Credit Card Help/suggestion

[satti]

naa credit score 580 undhi...very bad score....e credit cards apply cheyochu........credit line entha ichina not a problem.....but reject avodhu......please help.....

[Guest]

Take secured credit card..use it for 6 months, never miss a payment

[venkat_ravinder]

correct... secure credit card tho nee score build chesuko first

[subbayya]

[quote name='venkat_ravinder' timestamp='1359057987' post='1303167916']
correct... secure credit card tho nee score build chesuko first
[/quote]


Konthamandi lenders...credit score already bad vunte Secured cards kuda ivvaru... at least nee income proof chupinchamani adugutharu..... try for Capital one...they will give credit for $300 even if your not good at credit score... already Capital one vunte matram ivvaru...

[subbayya]

[quote name='satti' timestamp='1359056437' post='1303167681']
naa credit score 580 undhi...very bad score....e credit cards apply cheyochu........credit line entha ichina not a problem.....but reject avodhu......please help.....
[/quote]


Already 580 vundi ante...nuvvu already vunna credit limit lo over the limit use chesav...like %100+ credit limit...try to payoff that at least 50%... then wait for 6 months without any credit inquiries.... then you have good chances to get new credit cards if you have good income only...

[satti]

credit cards anni close chesa....no credit card as of nw..so need to start using one..anduke aduguthunna.......em credit card apply cheyali ani.....em anukokunte bhayya..secuired card ante enti bhayya?????

[subbayya]

[quote name='satti' timestamp='1359059360' post='1303168115']
credit cards anni close chesa....no credit card as of nw..so need to start using one..anduke aduguthunna.......em credit card apply cheyali ani.....em anukokunte bhayya..secuired card ante enti bhayya?????
[/quote]


Credit cards epudu close cheyyaku other than revolving debt...total payment settle chesi close chesava, leka bankruptcy file chesava, or Credit card company tho edanna settelement chesukunnava?....? If so you cant's get any credits in US....total payment settle cheseteh avi vunchukovalsindi... late payments (if you don't pay minimum payment more than a month from due date) emanna credit file lo emanna post ayina kani inka credit cards ratam kastam..even secured credit cards too..


Secured credit card ante...nuvvu money isthe vadu nuvvu ichina money limit tho card isthadu... remining everything else like payments , due dates, credit Bureau ki report cheyyatam anni mamule...

[powerstar123]

Capital One / DCU

[lolliman]

[quote name='satti' timestamp='1359059360' post='1303168115']
credit cards anni close chesa....no credit card as of nw..so need to start using one..anduke aduguthunna.......em credit card apply cheyali ani.....em anukokunte bhayya..secuired card ante enti bhayya?????
[/quote]close chesaavaa.. Credit card Lu close chesthee inkaa anthee sanka naakinatte history... Naadi same problem... capital one try cheyyu 300 tho start chesthaademoo choodu