Worst Credit Score ( 530 ) Unte Auto Loan / Car Loan Ela How ?

[ganesh]

[quote name='charygaru' timestamp='1338816000' post='1301906809']




ma frnd valla parents osthunnaru mama he needs a car badly options cheppunri place is chantilly VA
[/quote]desi mechanics car rents ki istharu monthly basis......400 ki ala dorukuddi....he can try that

[jamesbond]

aina anta worst credit score oche anta em chesaadu baa mana dostuu

[charygaru]

[quote name='jamesbond' timestamp='1338816253' post='1301906823']
aina anta worst credit score oche anta em chesaadu baa mana dostuu
[/quote]

he went thru a worst phase le mama chaala kashtalu unnai vaadi past la

[charygaru]

basic ga credit score increase chesukundam anukuntunnadu vaadu poni daaniki emanna vere options unnaya??

[Nellore Pedda reddy]

[quote name='charygaru' timestamp='1338816352' post='1301906830']
basic ga credit score increase chesukundam anukuntunnadu vaadu poni daaniki emanna vere options unnaya??
[/quote]

card meeda balance motham clear cheyali

kotha credit ki apply cheyakudadu

utilization ratio tagginchukovali

[pavan_613]

[quote name='charygaru' timestamp='1338816352' post='1301906830']
basic ga credit score increase chesukundam anukuntunnadu vaadu poni daaniki emanna vere options unnaya??
[/quote]

Utility bills phone bills credit card swiping and paying regularly and lease vunna kuda

Pai vanni thana name meedha untey super



Personal loan try sesi 6 months lo clear chesthey you will get car loan easily

[jamesbond]

[quote name='charygaru' timestamp='1338816352' post='1301906830']
basic ga credit score increase chesukundam anukuntunnadu vaadu poni daaniki emanna vere options unnaya??
[/quote]

first thing credit cards clear cheskovali... ade first and best

everything will fine after that

[ladysfinger]

Prastutaaniki scencce mari anta baad gaa unte loan chesi mari car konadam enduku mama..


I am assuming he wants car for daily needs n part timejob commute only.. not for real professional job...

In that case Public transport untaayi gaa mama temp gaa.. Mean while ok amonth Part time chesi oka 2000 easy gaa side cheyachu gaa.. appudu oka used car konte pothaadi gaa..


Nee Iphone screen fix aindaa mams??

[quote name='charygaru' timestamp='1338815954' post='1301906803']
car urgent undi mama em cheyyali mari ??
[/quote]

[charygaru]

[quote name='Luv Guru' timestamp='1338816954' post='1301906882']
Prastutaaniki scencce mari anta baad gaa unte loan chesi mari car konadam enduku mama..


I am assuming he wants car for daily needs n part timejob commute only..[size=5][b] not for real professional job...[/b][/size]

In that case Public transport untaayi gaa mama temp gaa.. Mean while ok amonth Part time chesi oka 2000 easy gaa side cheyachu gaa.. appudu oka used car konte pothaadi gaa..
[/quote]

real professional job chesthundu vayya anni nee assumptions ye na ?

[ladysfinger]

Mari steady income unte.. Local dealers chaala mandi untaaru gaa mama.. Bad credit score unna.. They will loan u the car with around 7-8 apr.. adi better baa.. But more than 2 payments skip avuthe ventaane car teesukeltaaru


[quote name='charygaru' timestamp='1338817019' post='1301906888']
real professional job chesthundu vayya anni nee assumptions ye na ?
[/quote]

[premjiemaran]

[quote name='Nellore Pedda reddy' timestamp='1338816454' post='1301906836']
card meeda balance motham clear cheyali

kotha credit ki apply cheyakudadu

utilization ratio tagginchukovali
[/quote]

utilization tagginchoddu kaka .use more and pay more then it will add some points.

[premjiemaran]

okavela buying car urgent eyethe 18 or 24 months period teeskoni ekkuva downpay chesthe konchem interest cover eyetadhi.loan iche chances ekkuva untayi.apple credit union konchem interest rates takkuve untayi .

[Idly Vishwanatham]

[quote name='premjiemaran' timestamp='1338817536' post='1301906914']
okavela buying car urgent eyethe 18 or 24 months period teeskoni ekkuva downpay chesthe konchem interest cover eyetadhi.loan iche chances ekkuva untayi.apple credit union konchem interest rates takkuve untayi .
[/quote]

Apple aa??

[bhargava_v]

[quote name='premjiemaran' timestamp='1338817406' post='1301906908']
utilization tagginchoddu kaka .use more and pay more then it will add some points.
[/quote]

akkada utilization ratio annadu not utilization........wht he means is statement vache time ki 30%-40% balance kante ekkuva undakudadu card meeda ani

[Nayakatvam]

Asalu ee post charygarena vesindi. Naaku doubt ee charygaru meeku gurtundo ledo okasari naaku car kaavalante meere nannu teeskapoyi car lu choopincharu and manam scores gurunchi kooda discuss chesam. ee madya mee post lani follow aitunna chaaala quality taggindi . naakenduko meeru Real Chary Garu kaadu ani anipistundi....

Coming to Car Loans - Nenu naa score 600 unnapudu DCU - Digital Credit Union vaadiki apply cheste for the amount of $8500 naaku vaadu 11% APR ki echadu so mee frnds ni kooda try cheyamani cheppandi. or else Penfed kooda okasari try cheyachu andulo rates chaala takkuva untai kaani approve ayye chances slightly little bit less wen compared to DCU. My suggestion is go for DCU vallu phone lone cheppestaru approve ayyinda leda ani.