Sinna Helff.. Reagrding Credit Cards

[Sastrygaru]

[quote name='CaliStar' timestamp='1332549229' post='1301552065']


chala factors paina depend ayyi untadi baa.......600 or 650 is avg score.......aa site la chusi cheppu 1st....length of history kuda seppu.....
[/quote]


[color=#525050][font=Arial, Helvetica, sans-serif][size=3][left]Unfortunately, we are unable to generate a credit score for you at this time because our sources indicate you have a "thin file".[/left][/size][/font][/color]
[color=#525050][font=Arial, Helvetica, sans-serif][size=3][left][b]What's a thin file?[/b] When you have a "thin file", you have a limited credit history with few credit accounts, so it is not possible to provide you with a credit score. Consumers with a thin file have difficulty getting approved for most financial products because lenders are unwilling to risk lending to someone with limited credit history.[/left][/size][/font][/color]
[color=#525050][font=Arial, Helvetica, sans-serif][size=3][left][b]But don't give up just yet![/b] The key to fattening your thin file is demonstrating regular, responsible credit use and timely payments on a credit card or other line of credit. If you do not have a credit card, consider a secured card as your best resort to building credit. We recommended some of our favorite secured cards, along with additional resources to help you fatten up your thin file (so you can finally peek at your credit score too!)[/left][/size][/font][/color]

[Sastrygaru]

[quote name='ChittiNaidu' timestamp='1332549601' post='1301552078']


aite okate chinni card tesko..like Chase or CITI...peddavi approve avvavu...

Go for Chase....endukante..credit score lekapote ivvaru..rejections padite..neeke problem...3 rejections per yr unte..credit score nakipoddi...

build ur credit first....oka 2 yrs okate card vadu takkuva limit unna kuda...appudu score pergutadi...
[/quote]

Chase lo edho offer undani vinna.. inka em suudali.. like low apr and no annual fee..

[CaliStar]

i suggest pre-paid credit card from any bank to build ur history...

[M KCR]

[quote name='Sastrygaru' timestamp='1332548641' post='1301552049']
you mean apr takkuva unnavi suuskomantaav.. right..
[/quote]
avunu baa ade..naaku 9 percent undi CITI card ki
neeku credit card vasthado raado ani doubt unte..oka secured credit card apply chesuko..daani tho nuvvu nee credit score built chesukovachu....aa tharvaatha apply cheyyochu credit card ki...endukante ee madhya credit cards approve aithalevu....
Neeku pre-approved chase card emainaa vahindaa

[Sastrygaru]

[quote name='CaliStar' timestamp='1332549881' post='1301552084']
i suggest pre-paid credit card from any bank to build ur history...
[/quote]
hmm.. aithe iffudu unna deals neeku emanna telusaa?..

[tom bhayya]

[quote name='CaliStar' timestamp='1332549229' post='1301552065']


chala factors paina depend ayyi untadi baa.......600 or 650 is avg score.......aa site la chusi cheppu 1st....length of history kuda seppu.....
[/quote]
[img]http://oi53.tinypic.com/2rdulhg.jpg[/img] utility bill tho credit history build kaadhu Star...sastrygari credit history nill..

[Sastrygaru]

[quote name='M KCR' timestamp='1332550084' post='1301552093']
avunu baa ade..naaku 9 percent undi CITI card ki
neeku credit card vasthado raado ani doubt unte..oka secured credit card apply chesuko..daani tho nuvvu nee credit score built chesukovachu....aa tharvaatha apply cheyyochu credit card ki...endukante ee madhya credit cards approve aithalevu....
Neeku pre-approved chase card emainaa vahindaa
[/quote]

naa head..naa degga no cards.. only 2 debit cards.. ippudu build cheskoovali..

[Sastrygaru]

[quote name='Alexander' timestamp='1332550102' post='1301552095']
[img]http://oi53.tinypic.com/2rdulhg.jpg[/img] utility bill tho credit history build kaadhu Star...sastrygari credit history nill..
[/quote]

[tom bhayya]

[quote name='Sastrygaru' timestamp='1332550102' post='1301552094']
hmm.. aithe iffudu unna deals neeku emanna telusaa?..
[/quote]
bofa customer aithey repu bank ki velli naaku oka card ippinchandi ani adugu... vallu chusi chepthaaru.. approve chesthaaru max thakkuva amount ki if u are salaried and nee acct lo every month direct deposit padithey.. oka vela approve kakapothey vallaney secured credit card theesukunta ani cheppu...

[Spartan]

[quote name='Alexander' timestamp='1332550102' post='1301552095']
[img]http://oi53.tinypic.com/2rdulhg.jpg[/img] utility bill tho credit history build kaadhu Star...sastrygari credit history nill..
[/quote]
[img]http://oi53.tinypic.com/2rdulhg.jpg[/img] ade kada...

[Sastrygaru]

[quote name='Alexander' timestamp='1332550249' post='1301552099']
bofa customer aithey repu bank ki velli naaku oka card ippinchandi ani adugu... vallu chusi chepthaaru.. approve chesthaaru max thakkuva amount ki if u are salaried and nee acct lo every month direct deposit padithey.. oka vela approve kakapothey vallaney secured credit card theesukunta ani cheppu...
[/quote]

ammmmmaaaa.. maa vollu anii daffa banklu unnai naaku ee pedda bank deggarlo leevu.. iused huntington.. dafffa bank.. adhe undi.. vaadi deggare direct deposit.. adhi iffudu naa deggarlo kuuda leedhu.. so.. iffudu naaku CITI or chase ee dhikku..

[M KCR]

[quote name='Sastrygaru' timestamp='1332550171' post='1301552097']

naa head..naa degga no cards.. only 2 debit cards.. ippudu build cheskoovali..
[/quote]
baaa neeku e bank lo accout undo aa bank ki velli naaku Secured credit card kaavaali ani adugu...vaallu istharu thappakunda...
aa credit card tho nuvuu credit built chesukovaali

[tom bhayya]

[quote name='Sastrygaru' timestamp='1332550455' post='1301552104']

ammmmmaaaa.. maa vollu anii daffa banklu unnai naaku ee pedda bank deggarlo leevu.. iused huntington.. dafffa bank.. adhe undi.. vaadi deggare direct deposit.. adhi iffudu naa deggarlo kuuda leedhu.. so.. iffudu naaku CITI or chase ee dhikku..
[/quote]
aithey oka fani cheyandi.. dcu.org ki vellandi.. andhulo oka number vuntundhi credit card dhi.. vaaditho matlaadi apply cheyandi...he will approve mee pay slips aduguthaadu but pakka isthaadu...meeku ekkuva choicelu vundavu apr avi chose chesukodaaniki.. meeru shopping kudaradhu hospital lo doctor edhi isthey prescription adhi vaadadamey.. [img]http://oi53.tinypic.com/2rdulhg.jpg[/img]

[Sastrygaru]

[quote name='M KCR' timestamp='1332550480' post='1301552105']
baaa neeku e bank lo accout undo aa bank ki velli naaku Secured credit card kaavaali ani adugu...vaallu istharu thappakunda...
aa credit card tho nuvuu credit built chesukovaali
[/quote]

ohh alright.. I will do that right away.. aithe mari aa bank voodu konchem strict.. limit takkuva istaadu.. so mari konni roojula tauvaatha danini.. dump cheyyadam manhidhi kaademoo.. if im applying for another one.. rendu maintain cheyyaleemo ga..

[CaliStar]

[quote name='Alexander' timestamp='1332550102' post='1301552095']
[img]http://oi53.tinypic.com/2rdulhg.jpg[/img] utility bill tho credit history build kaadhu Star...sastrygari credit history nill..
[/quote]


avunu baa........neeku credit history lenappudu atleast utility bills aina untey adi chustaru........