SUbba LIngam Posted December 27, 2011 Report Posted December 27, 2011 [quote name='ronitreddy' timestamp='1324968982' post='1301199250'] mari antha thakkuva na..dentlo chuskunnav..entha undi credit limit? [/quote] credit karma lo just ippude chusa, naa credit limit vachesi $3000. correct ga minimum pay chestaa every month. one or two times miss chesa, late ga pay chesa appudu.
Sri Sri1317677746 Posted December 27, 2011 Report Posted December 27, 2011 [quote name='SUbba LIngam' timestamp='1324968901' post='1301199243'] naadi 577 chupistundi, chaala low score vundi [/quote] [url="http://www.experian.com/"]http://www.experian.com/[/url] vadi ki customer care ph cheyi ... bhaya ... enduku nee score affect iyendo cheputadu ... malli nee score increase avataniki emi cheyalo cheputadu ...
ronitreddy Posted December 27, 2011 Author Report Posted December 27, 2011 [quote name='Sri Sri' timestamp='1324969049' post='1301199256'] $1 tho chesuko bhayya .... emi kadu ... taravata customer care ki ... pn chesi ... service cancel cheyamani chepu .... [/quote] okay thanks..enthalo chepthadu score?
ronitreddy Posted December 27, 2011 Author Report Posted December 27, 2011 [quote name='Sri Sri' timestamp='1324969195' post='1301199261'] [url="http://www.experian.com/"]http://www.experian.com/[/url] vadi ki customer care ph cheyi ... bhaya ... enduku nee score affect iyendo cheputadu ... malli nee score increase avataniki emi cheyalo cheputadu ... [/quote] I wonder $1 ke intha service isthadaaa?
ronitreddy Posted December 27, 2011 Author Report Posted December 27, 2011 [quote name='SUbba LIngam' timestamp='1324969159' post='1301199260'] credit karma lo just ippude chusa, naa credit limit vachesi $3000. correct ga minimum pay chestaa every month. one or two times miss chesa, late ga pay chesa appudu. [/quote] Late payments might have a huge impact...kani antha thakkuva na mari..
SUbba LIngam Posted December 27, 2011 Report Posted December 27, 2011 [quote name='Sri Sri' timestamp='1324969195' post='1301199261'] [url="http://www.experian.com/"]http://www.experian.com/[/url] vadi ki customer care ph cheyi ... bhaya ... enduku nee score affect iyendo cheputadu ... malli nee score increase avataniki emi cheyalo cheputadu ... [/quote] actual ga 1 year back nenu airtran airlines nunchi travel chesa, madhyalo connecting flight appudu oka nalla na ko gadu airtran counter veskuni unde, flying points collect cheskovachu ani cheppi naa info teeskunnadu. nenu tondarlo aalochinchakunda nenu vaadiki naa details ichaa including my SSN. appatinunchi naaku barclays nunchi nee credit card balance undi ani mails vastunde. nenu pattinchukole ee madhye telisindi vaadu naa details teeskuni ee barclays card ki apply chesaadani, vaallaki ide sangathi chepte maku teleedu adi antha, nuvvu matram pay cheyalsinde ani antunnaaru. may be that affected my score
Sri Sri1317677746 Posted December 27, 2011 Report Posted December 27, 2011 [quote name='SUbba LIngam' timestamp='1324969159' post='1301199260'] credit karma lo just ippude chusa, naa credit limit vachesi $3000. correct ga minimum pay chestaa every month. one or two times miss chesa, late ga pay chesa appudu. [/quote] 50 % iyna pay cheyi bhaya ... leka pothey inka affect avutundi ... eppudu minimum pay kana ekkuvu katali ... eg :- $15 anuko .... $200 katali ... koncham maintain avutundi eppudu 100% use chesukovadu ...oka vala chesukuna ... ematey pay cheyali ...
Sri Sri1317677746 Posted December 27, 2011 Report Posted December 27, 2011 [quote name='SUbba LIngam' timestamp='1324969547' post='1301199271'] actual ga 1 year back nenu airtran airlines nunchi travel chesa, madhyalo connecting flight appudu oka nalla na ko gadu airtran counter veskuni unde, flying points collect cheskovachu ani cheppi naa info teeskunnadu. nenu tondarlo aalochinchakunda nenu vaadiki naa details ichaa including my SSN. appatinunchi naaku barclays nunchi nee credit card balance undi ani mails vastunde. nenu pattinchukole ee madhye telisindi vaadu naa details teeskuni ee barclays card ki apply chesaadani, vaallaki ide sangathi chepte maku teleedu adi antha, nuvvu matram pay cheyalsinde ani antunnaaru. may be that affected my score [/quote] experian vadi ph chesi ... complaint file cheyi bhayya ....
SUbba LIngam Posted December 27, 2011 Report Posted December 27, 2011 [quote name='Sri Sri' timestamp='1324969632' post='1301199273'] 50 % iyna pay cheyi bhaya ... leka pothey inka affect avutundi ... eppudu minimum pay kana ekkuvu katali ... eg :- $15 anuko .... $200 katali ... koncham maintain avutundi eppudu 100% use chesukovadu ...oka vala chesukuna ... ematey pay cheyali ... [/quote] pay cheyaleni situations lo unna mama, may be one or two months lo clear chesta anukuntunna elaagola.
SUbba LIngam Posted December 27, 2011 Report Posted December 27, 2011 [quote name='Sri Sri' timestamp='1324969753' post='1301199274'] experian vadi ph chesi ... complaint file cheyi bhayya .... [/quote] ok mama, chudaali dani sangathi endo. thanks !
Spartan Posted December 27, 2011 Report Posted December 27, 2011 [url="http://www.ftc.gov/freereports"]http://www.ftc.gov/freereports[/url] idi govt website..one free report eveyr year.. When you make any transaction that involves credit, it is recorded by 3 credit agencies (I listed them with phones so you can contact them right away for you free report):[list] [*]Experian – (1-888-397-3742) [*]TransUnion – (1-800-888-4213) [*]Equifax – (1-800-685-1111) [/list]
Spartan Posted December 27, 2011 Report Posted December 27, 2011 Score Range APR Monthly Payment Total Interest Paid Your Score 620 - 639 6.276% $1,852 $366,802 640 - 659 5.73% $1,747 $328,887 660 - 679 5.3% v $1,666 $299,729 680 - 699 5.086% $1,626 $285,457 700 - 759 4.909% $1,594 $273,776 760 - 850 4.687% $1,554 $259,285 [b]768[/b] credit score is in this tier
ronitreddy Posted December 27, 2011 Author Report Posted December 27, 2011 [quote name='ChittiNaidu' timestamp='1324969904' post='1301199280'] [url="http://www.ftc.gov/freereports"]http://www.ftc.gov/freereports[/url] idi govt website..one free report eveyr year.. When you make any transaction that involves credit, it is recorded by 3 credit agencies (I listed them with phones so you can contact them right away for you free report):[list] [*]Experian – (1-888-397-3742) [*]TransUnion – (1-800-888-4213) [*]Equifax – (1-800-685-1111) [/list] [/quote] correct chepthadaaa..
Sri Sri1317677746 Posted December 27, 2011 Report Posted December 27, 2011 [quote name='ronitreddy' timestamp='1324969411' post='1301199268'] I wonder $1 ke intha service isthadaaa? [/quote] full service istadu ... credit score , hard enquries ... kani aa one time check chesukovachu ... mali check chesukolevu ... mali mali check chesukovali antey ... 7.99/month
Spartan Posted December 27, 2011 Report Posted December 27, 2011 [quote name='ronitreddy' timestamp='1324970063' post='1301199291'] correct chepthadaaa.. [/quote] Govt di kabatte...correct gane septadu...nenu indkaa edo website lo susa...
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