Oka Bayamkaramaina Doubt...

[massraja]

India lo illu kontey, (already built individual house). manam downpayment entha kattali minimum.

Emina idea undhaaa...

suppose house property 50L

[aamerica_seenu]

50L ki illa

[jbourne]

[img]https://lh6.googleusercontent.com/-xQBQCWOyleg/T2UWuTnrhRI/AAAAAAAADoI/nJpb-aFn5HM/s320/brahmi-o.gif[/img]


Endii seenu shock ayyava ekkuva ani peeling or takkuva ani peeling

[massraja]

[quote name='aamerica_seenu' timestamp='1350315595' post='1302631130']
50L ki illa
[/quote]

Imagine 50L ayithey . nenu edho oka figure vesa. anthey.

[massraja]

babu enti evaruiki teliyadhaa. chepandi babu.

[jbourne]

depends bhayya on the financial institutions
Oka 10L rough ga esukooo

[JUJUBI_JULABI]

20% of the property value nuvvu katali .. vallu ne property ni evaluate chesi .. 80% of the loan istharu .. nuvvu 50L ki konna kani valla valuation vere untadi .. they might value ur property as 48L or even 55L ..

[aamerica_seenu]

[quote name='jbourne' timestamp='1350315657' post='1302631136']
[img]https://lh6.googleusercontent.com/-xQBQCWOyleg/T2UWuTnrhRI/AAAAAAAADoI/nJpb-aFn5HM/s320/brahmi-o.gif[/img]


Endii seenu shock ayyava ekkuva ani peeling or takkuva ani peeling
[/quote]


ekkuvaaaaa... saami hyd avthala patancheru nundi 10km bayata land maatrame 8-10k antunnaru... inka neeku illu eda raavali saami

[cherlapalli_jailer]

As per bank rules
15% down payment kattali...

Rather Banks evaluate the cost of the house sat for example 100L

Then that house is eligible for 85L loan

Then they look @ ur history and repayment capability

Suppose you have repayment capability of only 60L then they give u only 60L

Even if u have repayment capability of more than 100L (1Cr) even then they give u 85L

[massraja]

thnks everyone. just doubt vachi adiganu.

[missionxp]

Initial oka 2 lakhs chalu owner he will not show the house to others . Ur owner generally waits for 3months.Meanwhile adhi market lo Dhani value as per govt 20lakhs a vuntadhi . Nuvvu u hav to increase the property rate to 50 lakhs from ur pocket adhi oka 2-3 lakhs pettuko for registration. apply for loan. 20 percent of property value is generally expected.

First documents adugu go to bank take all link docs . Check if u will really get loan for that property .

[karna11]

bank loan ithe 80% bank loan remaining 20 % + registriation expences neevi

[missionxp]

Broker commission 1 percent

[jbourne]

[quote name='missionxp' timestamp='1350321525' post='1302631631']
Broker commission 1 percent
[/quote]


public enterprises ki broker nduku vuntaduu

aina documentation ke avtadii

[summer27]

[quote name='massraja' timestamp='1350315532' post='1302631125']
India lo illu kontey, (already built individual house). manam downpayment entha kattali minimum.

Emina idea undhaaa...

suppose house property 50L
[/quote]

depends bayya -

if you have cash , you can pay full at the time of registration.

if you are going for loan, you will get loan of 80% of the value of the property

1. depends on the amount you want to register the property for. If you want to register the property for say 25L, the you will get loan amount of 20L. But the actual value of property is 50L so, you will pay loan amount of 20L and remaining 30L as hard cash