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Posted

[quote name='CenationZ' timestamp='1348280252' post='1302519040']
edi oka credit card lo credit services provide register avandi vayya... 10 dollars charge chestadu.. kani monthly manchiga monitor cheskovachu... nenu ala monitor chese 580 unna score ni 780 ki teeskoni poina 1 year lo [color=#282828][font=helvetica, arial, sans-serif][size=2][background=rgb(247, 247, 247)][img]http://www.desigifs.com/sites/default/files/PK-1_1.gif?1344496355[/img][/background][/size][/font][/color][color=#282828][font=helvetica, arial, sans-serif][size=2][background=rgb(247, 247, 247)] [/background][/size][/font][/color]
[/quote]


credit card services register avala?? ante ela ? koncham clear ga details ivava mama

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Posted

[img]http://i569.photobucket.com/albums/ss132/pr-rox/Raviteja%20Gifs/rt_padaa.gif[/img] Creditkarma

Posted

[quote name='CenationZ' timestamp='1348280942' post='1302519073']
em le vayya... do not apply new credit cards... balances anni clear chey.... [size=6][b]Debt:Credit Ratio 50+ Percent maintain chey[/b][/size]... payments miss cheyaku... anthe
[/quote]

taffu...30-33% daatakudadu ))(<

Posted

[quote name='ravi87' timestamp='1348337766' post='1302522212']


credit card services register avala?? ante ela ? koncham clear ga details ivava mama
[/quote]

neeku citi unte....andulo identitymonitor ani oka service untadi...monthly 9$ pay chesthe....3 credit bureaus vi scores isthadu monthly

Posted

entidi bhaya 30 -33% debit na
@NPR prathi month credit score chusthe problem emi avvada mari
nenu minimum payments okkate kadathanu so danivalla kuda credit history debbatintunda
credit history manchiga vunta labam enti bhaya

Posted

[quote name='calmandquiet' timestamp='1348370771' post='1302524772']
entidi bhaya 30 -33% debit na
@NPR prathi month credit score chusthe problem emi avvada mari
nenu minimum payments okkate kadathanu so danivalla kuda credit history debbatintunda
credit history manchiga vunta labam enti bhaya
[/quote]
%$#$

Posted

[quote name='calmandquiet' timestamp='1348370927' post='1302524779']
Enti bezawada bhaya na mida paddaru nenu hava5 kadu ani clarify ayinda :P
[/quote]
naku inkaa doubt ga vundhi..konni rojulu ninnu observation lo vunchutha... %$#$

Posted

[quote name='calmandquiet' timestamp='1348370771' post='1302524772']
entidi bhaya 30 -33% debit na
@NPR prathi month credit score chusthe problem emi avvada mari
nenu minimum payments okkate kadathanu so danivalla kuda credit history debbatintunda
credit history manchiga vunta labam enti bhaya
[/quote]

credit score nuvvu check chesukodam valla emi avvadu....nee debit account lo balance chooskunnatte...this will not effect ur credit score

edanna loan or account open chesinappudu credit check chestaru...for ex AT&T connection teesukunte...vadu credit check chesthadu...okavela adi HARD INQUIRY (HARD CHECK) aithe score affect avthadi....alaa kakunda SOFT INQUIRY (SOFT CHECK) aithe....it will not affect ur score

nee limit ki 30-33% ki minchi spend cheyyakudadu...for example nee limit $ 1000 anuko.....$ 300 - 330 ki minchi spend chesthe -ve impact untadi score meeda....inka 50% ($ 500) daatindi ante....assame

min. payments valla credit score lo significant change em radu

Nuvvu america lo em cheyalanna nee credit score e choostharu...car or house loans, kotha card ivvalanna edi cheyyalanna nee credit score choose istharu...Hope this helps ))(< ))(<

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