donganaaK Posted August 22, 2012 Report Posted August 22, 2012 [quote name='trust_212' timestamp='1345601320' post='1302353770'] If you don't mind.Inspite of loss if i want to get rid of the car ,what would be the total loss? around 6k ? If gap coverage is for car why cannot we sell the car with that gap coverage? btw i am a female anduke intha worst questions adugutunnanu..i absolutely don't know about cars except that i like cars and know how to drive.. [/quote] Gap insurance eppudu cover avtundi antey ...for example u have a pending loan of about 20k on ur car and the current resale value of ur car is about 16k in this case ur gap insurance will cover the loss ($4k ) and u can get rid of the car without paying any extra money from your pocket...
rudhra Posted August 22, 2012 Author Report Posted August 22, 2012 [quote name='flavours' timestamp='1345601204' post='1302353753'] nenu precertified car kondam anukuntuna........ naku acura TL as well as Infinit G37 nachayi........max 30k pettudam anukuntuna..... renditlo edi best antaru.......kani maa place Kansas lo hardly 4-5 inifnitis vunnai but oka 50 acura TL's vunnai.....so lot to choose from...... renditlo ee car manchidi? [/quote] naku telsi g37 coupe the best in coupes bhayya if you like coupes go for G37
ronitreddy Posted August 22, 2012 Report Posted August 22, 2012 [quote name='trust_212' timestamp='1345600739' post='1302353702'] BMW new car konentha rich kadu nenu..planning around 30k-35k around 30k miles [/quote] Aithe..go for BMW used one...you will get it for sure for the amount which you have quoted..
ronitreddy Posted August 22, 2012 Report Posted August 22, 2012 [quote name='trust_212' timestamp='1345600823' post='1302353713'] i had worst credit history so loan chala kashtamaindi + no knowledge anduke nannu bakra chesademo [/quote] entha undi ?
Vaampire Posted August 22, 2012 Report Posted August 22, 2012 [quote name='flavours' timestamp='1345601756' post='1302353795'] maa daggara 2012 acura TL without tech package 6k tiriginadhi 29,800 ki ammuthunadu....... 2010/2011 acura TL's aithe arnd 25k ki vasthunai without technology package...... naku technology package vunte better anukuntuna.......which is better? with or without tech package.... [/quote] technology package antey navigation + backup camera. so its up to u. 29,800+ tax antey aprox 32-33 avuthundi kada
ronitreddy Posted August 22, 2012 Report Posted August 22, 2012 [quote name='flavours' timestamp='1345601204' post='1302353753'] nenu precertified car kondam anukuntuna........ naku acura TL as well as Infinit G37 nachayi........max 30k pettudam anukuntuna..... renditlo edi best antaru.......kani maa place Kansas lo hardly 4-5 inifnitis vunnai but oka 50 acura TL's vunnai.....so lot to choose from...... renditlo ee car manchidi? [/quote] Kansas lo ekkada OP aa?
trust_212 Posted August 22, 2012 Report Posted August 22, 2012 [quote name='donganaaK' timestamp='1345601922' post='1302353805'] Gap insurance eppudu cover avtundi antey ...for example u have a pending loan of about 20k on ur car and the current resale value of ur car is about 16k in this case ur gap insurance will cover the loss ($4k ) and u can get rid of the car without paying any extra money from your pocket... [/quote] oh ok...cool..i kind of get it now..one more question...my situation is kind of similar..i have 19k loan and my current value of car should be around 18k with 16k miles without accidents so if i get rid of the car now because of gap coverage i would just leave the car and waive my loan..in that case, from may 2011- aug 2012 i.e i payed like 15 months installments and enjoyed the car so if i go for it would it be still a loss for me ?
rapchik Posted August 22, 2012 Report Posted August 22, 2012 [quote name='Vaampire' timestamp='1345600932' post='1302353726'] entha untadi gap coverage ki?? per month basis untadi kada???? car koneytappudu okka ganta class vinna. matter ekkuva gurthu ledhu [/quote] nenu tesukole..ma frnd gadu tesukunadu...nenu just vinna
Vaampire Posted August 22, 2012 Report Posted August 22, 2012 [quote name='ReddyGaru' timestamp='1345602563' post='1302353869'] nenu tesukole..ma frnd gadu tesukunadu...nenu just vinna [/quote] paina evaro sepparu $3 per month anta
flavours Posted August 22, 2012 Report Posted August 22, 2012 [quote name='rudhra' timestamp='1345602262' post='1302353834'] naku telsi g37 coupe the best in coupes bhayya if you like coupes go for G37 [/quote] But nenu sedan anukuntuna bhayya.....naku rendu nachayi infiniti and acura but edi manchi deal vasthe adhe...
dkchinnari Posted August 22, 2012 Report Posted August 22, 2012 [quote name='trust_212' timestamp='1345602490' post='1302353864'] oh ok...cool..i kind of get it now..one more question...my situation is kind of similar..i have 19k loan and my current value of car should be around 18k with 16k miles without accidents so if i get rid of the car now because of gap coverage i would just leave the car and waive my loan..in that case, from may 2011- aug 2012 i.e i payed like 15 months installments and enjoyed the car so if i go for it would it be still a loss for me ? [/quote]no loss no gain ...
flavours Posted August 22, 2012 Report Posted August 22, 2012 [quote name='Vaampire' timestamp='1345602427' post='1302353854'] technology package antey navigation + backup camera. so its up to u. 29,800+ tax antey aprox 32-33 avuthundi kada [/quote] yea ....but navigation vunna leka poina naku pedda farq padadu but lopala koncham inka mnachi look vuntadhi ani...... 2010 with technology aithe on road vachesariki arnd 30k autadhi anukuntuna
trust_212 Posted August 22, 2012 Report Posted August 22, 2012 [quote name='ronitreddy' timestamp='1345602388' post='1302353844'] entha undi ? [/quote] Entha undo chusukonu chusukunte naku heart attack vastundi..but during recession in 2008 i stopped paying for credit cards as min balance on each card was 150 and i had 6 cards with total 18k loan and i had no job for a long time so citibank vadu 6 months chusi accounts close chesadu and sent it to collections...i used to get 30-40 calls each day..worst period...ippadiki i get mails and calls but i ignored as i don't know how to deal with it...i tried to talk to collections guys but they always insisted me to pay 4000 , 6000 etc though i requested them i would pay like 500 $ each month..so i GAVE up...car 16.78% interest ki konna ekaika manishi in united states nenenemo but i thought i could increase my credit history this way...it was 650 when i bought the car last yr..i am planning to re-finance and see if my interest % comes down
donganaaK Posted August 22, 2012 Report Posted August 22, 2012 [quote name='trust_212' timestamp='1345602490' post='1302353864'] oh ok...cool..i kind of get it now..one more question...my situation is kind of similar..i have 19k loan and my current value of car should be around 18k with 16k miles without accidents so if i get rid of the car now because of gap coverage i would just leave the car and waive my loan..in that case, from may 2011- aug 2012 i.e i payed like 15 months installments and enjoyed the car so if i go for it would it be still a loss for me ? [/quote] yeah thats right , u can get rid of the car without paying extra bucks frm ur pocket mostly u wont get anything back from the payments that u made on ur car untill now ... Owning a car is always a liability so u cannot complain about losing money ... its a good thing that u got the gap insurance , how long is it valid ?
flavours Posted August 22, 2012 Report Posted August 22, 2012 [quote name='ronitreddy' timestamp='1345602447' post='1302353857'] Kansas lo ekkada OP aa? [/quote] ledu.....north kansas city.....zona rosa.....Y
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