Credit Card Doubt

[Guest]

hard hit..vaadu soft ye antaadu kaani hard chestaaru..

[powerstar123]

Bofa Hard Hit..

[Guest]

Amex very very hard hit..

[prasadkvv]

[quote name='Guest' timestamp='1359057201' post='1303167801']
Amex very very hard hit..
[/quote]

avuna....ninnane apply sesa mama.........approve aindi...one week lo card pampista annadu....naakoka doubt.....manam suppose 1K vaadukunte end of the month total 1K pay cheyyali anta kadha Amex lo....what if i do not? suppose sagame pay chesthe? it's like a charge card ..interst em veyyadu ani chadiva...

[ronitreddy]

[quote name='dheera' timestamp='1359057490' post='1303167845']
avuna....ninnane apply sesa mama.........approve aindi...one week lo card pampista annadu....naakoka doubt.....manam suppose 1K vaadukunte end of the month total 1K pay cheyyali anta kadha Amex lo....what if i do not? suppose sagame pay chesthe? it's like a charge card ..interst em veyyadu ani chadiva...
[/quote]

Blue/Green/Gold/Platinum?

[prasadkvv]

[quote name='ronitreddy' timestamp='1359057635' post='1303167871']

Blue/Green/Gold/Platinum?
[/quote]

gold

[venkat_ravinder]

hard enquiry ee.... it happ to me

[ronitreddy]

[quote name='dheera' timestamp='1359057814' post='1303167895']
gold
[/quote]

okay its a charge card aithe..you have to pay the outstanding balance in full evy month..if you do it so, you need not pay any interest..sagam pay chesthe..you will end up in paying high interest rates..

[prasadkvv]

[quote name='ronitreddy' timestamp='1359058225' post='1303167941']

okay its a charge card aithe..you have to pay the outstanding balance in full evy month..if you do it so, you need not pay any interest..sagam pay chesthe..you will end up in paying high interest rates..
[/quote]

hmm.....thanks ronitreddy..........how do i know..whether it's like charge card or Normal card? approve aina tarvta just ...No prelimit set ani something edo vachindi....it deosn't mean you have unlimited credit limit....ani...

[ronitreddy]

[quote name='dheera' timestamp='1359058562' post='1303167987']
hmm.....thanks ronitreddy..........how do i know..[b]whether it's like charge card or Normal card?[/b] approve aina tarvta just ...No prelimit set ani something edo vachindi....it deosn't mean you have unlimited credit limit....ani...
[/quote]

AMEX lo blue thappa anni charge cards ee bhayya..Well, there will be a pre-set limit initial ga depending upon your annual income and credit history..Nu okesari 10k use chesthanu ante ivvaru, basically they will look at your spending limits and if you are able to clear off those expenses every month, appudu they will increase your pre-set limit..ala ala down the line ne limit pergithu pothadi..

[just2deal]

[quote name='dheera' timestamp='1359057490' post='1303167845']
avuna....ninnane apply sesa mama.........approve aindi...one week lo card pampista annadu....naakoka doubt.....manam suppose 1K vaadukunte end of the month total 1K pay cheyyali anta kadha Amex lo....what if i do not? suppose sagame pay chesthe? it's like a charge card ..interst em veyyadu ani chadiva...
[/quote]
You have to pay in full of what ever is the due.Other wise it will be reported to bureaus as payment default and moreover you can not use the card till your payment is made !

[Bestguy]

If you request for limit hike..For sure its a hard hit not soft one..Soft hit is for regular enquires like telphone , rental, internet..If you requesting for money in any pasion ex: Loan, car loan, Mortgage or anything requesting for money will be a hard hit..

[prasadkvv]

[quote name='ronitreddy' timestamp='1359058981' post='1303168045']
AMEX lo blue thappa anni charge cards ee bhayya..Well, there will be a pre-set limit initial ga depending upon your annual income and credit history..Nu okesari 10k use chesthanu ante ivvaru, basically they will look at your spending limits and if you are able to clear off those expenses every month, appudu they will increase your pre-set limit..ala ala down the line ne limit pergithu pothadi..
[/quote]

thanks a lot mama..........for ur valueable info

[prasadkvv]

[quote name='just2deal' timestamp='1359059095' post='1303168067']
You have to pay in full of what ever is the due.Other wise it will be reported to bureaus as payment default and moreover you can not use the card till your payment is made !
[/quote]
avuna.....aithe moosukoni kattalsinde inka...idemi telekundane egesukoni apply chesa...roju pre approved ani mail pampisthu vunte....

[goli soda]

hard hit... soft hit ante enti???