Bank Of America Special Offer

[nikhilboorla]

[color=#000000]We are Running SPECIAL OFFER RIGHT NOW for Bank of America Credit card.If you are approved,you will receive 30$ gift card instantly.The offer is for a limited time.PM me if you have any questions.[/color]
[color=#000000]LINK:[/color][url="https://www.applyonlinenow.com/USCCapp/Ctl/entry?sc=VABLJ9#b"]https://www.applyonlinenow.com/USCCapp/Ctl/entry?sc=VABLJ9#b[/url]


[color=#000000]†Details of Rate, Fee and Other Cost Information[/color]
[color=#000000]As required by law, rates, fees, and other costs of this credit card offer are disclosed here. All account terms are governed by the Credit Card Agreement. Account and Agreement terms are not guaranteed for any period of time; all terms, including fees and the APRs for new transactions, may change in accordance with the Agreement and applicable law. We may change them based on information in your credit report, market conditions, business strategies, or for any reason. You should thoroughly review all the materials in this package so that you are fully informed about your credit card loan.[/color]
[color=#000000]Interest Rates and Interest Charges[/color]
[color=#000000]Annual Percentage Rate (APR) for Purchases [/color]
[color=#000000]0% Introductory APR for the first 12 Statement Closing Dates following the opening of your account.[/color]

[color=#000000]After that, your APR will be 12.99% to 20.99%, based on your creditworthiness when you open your account. This APR will vary with the market based on the Prime Rate.[/color]
[color=#000000]APR for Balance Transfers [/color]
[color=#000000]12.99% to 20.99%, based on your creditworthiness when you open your account.[/color]

[color=#000000]After that, your APR will vary with the market based on the Prime Rate.[/color]
[color=#000000]APR for Cash Advances 20.99% for Direct Deposit and Check Cash Advances, and[/color]
[color=#000000]24.99% for Bank Cash Advances. See footnotes Footnote 1 and Footnote 2 for explanation. [/color]

[color=#000000]These APRs will vary with the market based on the Prime Rate.[/color]
[color=#000000]Penalty APR[/color]
[color=#000000]and When it Applies Up to 29.99%, based on your creditworthiness.[/color]
[color=#000000]This APR will vary with the market based on the Prime Rate.[/color]
[color=#000000]This APR may be applied to new transactions on your account if you:[/color]
[color=#000000]• Make a late payment.[/color]

[color=#000000]How Long Will the Penalty APR Apply?: If your APRs are increased, the Penalty APR will apply indefinitely.[/color]

[color=#000000]How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.[/color]
[color=#000000]Minimum Interest Charge If you are charged interest, the charge will be no less than $1.50.[/color]
[color=#000000]For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at[/color][url="http://www.consumerfinance.gov/learnmore"]http://www.consumerfinance.gov/learnmore[/url]

[color=#000000]Fees[/color]
[color=#000000]Annual Fee None[/color]
[color=#000000]Transaction Fees [/color]
[color=#000000]• Purchases Purchases of wire transfers from a non-financial institution: [/color]
[color=#000000]Either $10 or 5% of the amount of each transaction, whichever is greater.[/color]
[color=#000000]• Balance Transfers Either $10 or 4% of the amount of each transaction, whichever is greater.[/color]
[color=#000000]• Cash Advances Direct Deposit and Check Cash Advances: [/color]
[color=#000000]Either $10 or 4% of the amount of each transaction, whichever is greater.[/color]

[color=#000000]ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances:[/color]
[color=#000000]Either $10 or 5% of the amount of each transaction, whichever is greater. [/color]

[color=#000000]Overdraft Protection Cash Advances (if enrolled): [/color]
[color=#000000]$10 for each transaction (not assessed if checking account overdrawn by less than $10).[/color]
[color=#000000]• Foreign Transactions 3% of the U.S. Dollar amount of each transaction made in a foreign currency or made in U.S. Dollars that is processed outside the United States.[/color]
[color=#000000]This fee will be in addition to any other applicable fee.[/color]
[color=#000000]Penalty Fees [/color]
[color=#000000]• Late Payment Up to $35[/color]
[color=#000000]• Returned Payment Up to $25[/color]
[color=#000000]How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."[/color]

[color=#000000]If your account has balances with different APRs, the amount of your payment equal to the Total Minimum Payment Due is applied to the balance with the lowest APR before any payments are applied to balances with higher APRs. Any amount of your payment that is greater than the Total Minimum Payment Due is applied to the balances with the highest APR before being applied to balances with lower APRs. Payments received by 5 p.m. local time at our payment processing facility will be credited as of that day to your account.[/color]


[color=#000000]1 Any Direct Deposits completed at the time your application is processed will be Balance Transfers.[/color]
[color=#000000]2Bank Cash Advances include ATM, Over-the-Counter, Same-Day Online, Overdraft Protection, Returned Payment and Cash Equivalent (money orders, foreign currency, and travelers checks from a non-financial institution, person-to-person money transfers, bets, lottery tickets, casino gaming chips and bail bonds) Cash Advances.[/color]
[color=#000000]More Information about Penalty Fees and Penalty APR[/color]
[color=#000000]Penalty Fees: If your Total Minimum Payment Due is not received by your Payment Due Date, a Late Payment Fee of $25 will be assessed; $35 for subsequent occurrences that are within 6 billing cycles of a previous occurrence. However, the Late Payment Fee will not exceed the total minimum payment that was due. If your balance is $100 or less on the Payment Due Date, we will not assess a Late Payment Fee. The Returned Payment Fee will not exceed the total minimum payment that was due.[/color]
[color=#000000]Penalty APR: Your Penalty APR will not exceed 29.99% on new transactions. There is no Penalty APR on existing balances.[/color]

[Vaampire]

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