Spartan Posted December 27, 2012 Report Posted December 27, 2012 [quote name='mogalichettu' timestamp='1356585966' post='1303019114'] Card nember, exp date, cvv number, full name on card, billing address seppi nuvvu ok anu baaaa, nenu supista ala use cheyalo. [img]http://www.andhrafriends.com/uploads/gallery/album_18/gallery_731_18_143037.gif[/img] [/quote] [img]http://i41.tinypic.com/nwfor9.gif[/img] mari bill evad kadtadu... oka 3 blank checks sign chesi pampi na per meda...
puli raaja Posted December 27, 2012 Report Posted December 27, 2012 na fico score 775 vundi but discover vadu 2500 echi sachadu nenu min 5k-7k xpect chesa
mogalichettu Posted December 27, 2012 Report Posted December 27, 2012 [quote name='ChittiNaidu' timestamp='1356586060' post='1303019117'] [img]http://i41.tinypic.com/nwfor9.gif[/img] mari bill evad kadtadu... oka 3 blank checks sign chesi pampi na per meda... [/quote] hahaha, GIF super.
jersey babai Posted December 27, 2012 Author Report Posted December 27, 2012 [quote name='ronitreddy' timestamp='1356584622' post='1303019020'] bill lekapothe? [/quote] evadu baa. neku phone bill vundi desenct history vuntey 5k gurantee.
Spartan Posted December 27, 2012 Report Posted December 27, 2012 [quote name='puli raaja' timestamp='1356586100' post='1303019118'] na fico score 775 vundi but discover vadu 2500 echi sachadu nenu min 5k-7k xpect chesa [/quote] 775 unte..Amex vade kallu muskoni 12K istadu.... 2500 endi vay.... FICO score 1000 ki ayi untadi...
jersey babai Posted December 27, 2012 Author Report Posted December 27, 2012 [quote name='ChittiNaidu' timestamp='1356585854' post='1303019106'] asal anta limit lu pettukoni em sestar vay.... naak card usage bhi vastale...deniki vadalo ani... [/quote] different induvidual reasons baa. Ind money pump cheyyachu, verey cards meda interest ekkuva vuntey bal transfer cheyyachu, gold coins konachu, bro/ sis ki MS fees kattacu etc etc sanka naakataniki satha koti vupaayalu ani
jersey babai Posted December 27, 2012 Author Report Posted December 27, 2012 [quote name='puli raaja' timestamp='1356586100' post='1303019118'] na fico score 775 vundi but discover vadu 2500 echi sachadu nenu min 5k-7k xpect chesa [/quote] same here dissappoint chesadu
Spartan Posted December 27, 2012 Report Posted December 27, 2012 [quote name='BABUU' timestamp='1356586308' post='1303019130'] different induvidual reasons baa. [b][size=6]Ind money pump cheyyachu,[/size][/b] verey cards meda interest ekkuva vuntey bal transfer cheyyachu, gold coins konachu, bro/ sis ki MS fees kattacu etc etc sanka naakataniki satha koti vupaayalu ani [/quote] I need to master this concept.... kaani enduko risk anipistadi..... oka sari kuda balance transfe cheyale...eppudu...
puli raaja Posted December 27, 2012 Report Posted December 27, 2012 [quote name='ChittiNaidu' timestamp='1356586302' post='1303019129'] 775 unte..Amex vade kallu muskoni 12K istadu.... 2500 endi vay.... FICO score 1000 ki ayi untadi... [/quote] na credit utilization takkuva vundi so andukani 2500 echadu.
Spartan Posted December 27, 2012 Report Posted December 27, 2012 [quote name='puli raaja' timestamp='1356586425' post='1303019136'] na credit utilization takkuva vundi so andukani 2500 echadu. [/quote] enta takkuva aina.. a score if for 850....10K ravali minimum...
jersey babai Posted December 27, 2012 Author Report Posted December 27, 2012 [quote name='ChittiNaidu' timestamp='1356586390' post='1303019135'] I need to master this concept.... kaani enduko risk anipistadi..... oka sari kuda balance transfe cheyale...eppudu... [/quote] Bank cards waste baaa. Nuvvu CA lo vuntavu ga Tech cu ki vellu easy ga neeku 10k istadu. 10k Ind pump cheyyachu,s ame with DCU. veelu just apr charge chestharu. Transaction fees etc vundavu. also banks laga apr ekkuva vundadu. max12%. so down the lane oka 20k tesukunna 7/8 months lo katteyachu ATB
puli raaja Posted December 27, 2012 Report Posted December 27, 2012 [quote name='ChittiNaidu' timestamp='1356586470' post='1303019138'] enta takkuva aina.. a score if for 850....10K ravali minimum... [/quote] 2-3% vundi utilization ante. chesi adigite same reason cheppadu. sarle enta ekkuva avute anta bokka ankuni lite teskunna.
Spartan Posted December 27, 2012 Report Posted December 27, 2012 [quote name='BABUU' timestamp='1356586585' post='1303019143'] Bank cards waste baaa. Nuvvu CA lo vuntavu ga Tech cu ki vellu easy ga neeku 10k istadu. 10k Ind pump cheyyachu,s ame with DCU. veelu just apr charge chestharu. Transaction fees etc vundavu. also banks laga apr ekkuva vundadu. max12%. so down the lane oka 20k tesukunna 7/8 months lo katteyachu ATB [/quote] APR 12% ante...India lo kuda home loan same 11.5% some thing kadtunna kada.... mari how wil it be useful... guide me.. 2 options for me to pay off... 1) Car ki...oka 38K kavali.. as of now paying 3.9% APR. 2) india lo home loan ki 11.5% paying... oka 15Lacs ki... vetiki emaina help ayettu cheppu...
Spartan Posted December 27, 2012 Report Posted December 27, 2012 [quote name='puli raaja' timestamp='1356586689' post='1303019145'] 2-3% vundi utilization ante. chesi adigite same reason cheppadu. sarle enta ekkuva avute anta bokka ankuni lite teskunna. [/quote] ante ayi untadi aite..naadi bhi same 2-3% range utilization..
jersey babai Posted December 27, 2012 Author Report Posted December 27, 2012 [quote name='ChittiNaidu' timestamp='1356586748' post='1303019150'] APR 12% ante...India lo kuda home loan same 11.5% some thing kadtunna kada.... mari how wil it be useful... guide me.. 2 options for me to pay off... 1) Car ki...oka 38K kavali.. as of now paying 3.9% APR. 2) india lo home loan ki 11.5% paying... oka 15Lacs ki... vetiki emaina help ayettu cheppu... [/quote] 1) Car ki ithey depending you your credit history if you are eligible sulrly 1.99 vastadi. Any auto lender or credit unions will give. 2) Ind lo sure ga 11.5 % ey na ? As far as I know, education loan cheapest 11 to 14 % vundedi. Rest all will be 17 to 19% (3 yrs back adi, I donno the scenario now.)
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