Nri People Who Applied Loans In India

[ronitreddy]

[quote name='Silence..Please' timestamp='1354557405' post='1302888909']
min 6 payments cheyali .. aah tarvatha u can pay off the amount in bulk .. epudu padithe apudu ala cheyalevu ..

but best thing to start with is .. min. 50% aina down payment lenidhe dont think about buying ..
[/quote]

provided you can't pay more than 25% of the outstanding balance in 1 installment ane clause kuda untadi ankunta..last ki we will end up paying the same amount koncham atu itugaa..

[ronitreddy]

[quote name='karna11' timestamp='1354557620' post='1302888932']
nenu Aug lo ind vellinappudu apply chesa Housing loan HDFC, OCT 1st week naa approved 80% , naa house cost vachiii 24 lakhs
[/quote]

yea 80% istharu bhayya..monthly entha pay chesthunav mari..term duration entha 15 yrs aa?

[Gachibowli_Diwakar]

[quote name='ronitreddy' timestamp='1354562459' post='1302889530']

provided you can't pay more than 25% of the outstanding balance in 1 installment ane clause kuda untadi ankunta..last ki we will end up paying the same amount koncham atu itugaa..
[/quote] adhem ledhu bro .. atleast LIC lo aithe aah clause ledu .. we can pay out everything at one go .. after 6 installments..

[ronitreddy]

[quote name='pandemkodi' timestamp='1354557880' post='1302888965']
vaammo 70lac petti vja lo land kotara...meeru baaga rich laa vunnaru ga
[/quote]


nen ade feel ayya..70 laks nen enni yrs kastapadithe ravali..vammo

[karna11]

[quote name='ronitreddy' timestamp='1354562508' post='1302889533']

yea 80% istharu bhayya..monthly entha pay chesthunav mari..term duration entha 15 yrs aa?
[/quote]
yehaa 15 years, EMI vachii 20000 RS

[ronitreddy]

[quote name='flavours' timestamp='1354558267' post='1302888998']
india lo house loans ki interest chala ekkuva.....
manam arnd adhe loan 20-30yrs kadithe almost double the loan amt kaduthunatte.....
manam initial ga chese payments kuda most of it goes towards interest than actual loan.....
so entha down payment chesthe antha better.....

mee credit scores manchiga vunte.......try applying loan in[b] lendingclub.com[/b]

ilanti vatilo you can get around 10,000-30,000$........with less APR
3yrs lo hayiga katteyachu.....reduces the loan amt in india too.......ikkada enni loans tesukogaligithe antha manchidhi..........
[/quote]

Could you please shed some light on this..Nu tiskunnava bhayya inthakmundu??

[ronitreddy]

[quote name='psycopk' timestamp='1354558426' post='1302889020']
gp.. another option is to try personal loan in your local credit union banks..
[/quote]

personal loans mida interest/apr ekkuva untadi ani vinna..Correct me if am wrong..

[pandemkodi]

[quote name='ronitreddy' timestamp='1354562594' post='1302889544']


nen ade feel ayya..70 laks nen enni yrs kastapadithe ravali..vammo
[/quote]
kada edo 25lacs loan teeskodaaniki padutunnai naaku emo evari flexibility valladi

[ronitreddy]

[quote name='ronanking' timestamp='1354559976' post='1302889206']
This math is gd and simple to understand, SBH vadu 9% istunada?
[/quote]

FD's mida aa range lone interest istharu bhayya ..kani FD's long term ki use avthayi..investment ante waste

[flavours]

[quote name='dheera' timestamp='1354561712' post='1302889424']
atleast 30% downpayment chesthe best. lekapothe you will end up paying double the amount you took.

nenu 43L ki illu konna Hyd lo. 17L down chesa, 26L loan from LIC. 10.7% interst floating. 15yrs ki teesukunna...EMI 29K kaduthunna

6 months tarvata nee daggara entha amount vunte antha kattukuntu vellochu bulk ga...vaallu option istharu duraion aina tagginchukovachu or else EMI amt tagginchukovachu. ..I think duration tagiinchukunte best....

bank statements highlighting your salry deposit, pay stubs, 2yrs w2's and oka form fill chesi Ind ki pampinchali. One more thing...power of attorney isthu vunte evrikina aa form kooda fill cheyyali....so that that person will go and get the loan on behalf of you..

one more thing, EMI NRI acct nunde kattali...so first velli NRO/NRE acct open chesuko

hope this info will be useful for you...
[/quote]


43L ki hyd lo illu konnava
ekkada bhayya.....koncham info ivvachu kada
nenu chusthuna but anni 70L vunnai.....

45L ante either Narepally side or else city outskirts lo dorukuthunayi....
normal ga oka 200yards land either near gachibowli or madhapur side...enthaki vastadhi

[Gachibowli_Diwakar]

[quote name='pandemkodi' timestamp='1354562879' post='1302889587']
kada edo 25lacs loan teeskodaaniki padutunnai naaku emo evari flexibility valladi
[/quote] stocks lo lachala ki lachalu invest chesthuu .. inka property meedha kuda invest cheyali ante how kudiredhi [img]http://www.bewarsetalk.net/discus/movieanimated1/bemmi.rod.gif[/img]

[ronanking]

[quote name='pandemkodi' timestamp='1354562879' post='1302889587']
kada edo 25lacs loan teeskodaaniki padutunnai naaku emo evari flexibility valladi
[/quote]
Bhaya wife and husband endari meda iythey easy ga estharu ani anukuntunna...

[Gachibowli_Diwakar]

[quote name='flavours' timestamp='1354563032' post='1302889607']


43L ki hyd lo illu konnava
ekkada bhayya.....koncham info ivvachu kada
nenu chusthuna but anni 70L vunnai.....

45L ante either Narepally side or else city outskirts lo dorukuthunayi....
normal ga oka 200yards land either near gachibowli or madhapur side...enthaki vastadhi
[/quote] outskirts lo unnaay .. close to airport .. townships build chesaru .. easy ga 50L lo illu katteyochu ..

[pandemkodi]

[quote name='Silence..Please' timestamp='1354563115' post='1302889616']
stocks lo lachala ki lachalu invest chesthuu .. inka property meedha kuda invest cheyali ante how kudiredhi [img]http://www.bewarsetalk.net/discus/movieanimated1/bemmi.rod.gif[/img]
[/quote]
lachalu lacha la benz konnavanta gaa proftis tho congrats

[pandemkodi]

[quote name='ronanking' timestamp='1354563147' post='1302889624']
Bhaya wife and husband endari meda iythey easy ga estharu ani anukuntunna...
[/quote]
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