deals2buy Posted October 14, 2012 Report Posted October 14, 2012 Babulu last time okasari insurance vishayam lo pedda bokka padindi. Almost $5000 naa pocket lo nundi pettukunna hospital bill. So, ee sari aa tappu cheyyakudadu anukuntunna. Ee month end ki plan 1 yr aipotundi. So, Kotha plan or Kotha insurance ki move avudaam ani thinking. Koddiga Manchi insurance Lu endo cheppandi plz. PS: naa previous insurance lo office visit $30 unde. Copay- $250 and deductible 2000-6000 undi. So deeni kante better plan which covers more cheppandi koddiga
deals2buy Posted October 14, 2012 Author Report Posted October 14, 2012 endi vayyas? okkadu kuda manchi salahaa seppaledu?
ronitreddy Posted October 14, 2012 Report Posted October 14, 2012 weekend adi kuda intha poddunna esthe etla cheptharu vay..koncham opika pattu
deals2buy Posted October 14, 2012 Author Report Posted October 14, 2012 [quote name='ronitreddy' timestamp='1350224694' post='1302627760'] weekend adi kuda intha poddunna esthe etla cheptharu vay..koncham opika pattu [/quote] [img]https://lh3.googleusercontent.com/-1qdqWV-UCW8/T-eE6dqONcI/AAAAAAAAGy8/fcGB5DRJ4K4/s150/Ileana-7.gif[/img]
_poori Posted October 14, 2012 Report Posted October 14, 2012 eppatiki employer sponsored insurance unte that is the best option... but otherwise in general united health care gurinchi chala positive reviews vinnanu...
Vuthal_Bithal Posted October 14, 2012 Report Posted October 14, 2012 ipudu insur change chesthe, pre-existing conditions clause tho inka damage vundhochu future bills lo
deals2buy Posted October 14, 2012 Author Report Posted October 14, 2012 [quote name='_poori' timestamp='1350224870' post='1302627771'] eppatiki employer sponsored insurance unte that is the best option... but otherwise in general united health care gurinchi chala positive reviews vinnanu... [/quote] currently employer sponsor chese insurance eh undi mama..but adi employees andariki kalipi oka offer teesukuntaadu..naa kharma kaali nenu sick ayyanu andulo...so naaku bokka padindindi...btw naadi United Health care eh [quote name='Vuthal_Bithal' timestamp='1350224886' post='1302627774'] ipudu insur change chesthe, pre-existing conditions clause tho inka damage vundhochu future bills lo [/quote] idem twist? endukala avutundi? change chesukovachu eppudaina ani vinnanu mari? koddiga clear ga cheppu bhayya
_poori Posted October 14, 2012 Report Posted October 14, 2012 [quote name='Vuthal_Bithal' timestamp='1350224886' post='1302627774'] ipudu insur change chesthe, pre-existing conditions clause tho inka damage vundhochu future bills lo [/quote] continuos coverage undi ani documents chupisthey it should not be a problem.. existing and previous insurance vallu they can provide the proof for continuos coverage
deals2buy Posted October 14, 2012 Author Report Posted October 14, 2012 [quote name='_poori' timestamp='1350225048' post='1302627784'] continuos coverage undi ani documents chupisthey it should not be a problem.. existing and previous insurance vallu they can provide the proof for continuos coverage [/quote] continuous coverage enti? nenu ippudu United vaadiki call chesi naaku inka insurance chaalu ee month end ki ani chepta..same time BCBS vaadiki call chesi next month nundi I want to take ur insurance ani chepta...appudu emaina prob avutunda?
FAKEID Posted October 14, 2012 Report Posted October 14, 2012 [quote name='deals2buy' timestamp='1350225028' post='1302627781'] currently employer sponsor chese insurance eh undi mama..but adi employees andariki kalipi oka offer teesukuntaadu..naa kharma kaali nenu sick ayyanu andulo...so naaku bokka padindindi...btw naadi United Health care eh idem twist? endukala avutundi? change chesukovachu eppudaina ani vinnanu mari? koddiga clear ga cheppu bhayya [/quote] United health care lo Enti needi..? Golden rule coverage..? Goden rule is not good. As of my knowlegde employer provide chese inurance better. Oka vela job leka pothe employer insurance provide chyyadu ante insurence ki enroll ayye time lo Cobra coverage teesukovali. Oka vela 18 months varaku job leka poina gani employer needs to pay(If you have enrolled in Cobra coverage)
_poori Posted October 14, 2012 Report Posted October 14, 2012 [quote name='deals2buy' timestamp='1350225188' post='1302627790'] continuous coverage enti? nenu ippudu United vaadiki call chesi naaku inka insurance chaalu ee month end ki ani chepta..same time BCBS vaadiki call chesi next month nundi I want to take ur insurance ani chepta...appudu emaina prob avutunda? [/quote] next insurance immediate ga start cheste parledu.. madhyalo gap unte problem.. United enduku best ani cheppanu ante depending on the plan you are on, it is very liberal in compensating the doctor or hospital with more money.. I heard bad storied about BCBS.. sarigga compensate cheyadu, etc.. but it all depends on the kind of plan you choose. out of pocket takkuva chestunna koddi nuvvu monthly kattalsina premium ekkuva avutundi
deals2buy Posted October 14, 2012 Author Report Posted October 14, 2012 [quote name='FAKEID' timestamp='1350225291' post='1302627793'] United health care lo Enti needi..? Golden rule coverage..? Goden rule is not good. As of my knowlegde employer provide chese inurance better. Oka vela job leka pothe employer insurance provide chyyadu ante insurence ki enroll ayye time lo Cobra coverage teesukovali. Oka vela 18 months varaku job leka poina gani employer needs to pay(If you have enrolled in Cobra coverage) [/quote] Gold coverage aa? aa peru eppudu vinaledu...naa card meeda United Healthcare Choice Plus ani undi mari..(Health Plan 80840) and deeni coverage details first post lo cheppanu chudu... naaku currently job undi and adi employer gaade istunnadu naaku insurance...but adi deductible $2000 ayyesariki bill daani kante takkuva aithe (say for ex $1500) nene pay chesukovalsi vastondi..ala kakunda motham vaade pay chesukune plan emaina unte kavali mama
deals2buy Posted October 14, 2012 Author Report Posted October 14, 2012 [quote name='_poori' timestamp='1350225455' post='1302627805'] next insurance immediate ga start cheste parledu.. madhyalo gap unte problem.. United enduku best ani cheppanu ante depending on the plan you are on, it is very liberal in compensating the doctor or hospital with more money.. I heard bad storied about BCBS.. sarigga compensate cheyadu, etc.. but it all depends on the kind of plan you choose. out of pocket takkuva chestunna koddi nuvvu monthly kattalsina premium ekkuva avutundi [/quote] ok.. ya nenu kuda United gurinchi manchi reviews eh vinnanu but plan koddiga maaristhe better ani alochistunna.. last time naa pocket lo nundi $5000 kattukovalsi vachindi... ala okka saare $5000 katte badulu premium ekkuva kattukunte better kaadaa? deeni gurinchi koddiga confusion lo unna..anduke ikkada adigaanu
_poori Posted October 14, 2012 Report Posted October 14, 2012 [quote name='deals2buy' timestamp='1350225581' post='1302627810'] Gold coverage aa? aa peru eppudu vinaledu...naa card meeda United Healthcare Choice Plus ani undi mari..(Health Plan 80840) and deeni coverage details first post lo cheppanu chudu... naaku currently job undi and adi employer gaade istunnadu naaku insurance...but adi deductible $2000 ayyesariki bill daani kante takkuva aithe (say for ex $1500) nene pay chesukovalsi vastondi..ala kakunda motham vaade pay chesukune plan emaina unte kavali mama [/quote] deductible and coinsurance takkuva avutunna koddi nee monthly premium will go high.. and non-employer insurances ki premiums chaala ekkuva untaayi endukante danilo employer side nundi emi contribution undadu
deals2buy Posted October 14, 2012 Author Report Posted October 14, 2012 [quote name='_poori' timestamp='1350225702' post='1302627817'] deductible and coinsurance takkuva avutunna koddi nee monthly premium will go high.. and non-employer insurances ki premiums chaala ekkuva untaayi endukante danilo employer side nundi emi contribution undadu [/quote] oho...so aithe employer nundi bayatiki vasthe manaki bokka padutundi antava? kaani employer andariki kalipi common plan teesukuntaadu kada..daani vaalla naaku bokka padindi last time..anduke ee badha
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