Vaampire Posted August 22, 2012 Report Posted August 22, 2012 [quote name='flavours' timestamp='1345602826' post='1302353896'] yea ....but navigation vunna leka poina naku pedda farq padadu but lopala koncham inka mnachi look vuntadhi ani...... 2010 with technology aithe on road vachesariki arnd 30k autadhi anukuntuna [/quote] 2010 with tech on road 28k ki vasthey good deal bhayya. enni miles unnayi
rapchik Posted August 22, 2012 Report Posted August 22, 2012 [quote name='Vaampire' timestamp='1345602599' post='1302353874'] paina evaro sepparu $3 per month anta [/quote] mari antha chepa..avani waste....ani gati feeling...neeku undha??
donganaaK Posted August 22, 2012 Report Posted August 22, 2012 [quote name='Jail Breaker' timestamp='1345601431' post='1302353780'] I included gap coverage in my loan, naa car loan 18k with o down and 65 installmnets, gap coverage was only additional 3$ per installment. so roughly 200$. neeku 2k enduku ayyindi gap coverage. Evaro mosam chesinattu vunnaru mama ninnu. [/quote] bhaiyya nuvvu cheppey gap insurance verey idi verey ... usually gap insurance 2000-3000$ untundi..
Vaampire Posted August 22, 2012 Report Posted August 22, 2012 [quote name='trust_212' timestamp='1345602835' post='1302353898'] Entha undo chusukonu chusukunte naku heart attack vastundi..but during recession in 2008 i stopped paying for credit cards as min balance on each card was 150 and i had 6 cards with total 18k loan and i had no job for a long time so citibank vadu 6 months chusi accounts close chesadu and sent it to collections...i used to get 30-40 calls each day..worst period...ippadiki i get mails and calls but i ignored as i don't know how to deal with it...i tried to talk to collections guys but they always insisted me to pay 4000 , 6000 etc though i requested them i would pay like 500 $ each month..so i GAVE up...car [b]16.78%[/b] interest ki konna ekaika manishi in united states nenenemo but i thought i could increase my credit history this way...it was 650 when i bought the car last yr..i am planning to re-finance and see if my interest % comes down [/quote]
Vaampire Posted August 22, 2012 Report Posted August 22, 2012 [quote name='ReddyGaru' timestamp='1345602979' post='1302353918'] mari antha chepa..avani waste....ani gati feeling...neeku undha?? [/quote] sonata ki undi bhayya. waste ani kotti pareyalemu. ee db dala ki baney use ayindi
trust_212 Posted August 22, 2012 Report Posted August 22, 2012 [quote name='donganaaK' timestamp='1345602843' post='1302353899'] yeah thats right , u can get rid of the car without paying extra bucks frm ur pocket mostly u wont get anything back from the payments that u made on ur car untill now ... Owning a car is always a liability so u cannot complain about losing money ... its a good thing that u got the gap insurance , how long is it valid ? [/quote] it says 60 months
flavours Posted August 22, 2012 Report Posted August 22, 2012 [quote name='Vaampire' timestamp='1345602929' post='1302353911'] 2010 with tech on road 28k ki vasthey good deal bhayya. enni miles unnayi [/quote] 2010 acura tl with tech package 59k miles for 27,900 2010 acura tl without tech package 16k miles for 27k
donganaaK Posted August 22, 2012 Report Posted August 22, 2012 [quote name='trust_212' timestamp='1345602835' post='1302353898'] Entha undo chusukonu chusukunte naku heart attack vastundi..but during recession in 2008 i stopped paying for credit cards as min balance on each card was 150 and i had 6 cards with total 18k loan and i had no job for a long time so citibank vadu 6 months chusi accounts close chesadu and sent it to collections...i used to get 30-40 calls each day..worst period...ippadiki i get mails and calls but i ignored as i don't know how to deal with it...i tried to talk to collections guys but they always insisted me to pay 4000 , 6000 etc though i requested them i would pay like 500 $ each month..so i GAVE up...car 16.78% interest ki konna ekaika manishi in united states nenenemo but i thought i could increase my credit history this way...it was 650 when i bought the car last yr..i am planning to re-finance and see if my interest % comes down [/quote] OMG 16.78% ah ..maa friend okadu 11% ki konnadu BMW 3 series... nuvvu refinance cheyisthe i guess below 10% avthundi mostly , 1year+ continuous payments unnay kada anduke
donganaaK Posted August 22, 2012 Report Posted August 22, 2012 [quote name='trust_212' timestamp='1345603131' post='1302353936'] it says 60 months [/quote] 60 months aithe it shud workout well for u ... inka 1year vaadina u dont have to worry about ur depreciating car value ... monthly rent pay chesi vaadukunnattu anthe..
Vaampire Posted August 22, 2012 Report Posted August 22, 2012 [quote name='flavours' timestamp='1345603219' post='1302353947'] 2010 acura tl with tech package 59k miles for 27,900 2010 acura tl without tech package 16k miles for 27k [/quote] after tax or before tax. before tax 16k miles daaniki 27k antey ekkuva 59k miles car li8 thisuko. certified car thisuko. non certified vadhu
donganaaK Posted August 22, 2012 Report Posted August 22, 2012 [quote name='flavours' timestamp='1345603219' post='1302353947'] 2010 acura tl with tech package 59k miles for 27,900 2010 acura tl without tech package 16k miles for 27k [/quote] bhaiyya acura tl lo tech package costs around 3k ankunta ... personally i'd suggest to go with the car with less no. of miles..
Jail Breaker Posted August 22, 2012 Report Posted August 22, 2012 [quote name='donganaaK' timestamp='1345603021' post='1302353922'] bhaiyya nuvvu cheppey gap insurance verey idi verey ... usually gap insurance 2000-3000$ untundi.. [/quote] As far as I know GAP coverage comes into effect only when the vehicle is in total loss.. GAP coverage vundi ani nuvvu vehicle get rid avvalevu anukunta..
flavours Posted August 22, 2012 Report Posted August 22, 2012 [quote name='Vaampire' timestamp='1345603385' post='1302353983'] after tax or before tax. before tax 16k miles daaniki 27k antey ekkuva 59k miles car li8 thisuko. certified car thisuko. non certified vadhu [/quote] certified cars ee chusthuna..... ikkada either low miles without tech package or high miles with tech paackge kanipisthunayi but not low miles with tech pkg less than 30k...... but car antha urgent em ledu as old car vundi kabbati so manchi deal kosam chusthuna
donganaaK Posted August 22, 2012 Report Posted August 22, 2012 [quote name='Jail Breaker' timestamp='1345603468' post='1302353995'] As far as I know GAP coverage comes into effect only when the vehicle is in total loss.. GAP coverage vundi ani nuvvu vehicle get rid avvalevu anukunta.. [/quote] No not always ...GAP insurance specif ga nee vehicle sale appudu loss cover chesedi untudi .. that costs way more than the regular gap insurance that u r talkin about... usually vehicle sale appudu loss cover chesey gap insurance will cost u arnd 2-3k , i know this for sure... ma friends iddaru cars konnappudu teeskunnaru appudu nenu personal ga chusa terms an conditions.. and if u take that gap insurance ur loan gets approved easily...
Vaampire Posted August 22, 2012 Report Posted August 22, 2012 [quote name='flavours' timestamp='1345603669' post='1302354024'] certified cars ee chusthuna..... ikkada either low miles without tech package or high miles with tech paackge kanipisthunayi but not low miles with tech pkg less than 30k...... but car antha urgent em ledu as old car vundi kabbati so manchi deal kosam chusthuna [/quote] low miles or tech. edaina okkatey vasthundi anukuntey. go for low miles. tech di emundi.. 200 pedithey racha gps vasthadi. driving exp untey backup cam avasaram kooda ledhu
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