Calling All Home Owners, Aspiring Home Owners... India Lo Illu Unda

[ramanujam]

me andari viluvaina suggestions ivvandi plz...

india lo flat/plot/etc.. tesukunnavallu US lo loan tesukunnara leka India lo tesukunnara or did both?

india lo loan tesukuntey which bank ? and processing fee, mortguage cheyadam idanta chala avutundi kada so ee bank best?
builder hfdc/icici/citi lo ney loan saction chestarani chepparu. veetilo edi best?

na credit history super undey, unsecured personal loans ki istamochinattu apply chesi na credit history dobbichukunna ... ippudu na credit history 7** nunchi 6** ki padipoindi. USA lo appulu ela cheyocho koncham experience unnavallu cheppara?

So overall ga india and USA kalipi oka 10 lakshalu set cheyali (USA lo anni bank credit cards unnay, credit history chala takkuva undi prastutam, India lo appulu em levu)

em chestey baguntundi ...? please pour in your ideas .............

[BenzCircle]

[img]http://lh6.ggpht.com/-xZXyeYxtAK8/UAHWoQ1fhgI/AAAAAAAAHGE/msEPCOlLfvE/s150/MS.gif[/img]

[ramanujam]

politics lo cheramana bhayya aa gif ki ardam ? mastu cheppinav ...

[ramanujam]

edo okati cheppandi vayya

[Bisket]

[quote name='ramanujam' timestamp='1345253558' post='1302330947']


edo okati cheppandi vayya
[/quote]
nenu kuda loan teesukundamanukuntunna.... DB peddalu cheppinattu LIC housing loan and IDBI try chestunna...

[color=#282828][font=helvetica, arial, sans-serif]hfdc/icici/citi veetilo Intrest rate ekkuva ani vinna.....lets wait for others reply[/font][/color]

[Chicha1]

idbi bane vuntuntundi but lone intrest india lo high fixed vuntundi and floating fixed ayite koncham vuntundi kani ade beteer market tho em fluctuate avadu.. google. but they will ask andcheck for your last 2 years pay check...

[Bisket]

[quote name='Chicha1' timestamp='1345266135' post='1302331484']
idbi bane vuntuntundi but lone intrest india lo high fixed vuntundi and floating fixed ayite koncham vuntundi kani ade beteer market tho em fluctuate avadu.. google. but they will ask andcheck for your last 2 years pay check...
[/quote]
Fixed inka variable anta... which one is better bhayya

[Gachibowli_Diwakar]

incase nuvu 50lakhs petti illu kondhaam anukunte.. about 30lakhs sure ga liquid cash arrange chesko .. migatha amount ki India lo loan approve aipothundi .. with no issues watsoever

ikada loan konchem problem emo.. naku idea ledu ... nenu aithe balance transfer chesi .. creditcards nunchi .. India pampa .. 1yr 0% APR ni use cheskuni .. adhi pay chesesi .. next India lo loan clear cheseyatam ye ..

[Chicha1]

[quote name='Bisket' timestamp='1345266979' post='1302331538']
Fixed inka variable anta... which one is better bhayya
[/quote]


fixed bayya

[Bisket]

[quote name='Chicha1' timestamp='1345267520' post='1302331565']
fixed bayya
[/quote]
Thanks..baaa

[Bisket]

[quote name='Silence..Please' timestamp='1345267097' post='1302331543']
incase nuvu 50lakhs petti illu kondhaam anukunte.. about 30lakhs sure ga liquid cash arrange chesko .. migatha amount ki India lo loan approve aipothundi .. with no issues watsoever

ikada loan konchem problem emo.. naku idea ledu ... nenu aithe balance transfer chesi .. creditcards nunchi .. India pampa .. 1yr 0% APR ni use cheskuni .. adhi pay chesesi .. next India lo loan clear cheseyatam ye ..
[/quote]
Loan 60 to 80% on the proper value meeda istarani vinnanu... mari antha liquid cash enduku kaka....

[Chicha1]

avsaram ledu money peddaga, but surity vunte loan lo koncham apr takkuva vuntundi ani vinna..

[Gachibowli_Diwakar]

[quote name='Bisket' timestamp='1345267773' post='1302331579']
Loan 60 to 80% on the proper value meeda istarani vinnanu... mari antha liquid cash enduku kaka....
[/quote] loan isthunnaru kadha ani theeskunte.. dhaaniki interest pay cheskuntuu kuurchovali kadha.. vaadem free ga ivvadu loan kuda ..

for example.. if u want to invest 50 lakhs on some property .. niku antu konchem estimate untundhi kadha.. like so n so time lo theercheyyaali ani .. lesser the loan .. better it is .. nenu aithe 40% kanna ekkuva loan theeskonu kaaka.. moreover i will try to repay the whole as soon as I can .. interest kaduthuu waste cheskovatam dhandaga

[Bisket]

[quote name='Silence..Please' timestamp='1345267911' post='1302331587']
loan isthunnaru kadha ani theeskunte.. dhaaniki interest pay cheskuntuu kuurchovali kadha.. vaadem free ga ivvadu loan kuda ..

for example.. if u want to invest 50 lakhs on some property .. niku antu konchem estimate untundhi kadha.. like so n so time lo theercheyyaali ani .. lesser the loan .. better it is .. nenu aithe 40% kanna ekkuva loan theeskonu kaaka.. moreover i will try to repay the whole as soon as I can .. interest kaduthuu waste cheskovatam dhandaga
[/quote]

You are right... nenu 50% teesukuntunna.... oka 1 year lo pay chesta ra babu ante munde kadithe 2% fine estadanta.....

[Gachibowli_Diwakar]

[quote name='Bisket' timestamp='1345268051' post='1302331596']
You are right... nenu 50% teesukuntunna.... oka 1 year lo pay chesta ra babu ante munde kadithe 2% fine estadanta.....
[/quote] nuvu em theeskunnaavo teledu kani .. nenu aithe LIC lo theeskunna.. after 6months entha aina pay cheyochu anta.. u can pay off in full kuda anta ..