Naaku Auto Loan Icche Lafoot Gaade Leeda..?

[remobabu]

[quote name='Alexander' timestamp='1357331643' post='1303054834']
VW show room ki go first.. vaadey kindha meedha padi edho oka approval thesthaadu.. car sale kavadam imp vaadiki
[/quote]
NO NO NO .... kinda meeda padi ne dani meeda credit checks run chesi last ki 10% ki thakkuva radu annadanukooo em sesthav ... bayatakelthe nee meda already 10 inquiries ayyintay bayata moham bhi dekadu evadu em sethav re appudu ?? [img]http://www.desigifs.com/sites/default/files/bemmi.lol5_.gif?1290450399[/img]

[Sastrygaru]

[quote name='Alexander' timestamp='1357331643' post='1303054834']
VW show room ki go first.. vaadey kindha meedha padi edho oka approval thesthaadu.. car sale kavadam imp vaadiki
[/quote]

yeah monna maatallo adhe artham ayyindhi naaku.. VW maket ekkuva ga leedhu.. North America lo.. so even the dealr himself said that he needs the numbers (ante enni cars sale ayyayi.. ) rather than the margin that he got ouut selling those because delaer gaadiki.. VW company nunchi fesal cash kuuda untundhi.. kabatii.. seems like at this point of time it applies for VW and Toyota..

[citizenofIND]

[quote name='remobabu' timestamp='1357331990' post='1303054885']
NO NO NO .... kinda meeda padi ne dani meeda credit checks run chesi last ki 10% ki thakkuva radu annadanukooo em sesthav ... bayatakelthe nee meda already 10 inquiries ayyintay bayata moham bhi dekadu evadu em sethav re appudu ?? [img]http://www.desigifs.com/sites/default/files/bemmi.lol5_.gif?1290450399[/img]
[/quote]
u correct but 10 varuku velladhu anukunta ..but he will apply for all bank then ur credit score [img]http://i1249.photobucket.com/albums/hh517/twinklebt/brahmilaugh.gif[/img]...

[remobabu]

[quote name='Tdp83' timestamp='1357332170' post='1303054922']
u correct but 10 varuku velladhu anukunta ..but he will apply for all bank then ur credit score ...
[/quote]
[img]http://i1249.photobucket.com/albums/hh517/twinklebt/brahmilaugh.gif[/img] Fersonal Cream biscuit re ..

[citizenofIND]

[quote name='Sastrygaru' timestamp='1357332049' post='1303054901']

yeah monna maatallo adhe artham ayyindhi naaku.. VW maket ekkuva ga leedhu.. North America lo.. so even the dealr himself said that he needs the numbers (ante enni cars sale ayyayi.. ) rather than the margin that he got ouut selling those because delaer gaadiki.. VW company nunchi fesal cash kuuda untundhi.. kabatii.. seems like at this point of time it applies for VW and Toyota..
[/quote]
nuvu ma vw pamily ni kinchaparusthunavu saas3 garu [img]http://i1249.photobucket.com/albums/hh517/twinklebt/brahmilaugh.gif[/img]

[tom bhayya]

[quote name='remobabu' timestamp='1357331990' post='1303054885']
NO NO NO .... kinda meeda padi ne dani meeda credit checks run chesi last ki 10% ki thakkuva radu annadanukooo em sesthav ... bayatakelthe nee meda already 10 inquiries ayyintay bayata moham bhi dekadu evadu em sethav re appudu ?? [img]http://www.desigifs.com/sites/default/files/bemmi.lol5_.gif?1290450399[/img]
[/quote]
Does the formula treat all credit inquiries the same? No. Research has indicated that the FICO score is more predictive when it treats loans that commonly involve rate-shopping, such as mortgage, auto and student loans, in a different way. For these types of loans, the FICO score ignores inquiries made in the 30 days prior to scoring. So, if you find a loan within 30 days, the inquiries won't affect your score while you're rate shopping. In addition, the score looks on your credit report for rate-shopping inquiries older than 30 days. If it finds some, it counts those inquiries that fall in a typical shopping period as just one inquiry when determining your score. For FICO scores calculated from older versions of the scoring formula, this shopping period is any 14 day span. For FICO scores calculated from the newest versions of the scoring formula, this shopping period is any 45 day span. Each lender chooses which version of the FICO scoring formula it wants the credit reporting agency to use to calculate your FICO score. What to know about "rate shopping." Looking for a mortgage, auto or student loan may cause multiple lenders to request your credit report, even though you are only looking for one loan. To compensate for this, the score ignores mortgage, auto, and student loan inquiries made in the 30 days prior to scoring. So, if you find a loan within 30 days, the inquiries won't affect your score while you're rate shopping. In addition, the score looks on your credit report for mortgage, auto, and student loan inquiries older than 30 days. If it finds some, it counts those inquiries that fall in a typical shopping period as just one inquiry when determining your score. For FICO scores calculated from older versions of the scoring formula, this shopping period is any 14 day span. For FICO scores calculated from the newest versions of the scoring formula, this shopping period is any 45 day span. Each lender chooses which version of the FICO scoring formula it wants the credit reporting agency to use to calculate your FICO score. Improving your FICO score. If you need a loan, do your rate shopping within a focused period of time, such as 30 days. FICO scores distinguish between a search for a single loan and a search for many new credit lines, in part by the length of time over which inquiries occur.

[citizenofIND]

[quote name='remobabu' timestamp='1357332215' post='1303054927']
[img]http://i1249.photobucket.com/albums/hh517/twinklebt/brahmilaugh.gif[/img] Fersonal Cream biscuit re ..
[/quote]
[img]http://i1249.photobucket.com/albums/hh517/twinklebt/brahmilaugh.gif[/img]

[citizenofIND]

[quote name='Alexander' timestamp='1357332244' post='1303054930']
Does the formula treat all credit inquiries the same? No. Research has indicated that the FICO score is more predictive when it treats loans that commonly involve rate-shopping, such as mortgage, auto and student loans, in a different way. For these types of loans, the FICO score ignores inquiries made in the 30 days prior to scoring. So, if you find a loan within 30 days, the inquiries won't affect your score while you're rate shopping. In addition, the score looks on your credit report for rate-shopping inquiries older than 30 days. If it finds some, it counts those inquiries that fall in a typical shopping period as just one inquiry when determining your score. For FICO scores calculated from older versions of the scoring formula, this shopping period is any 14 day span. For FICO scores calculated from the newest versions of the scoring formula, this shopping period is any 45 day span. Each lender chooses which version of the FICO scoring formula it wants the credit reporting agency to use to calculate your FICO score. What to know about "rate shopping." Looking for a mortgage, auto or student loan may cause multiple lenders to request your credit report, even though you are only looking for one loan. To compensate for this, the score ignores mortgage, auto, and student loan inquiries made in the 30 days prior to scoring. So, if you find a loan within 30 days, the inquiries won't affect your score while you're rate shopping. In addition, the score looks on your credit report for mortgage, auto, and student loan inquiries older than 30 days. If it finds some, it counts those inquiries that fall in a typical shopping period as just one inquiry when determining your score. For FICO scores calculated from older versions of the scoring formula, this shopping period is any 14 day span. For FICO scores calculated from the newest versions of the scoring formula, this shopping period is any 45 day span. Each lender chooses which version of the FICO scoring formula it wants the credit reporting agency to use to calculate your FICO score. Improving your FICO score. If you need a loan, do your rate shopping within a focused period of time, such as 30 days. FICO scores distinguish between a search for a single loan and a search for many new credit lines, in part by the length of time over which inquiries occur.
[/quote]
vammo enti idhi saas3garu ni confuse cheyali ani decide ayyinattu unnavu ga[img]http://i1249.photobucket.com/albums/hh517/twinklebt/brahmilaugh.gif[/img]

[tom bhayya]

[quote name='Tdp83' timestamp='1357332301' post='1303054938']
vammo enti idhi saas3garu ni confuse cheyali ani decide ayyinattu unnavu ga[img]http://i1249.photobucket.com/albums/hh517/twinklebt/brahmilaugh.gif[/img]
[/quote]
saas3 is always conpused manam cheyakkara ledhu that is to conpuse remo babu [img]http://i1249.photobucket.com/albums/hh517/twinklebt/brahmilaugh.gif[/img]

[remobabu]

[quote name='Alexander' timestamp='1357332244' post='1303054930']
Does the formula treat all credit inquiries the same? No. Research has indicated that the FICO score is more predictive when it treats loans that commonly involve rate-shopping, such as mortgage, auto and student loans, in a different way. For these types of loans, the FICO score ignores inquiries made in the 30 days prior to scoring. So, if you find a loan within 30 days, the inquiries won't affect your score while you're rate shopping. In addition, the score looks on your credit report for rate-shopping inquiries older than 30 days. If it finds some, it counts those inquiries that fall in a typical shopping period as just one inquiry when determining your score. For FICO scores calculated from older versions of the scoring formula, this shopping period is any 14 day span. For FICO scores calculated from the newest versions of the scoring formula, this shopping period is any 45 day span. Each lender chooses which version of the FICO scoring formula it wants the credit reporting agency to use to calculate your FICO score. What to know about "rate shopping." Looking for a mortgage, auto or student loan may cause multiple lenders to request your credit report, even though you are only looking for one loan. To compensate for this, the score ignores mortgage, auto, and student loan inquiries made in the 30 days prior to scoring. So, if you find a loan within 30 days, the inquiries won't affect your score while you're rate shopping. In addition, the score looks on your credit report for mortgage, auto, and student loan inquiries older than 30 days. If it finds some, it counts those inquiries that fall in a typical shopping period as just one inquiry when determining your score. For FICO scores calculated from older versions of the scoring formula, this shopping period is any 14 day span. For FICO scores calculated from the newest versions of the scoring formula, this shopping period is any 45 day span. Each lender chooses which version of the FICO scoring formula it wants the credit reporting agency to use to calculate your FICO score. Improving your FICO score. If you need a loan, do your rate shopping within a focused period of time, such as 30 days. FICO scores distinguish between a search for a single loan and a search for many new credit lines, in part by the length of time over which inquiries occur.
[/quote]

Bhayyoooo Bhayyaaaaaa... picha lite it depends on who reports how ani .... chaaala companies do a bi weekly update soo ne credit score kaani inquiries kaani get updated every 2 weeks anamata ... sooo nuv emantunnav ante ee roju or ee month lopu eppudu thisina okate score osthadi antunnav right? if so ala thisithe dealer gadu thisina bayata thiyinchina u will almost get +/- 1,2% sooo adanamata incase evadaina ventane report chesadanukoo lets say in 15 days aa tharvatha nuvvelthe additional hard inquiries untay adanamata ...

[remobabu]

[quote name='Alexander' timestamp='1357332404' post='1303054953']
saas3 is always conpused manam cheyakkara ledhu that is to conpuse remo babu [img]http://i1249.photobucket.com/albums/hh517/twinklebt/brahmilaugh.gif[/img]
[/quote]
[img]http://i1249.photobucket.com/albums/hh517/twinklebt/brahmilaugh.gif[/img]

[pirra_gichhutha]

[quote name='remobabu' timestamp='1357331348' post='1303054810']
aunu ba monna edoo beetle konta ani charchalu chesav kya huan ?
[/quote]ya boted man

[remobabu]

[quote name='Chittimallu' timestamp='1357332586' post='1303054969']
ya boted man
[/quote]
entha padindi details kakku eda jara..

[tom bhayya]

[quote name='remobabu' timestamp='1357332446' post='1303054956']

Bhayyoooo Bhayyaaaaaa... picha lite it depends on who reports how ani .... chaaala companies do a bi weekly update soo ne credit score kaani inquiries kaani get updated every 2 weeks anamata ... sooo nuv emantunnav ante ee roju or ee month lopu eppudu thisina okate score osthadi antunnav right? if so ala thisithe dealer gadu thisina bayata thiyinchina u will almost get +/- 1,2% sooo adanamata incase evadaina ventane report chesadanukoo lets say in 15 days aa tharvatha nuvvelthe additional hard inquiries untay adanamata ...
[/quote]
hmmm matter is that lender knows that this guy is out for auto shopping and vaadu picha lite theesukuntaadu.. but the credit score will be updated based on your inquiries only in regular intervals that is when your FICO score is affected.. ardham ayyindhaa rey remo

[remobabu]

[quote name='Alexander' timestamp='1357332640' post='1303054976']
hmmm matter is that lender knows that this guy is out for auto shopping and vaadu picha lite theesukuntaadu.. but the credit score will be updated based on your inquiries only in regular intervals that is when your FICO score is affected.. ardham ayyindhaa rey remo
[/quote]
sarele neee yenkamaaa ... maniddari vignana pradarsanalu enduku eda saas3 ki loan oche margam seppuu .. [img]http://i1249.photobucket.com/albums/hh517/twinklebt/brahmilaugh.gif[/img]