ronitreddy Posted December 27, 2012 Report Posted December 27, 2012 [quote name='BABUU' timestamp='1356637692' post='1303022080'] used/ new ani kadu baa. ne score ni batti 25k or 30k ala oka ammount sanction chetshadu. He will issue a check on the name of the person who you bought the car. (dealer/ or individual person) Just you need to pay the whole amount to DCU in 1.99 APR (rate depends on your history though !) [/quote] hmm..ala aithe better ee..naku 1.99 ichadu kaani..deposit cheyammanadu pay check..nen ika light tiskunna..
jersey babai Posted December 27, 2012 Author Report Posted December 27, 2012 [quote name='ronitreddy' timestamp='1356624832' post='1303020637'] ante enti ? and balance transfer option untada DCU lo and transaction fees 3% undada? [/quote] Tech cu is also like dcu (no profit organizations) No transaction fees. Just you can go to their union affiliated banks and you can draw the whole amount and pay back. He will charge you interest in terms of your designated APR !
jersey babai Posted December 27, 2012 Author Report Posted December 27, 2012 [quote name='ronitreddy' timestamp='1356624706' post='1303020622'] DCU vadu baa..emina disadv unnayaa DCU CC tho..like account open cheyali..inka manam pay check deposit cheyali..APR ekkuva untadi ala emina unte cheppu [/quote] naku pay check deposit cheyyamani emi adagaledu baa. Last 2 pay checks and telephone bill adigadu. 30k ki auto loan and sam credit check tho CC kuda ichadu. Free checkings ani ichadu. no annual fee/ no min balance. if I need money, just transfer money from credit card to checking and use it annadu ! re pay in terms of our APR.
ronitreddy Posted December 27, 2012 Report Posted December 27, 2012 [quote name='BABUU' timestamp='1356637809' post='1303022104'] Tech cu is also like dcu (no profit organizations) No transaction fees. Just you can go to their union affiliated banks and you can draw the whole amount and pay back. He will charge you interest in terms of your designated APR ! [/quote] Technology Credit UNion? Online apply chese laga em leda?
ronitreddy Posted December 27, 2012 Report Posted December 27, 2012 [quote name='BABUU' timestamp='1356637947' post='1303022127'] naku pay check deposit cheyyamani emi adagaledu baa. Last 2 pay checks and telephone bill adigadu. [b]30k ki auto loan and sam credit check tho CC kuda ichadu.[/b] Free checkings ani ichadu. no annual fee/ no min balance. if I need money, just transfer money from credit card to checking and use it annadu ! re pay in terms of our APR. [/quote] CC entha ichadu? ne credit history bagundi emo
jersey babai Posted December 27, 2012 Author Report Posted December 27, 2012 [quote name='ronitreddy' timestamp='1356638101' post='1303022160'] CC entha ichadu? ne credit history bagundi emo [/quote] cheppali antey naadi baaledu debt to credit ratio ekkuva vundi. Pay checks bagunnayi. Ma employer 10k run chesadu so, basing on that liability 7.5 cc ichadu ma frnds ki avg score vunna ATT bill vuntey chalu 5k gurenteed with atleast 20k auto loan.
jersey babai Posted December 27, 2012 Author Report Posted December 27, 2012 [quote name='ronitreddy' timestamp='1356638008' post='1303022142'] Technology Credit UNion? Online apply chese laga em leda? [/quote] Call cheyyali oka 20 mins ala application will take. Dcu and Tech cu are sister companies anta. vadu cheppadu, you can go Tech cu and use atm and withdrawals for free ani !
ronitreddy Posted December 27, 2012 Report Posted December 27, 2012 [quote name='BABUU' timestamp='1356638415' post='1303022240'] cheppali antey naadi baaledu debt to credit ratio ekkuva vundi. Pay checks bagunnayi. Ma employer 10k run chesadu so, basing on that liability 7.5 cc ichadu ma frnds ki avg score vunna ATT bill vuntey chalu 5k gurenteed with atleast 20k auto loan. [/quote] ante okesari auto loan inka CC apply cheyocha bhayya?
ronitreddy Posted December 27, 2012 Report Posted December 27, 2012 [quote name='BABUU' timestamp='1356638562' post='1303022279'] Call cheyyali oka 20 mins ala application will take. Dcu and Tech cu are sister companies anta. vadu cheppadu, you can go Tech cu and use atm and withdrawals for free ani ! [/quote] so rendu inchuminchu same gane work avthayi anmata..balance transfer aithe transaction fees kuda ledu ananv kada
jersey babai Posted December 27, 2012 Author Report Posted December 27, 2012 [quote name='ronitreddy' timestamp='1356638751' post='1303022321'] so rendu inchuminchu same gane work avthayi anmata..balance transfer aithe transaction fees kuda ledu ananv kada [/quote] ledu https://www.dcu.org/prodserv/r_visa-index.html If you draw cash or deposit into you checkings to use cash - no fees. If you transfer balance from DCU cc to any other bank cc to pay the balance - I am not sure !
jersey babai Posted December 27, 2012 Author Report Posted December 27, 2012 [quote name='ronitreddy' timestamp='1356638705' post='1303022311'] ante okesari auto loan inka CC apply cheyocha bhayya? [/quote] ya 1 hard check. Thats a gd advantage.
ronitreddy Posted December 27, 2012 Report Posted December 27, 2012 [quote name='BABUU' timestamp='1356639299' post='1303022439'] ledu [url="https://www.dcu.org/prodserv/r_visa-index.html"]https://www.dcu.org/...visa-index.html[/url] If you draw cash or deposit into you checkings to use cash - no fees. [b]If you transfer balance from DCU cc to any other bank cc to pay the balance - I am not sure ! [/b] [/quote] hmm..vesthadu emo..kanukovali
ronitreddy Posted December 27, 2012 Report Posted December 27, 2012 [quote name='BABUU' timestamp='1356639329' post='1303022447'] ya 1 hard check. Thats a gd advantage. [/quote] will definitely look into this..thanks for the info..
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