charge after Deductable" annadu kada, ante enti??[/color]

Naku telisi 4th visit nunchi aa 3000$ touch aye varaku nuvve kattali anukunta baa...ilanti fitting nenu eppudu chudaledhu baa na plans lo... oka sari matladu customer service vadu explain chestadu correct ga..

[color=red]Ippudu naa Annual Deductable 3000$/year kada.. So ippudu oka vella nenu year motham lo okka sari kuda hospital ki poledu except for X-Ray and other Medical Tests. Alantappudu aa Tests ki ayyina Fee lo 3000$ nenu kattali, anthakante ekkuva ayithe naa insurance policy cover chestunda?[/color]

3000$ deductible in network ki anukunta.. so nuvu in network unnatha varaku nee pocket lo nunchi surgeries kaani,hospital stay kaanni emanna ayithe aa year ki maximum nuvu 3000 ye ne pocket nunci pettalsi vasthundi.... malli next year kuda 3000 ye ...
[/quote]

[Idly Vishwanatham]

[quote author=riddle link=topic=224904.msg2773684#msg2773684 date=1313459310]

[/quote]

thankyou thankyou thankyou mama.. koncham ippude ardam avutondi insurance policy terminology naku  H&*() H&*() H&*() H&*()

[riddle]

[quote author=Idly Vishwanatham link=topic=224904.msg2773696#msg2773696 date=1313459505]
thankyou thankyou thankyou mama.. koncham ippude ardam avutondi insurance policy terminology naku  H&*() H&*() H&*() H&*()
[/quote] H&*() H&*() H&*()  S%Hi S%Hi S%Hi

[pratyu]

ba ma friends ki kunta mandiki gieco vadu monthly 40$ vth full coverage ichadu and kunta mandiki ivaledu make a try baaa

[jamesbond]

month ki $225 anta 1000 deductible maa vaadidi  &*B@

any suggestions  &D_@@

[jamesbond]

CITI#H@ CITI#H@ CITI#H@ CITI#H@

[riddle]

[quote author=jamesbond link=topic=224904.msg2775490#msg2775490 date=1313509262]
month ki $225 anta 1000 deductible maa vaadidi  &*B@

any suggestions  &D_@@
[/quote] sCo_^Y sCo_^Y sCo_^Y sCo_^Y

[jamesbond]

[quote author=riddle link=topic=224904.msg2775549#msg2775549 date=1313510084]
sCo_^Y sCo_^Y sCo_^Y sCo_^Y
[/quote]
baa naa details neeku pm pedata edanna manchidi nuvve help chey baa

maa employer gaadu odilithe rape sese la unnadu  &*B@

200 aa one month ki  &D_@@

[riddle]

[quote author=jamesbond link=topic=224904.msg2775578#msg2775578 date=1313510323]
baa naa details neeku pm pedata edanna manchidi nuvve help chey baa

maa employer gaadu odilithe rape sese la unnadu  &*B@

200 aa one month ki  &D_@@
[/quote]naku telisi mee employers ki kuda 150-200 range lone vastadi.... Group policy ki chaala added benefits untayi baa.. you cannot compare to individual policy.. mee employer di enti... United health care or BCBS aa.. leka verokata...

[jamesbond]

[quote author=riddle link=topic=224904.msg2775604#msg2775604 date=1313510572]
naku telisi mee employers ki kuda 150-200 range lone vastadi.... Group policy ki chaala added benefits untayi baa.. you cannot compare to individual policy.. mee employer di enti... United health care or BCBS aa.. leka verokata...
[/quote]
Anthem anukunta  sCo_^Y

[riddle]

[quote author=jamesbond link=topic=224904.msg2775610#msg2775610 date=1313510652]
Anthem anukunta  sCo_^Y
[/quote]Anthem ante BCBS ye...