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Nri People Who Applied Loans In India


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Posted

[quote name='ChittiNaidu' timestamp='1354819123' post='1302905981']


ICICI 12% Fixed... 11.5% if Floating

SBI - 11% both

LIC- 10.6% Mixed, 11% Floating, 11.2% Fixed...
[/quote] :0012391: i took from LIC . aina clear chesestha.. inkoka 2-3months lo .. waste of paying interest

Posted

[quote name='Silence..Please' timestamp='1354819227' post='1302906003']
:0012391: i took from LIC . aina clear chesestha.. inkoka 2-3months lo .. waste of paying interest
[/quote]


nenu monna August lo teskunna LIC....kaani cannot pay back until 2014 anukuntunna...financial crisis..

Posted

[quote name='ChittiNaidu' timestamp='1354819193' post='1302905995']


kaani India lo Loan duration ekkuva untadi like 15 yrs to 30 yrs..

ikkada apply chesina Loan time duration chudu....for that rate....usual ga most of the times 5 yrs istaru ikkada..so u end up paying more premium per month..

nenu ade plan chesa..kaani naaku monthly load ekkuvaipotundi..ani teksole...
[/quote] may be .. 25k badhulu .. about 10-15k theeskunte.. 5yrs lo clear cheseyochu ga ..

Posted

[quote name='Silence..Please' timestamp='1354818965' post='1302905949']
nenu theeskunna home loan.. 12% anukunta kanukkunta evening .. kani as far as I know, min. 12% untundi loan india lo .. i may be wrong
[/quote]
12% ina india lo loan teeskovalantey chava kodtaru sodi laaga ...ikkada ithey easy kada

Posted

[quote name='ChittiNaidu' timestamp='1354819267' post='1302906008']


nenu monna August lo teskunna LIC....kaani cannot pay back until 2014 anukuntunna...financial crisis..
[/quote] Audi .. marriage effect aah :D

Posted

[quote name='pandemkodi' timestamp='1354819301' post='1302906014']
12% ina india lo loan teeskovalantey chava kodtaru sodi laaga ...ikkada ithey easy kada
[/quote] 10k isthe aipothundi .. docs anni correct ga unte .. nakem prob avvaledu india lo ..

Posted

[quote name='Silence..Please' timestamp='1354819307' post='1302906015']
Audi .. marriage effect aah :D
[/quote]


yeah kind off....

Marriage was unexpected....Illu teskotledu ani confirm ayyaka Car teskunna...malli suddenly Illu dorkindi koneddama nte ok anna..

next month lo pelli set aindi.. @3$%

Posted

[quote name='Silence..Please' timestamp='1354819227' post='1302906003']
:0012391: i took from LIC . aina clear chesestha.. inkoka 2-3months lo .. waste of paying interest
[/quote]

icici lo frist 2 years compulsary monthly instalment pay cheyalsinde.... 3rd year ninchi clear cheyachu.....

Posted

[quote name='Silence..Please' timestamp='1354819280' post='1302906009']
may be .. 25k badhulu .. about 10-15k theeskunte.. 5yrs lo clear cheseyochu ga ..
[/quote]


yeah 10-15K unte better...kaani manaki avi saripvu kada...

Posted

[quote name='Silence..Please' timestamp='1354819355' post='1302906020']
10k isthe aipothundi .. docs anni correct ga unte .. nakem prob avvaledu india lo ..
[/quote]
avuna ala direct cheppeyocha 10k istanu tvaraga process chestara ani

Posted

[quote name='Silence..Please' timestamp='1354819176' post='1302905990']
hmm .. i took from LIC .. i guess it is 12% ..
hmm ok .. kani inkevarini aina adugu .. ikada citizenship / gc unna uncles ni :D vaalla ki baaga telusthaay .. edhaina fitting undha..[color=#ff0000] i mean future car or credit cards apply chesinapudu .. negative effect emaina paduthundha ani[/color]
[/quote]

oho idhoti undhaa??? sure, adugutha aithe.... thanks..

[quote name='ChittiNaidu' timestamp='1354819193' post='1302905995']


kaani India lo Loan duration ekkuva untadi like 15 yrs to 30 yrs..

ikkada apply chesina Loan time duration chudu....for that rate....usual ga most of the times 5 yrs istaru ikkada..so u end up paying more premium per month..

nenu ade plan chesa..kaani naaku monthly load ekkuvaipotundi..ani teksole...
[/quote]

ok sure, evening call chestha vaallaki kooda, motham details kanukkunata.....

[quote name='pandemkodi' timestamp='1354819208' post='1302905998']
discover ithey teesko mama
nee score entha vundi
[/quote]

naaku monthly dcu vaadu oka score pamputhadu mama, experian anukunta..... vary avuthadhi 720-735 monthly.... i donno y....

Posted

[quote name='GOLIMAR' timestamp='1354819447' post='1302906032']

icici lo frist 2 years compulsary monthly instalment pay cheyalsinde.... 3rd year ninchi clear cheyachu.....
[/quote] LIC lo after 6-7 payments .. u can pay-off as much as u want .. kind of flexible

Posted

[quote name='STELLAR' timestamp='1354819471' post='1302906037']
oho idhoti undhaa??? sure, adugutha aithe.... thanks..



ok sure, evening call chestha vaallaki kooda, motham details kanukkunata.....



naaku monthly dcu vaadu oka score pamputhadu mama, experian anukunta..... vary avuthadhi 720-735 monthly.... i donno y....
[/quote]
above 720 is good score mama so vachestadi neeku go with discover

Posted

[quote name='ChittiNaidu' timestamp='1354819406' post='1302906026']


yeah kind off....

Marriage was unexpected....Illu teskotledu ani confirm ayyaka Car teskunna...malli suddenly Illu dorkindi koneddama nte ok anna..

next month lo pelli set aindi.. @3$%
[/quote] festival karo .. undedhi CA lo .. e loans .. marriage ayyaaka single bed-room apartment CITI_c$y

Posted

[quote name='Silence..Please' timestamp='1354819514' post='1302906043']
LIC lo after 6-7 payments .. u can pay-off as much as u want .. kind of flexible
[/quote]
@gr33d anduke adi teksunna...

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