Calling All Home Owners, Aspiring Home Owners... India Lo Illu Unda

[Chicha1]

aadi correst bayya... vadu loan ichede ni intrest ista vani manam adi escape cheddamante koncham fine eesi adi katti ellipo antdau.. vaddi vyaparam vay...[img]http://www.andhrafriends.com/uploads/gallery/album_15/gallery_24383_15_133842.gif[/img]

[Bisket]

[quote name='Chicha1' timestamp='1345268332' post='1302331610']
aadi correst bayya... vadu loan ichede ni intrest ista vani manam adi escape cheddamante koncham fine eesi adi katti ellipo antdau.. vaddi vyaparam vay...[img]http://www.andhrafriends.com/uploads/gallery/album_15/gallery_24383_15_133842.gif[/img]
[/quote]
nuvvu loan teesukunnavaa kaka... IDBI and LIC which one is better.... and inka emina jagrathalu teesukunevi emina untaaya.... IDBI manager mail chesaadu check list, ade chustunna ippudu

[Bisket]

[quote name='Silence..Please' timestamp='1345268169' post='1302331604']
nuvu em theeskunnaavo teledu kani .. nenu aithe LIC lo theeskunna.. after 6months entha aina pay cheyochu anta.. u can pay off in full kuda anta ..
[/quote]
nenu inka teesukoledu baa... maatladtunna IDBI manager tho.... LIC vadu reply emi ivvatled... will wait

[Chicha1]

LIC Better kani losugulekkuva savagodutadu documents avi ani ivi ani.. IDBI ayite better loan ekkada apply chesinav???

[Chicha1]

[quote name='Bisket' timestamp='1345268478' post='1302331616']
nuvvu loan teesukunnavaa kaka... IDBI and LIC which one is better.... and inka emina jagrathalu teesukunevi emina untaaya.... IDBI manager mail chesaadu check list, ade chustunna ippudu
[/quote]
[quote name='Bisket' timestamp='1345268583' post='1302331623']
nenu inka teesukoledu baa... maatladtunna IDBI manager tho.... LIC vadu reply emi ivvatled... will wait
[/quote]


suggestion anukoka pote hyd ayite out skirts lo sec'bad daggara koncham sasti vastunna anta nenu tiskunna recently... bane vundi 2 years double avtundi tiskoni pettuko 2 years wait chesi andulo sagam tisesi illu kattuko endukante it is almost doubling more than once in 2 years now in and around hyderabad.. just suggestion

[Bisket]

[quote name='Chicha1' timestamp='1345268774' post='1302331647']
suggestion anukoka pote hyd ayite out skirts lo sec'bad daggara koncham sasti vastunna anta nenu tiskunna recently... bane vundi 2 years double avtundi tiskoni pettuko 2 years wait chesi andulo sagam tisesi illu kattuko endukante it is almost doubling more than once in 2 years now in and around hyderabad.. just suggestion
[/quote]
sontha oorilo okati teesukundaamani chicha... Warangal lo teesukuntunna, HYD lo ante ippude kaadu ley chuddam, anyways good suggestions.

[Chicha1]

bayyo warangal ki hyd ippudu pedda teda ledu price lo... warangal lo koncham late ayina same prices dorukutay.. niko example chepta waranagal manu koncham jaga nalugu samasarala kinda ippatiki inka double kaledu inka ammesam ade hyd lo last yr konnam ippudu double think before u invest kastapadi sampadistunnav smart ga double chesko 2 years tarvata ayina illu kattachu warangal emantav...koncham chanuvu tiskunna emi anukoku

[k2s]

[img]http://www.andhrafriends.com/uploads/profile/photo-thumb-8641.gif?_r=1342587401[/img] axis bank

[computaboi]

[quote name='Bisket' timestamp='1345268051' post='1302331596']
You are right... nenu 50% teesukuntunna.... oka 1 year lo pay chesta ra babu ante munde kadithe 2% fine estadanta.....
[/quote]

india lo home loan floating rate interest ki tiskunnavallaki as per RBI guidelines national banks are not allowed to take prepayment fee..itivaruku oka post vesa RBI website link kuda vesa dantlo seck seko evaranna prepayment adigitey dobbai anu vadini

[computaboi]

[quote name='Bisket' timestamp='1345268478' post='1302331616']
nuvvu loan teesukunnavaa kaka... IDBI and LIC which one is better.... and inka emina jagrathalu teesukunevi emina untaaya.... IDBI manager mail chesaadu check list, ade chustunna ippudu
[/quote]
ba aa checklist ikkada vestava ,, nenu SBI nundi tiskuntunna 10.5 % interest
IDBI enta inka em docs adigadu ?
Thx

[Bisket]

[quote name='computaboi' timestamp='1345295244' post='1302332022']
ba aa checklist ikkada vestava ,, nenu SBI nundi tiskuntunna 10.5 % interest
IDBI enta inka em docs adigadu ?
Thx
[/quote]
IDBI kuda anthe undi .... around 10.75... here is the checklist


LIST OF DOCUMENTS FOR NRI HOME LOAN CASES
1. Latest 6 months pay slip
[left]2. Six months Bank statement reflecting salary credits (every month summary & complete transactions)[/left]
3. Six months bank statement of [b]NRE[b]/NRO[/b][/b] account reflections of inward remittance
4. Entire set of Passport / Visa copy (32 pages)
5. W2 forms….3 years
6. Resume
7. Address proof…abroad
8. [b]GPA [/b][b]format[/b] [b]duly notarized[/b]
9. [b]HR[/b] mail id for communication from Bank (job conformation)
10.2 Passport size photographs of both applicant and co applicant
11. Letter of Appointment
12. If the present job tenure is less than two years then appointment letter and relieving letter previous company required.
13. Professional Qualification certificates.
[left]14. Processing fee favouring “IDBI Bank Ltd” .[/left]
15. NRI/NRO account cheque towards processing fee.

16. If any Loans (Statement of Account /Track Record).

17. .Credit Report with Credit Score.

[b]18. Embassy stamping on Payslip, Bank Statement, Passport, W2 Forms.[/b]

19. All Property documents

20. Tax Paid Receipts



[b] GPA Should be a Blood Relative residing at Branch Location.(where you are applying for Home Loan)[/b]

· Address Proof of GPA (Telephone Bill, Electricity Bill, Gas Bill)
· Age Proof (PAN Card/Passport Copy/Driving License)
[b]PROPERTY DOCUMENTS.[/b]
[indent=1]· Agreement of Sale[/indent]
[indent=1]· Title deeds with link documents[/indent]
[indent=1]· Municipal Permission copy[/indent]
[indent=1]· Estimations of construction (in case of new construction)[/indent]
[indent=1]· Latest Property tax receipts[/indent]

[Bisket]

[quote name='Chicha1' timestamp='1345269407' post='1302331698']
bayyo warangal ki hyd ippudu pedda teda ledu price lo... warangal lo koncham late ayina same prices dorukutay.. niko example chepta waranagal manu koncham jaga nalugu samasarala kinda ippatiki inka double kaledu inka ammesam ade hyd lo last yr konnam ippudu double think before u invest kastapadi sampadistunnav smart ga double chesko 2 years tarvata ayina illu kattachu warangal emantav...koncham chanuvu tiskunna emi anukoku
[/quote]
manchuga cheppinav chicha... pelli antunnaru kaka... anduke sontha oorilo oka illu unte baguntundi kada anukuntunna.......

[computaboi]

[quote name='Bisket' timestamp='1345302067' post='1302332134']
IDBI kuda anthe undi .... around 10.75... here is the checklist


LIST OF DOCUMENTS FOR NRI HOME LOAN CASES
1. Latest 6 months pay slip
[left]2. Six months Bank statement reflecting salary credits (every month summary & complete transactions)[/left]
3. Six months bank statement of [b]NRE[b]/NRO[/b][/b] account reflections of inward remittance
4. Entire set of Passport / Visa copy (32 pages)
5. W2 forms….3 years
6. Resume
7. Address proof…abroad
8. [b]GPA [/b][b]format[/b] [b]duly notarized[/b]
9. [b]HR[/b] mail id for communication from Bank (job conformation)
10.2 Passport size photographs of both applicant and co applicant
11. Letter of Appointment
12. If the present job tenure is less than two years then appointment letter and relieving letter previous company required.
13. Professional Qualification certificates.
[left]14. Processing fee favouring “IDBI Bank Ltd” .[/left]
15. NRI/NRO account cheque towards processing fee.

16. If any Loans (Statement of Account /Track Record).

17. .Credit Report with Credit Score.

[b]18. Embassy stamping on Payslip, Bank Statement, Passport, W2 Forms.[/b]

19. All Property documents

20. Tax Paid Receipts



[b] GPA Should be a Blood Relative residing at Branch Location.(where you are applying for Home Loan)[/b]

· Address Proof of GPA (Telephone Bill, Electricity Bill, Gas Bill)
· Age Proof (PAN Card/Passport Copy/Driving License)
[b]PROPERTY DOCUMENTS.[/b]
[indent=1]· Agreement of Sale[/indent]
[indent=1]· Title deeds with link documents[/indent]
[indent=1]· Municipal Permission copy[/indent]
[indent=1]· Estimations of construction (in case of new construction)[/indent]
[indent=1]· Latest Property tax receipts[/indent]
[/quote]


Thanks very much,,18th point chiraku vidiki embassy vadi nundi stamping enduku sollu gadu, ika mana embassy telisindey kada chetta service nenu london povali dani kosam, inka SBI vadaitey locally notarized undalanta anni docs , IDBI vadi adigada locally notarized undali ani ?

Thanks for sharing ba ,,

[Gachibowli_Diwakar]

[img]http://lh6.ggpht.com/-rwn7cH72Szg/T9VQrGGwg8I/AAAAAAAAGno/ak_BQ7XyqFc/s150/Trivikram.gif[/img] LIC is always a best bet to borrow loan from .. ma anna konnapudu we took from there.. nenu konnapudu .. we borrowed it from there ..

[Bisket]

[quote name='computaboi' timestamp='1345305298' post='1302332278']


Thanks very much,,18th point chiraku vidiki embassy vadi nundi stamping enduku sollu gadu, ika mana embassy telisindey kada chetta service nenu london povali dani kosam, inka SBI vadaitey locally notarized undalanta anni docs , IDBI vadi adigada locally notarized undali ani ?

Thanks for sharing ba ,,
[/quote]

LIC vaadu loally notarized adigadu anthe....