Investment And Rent Info.......

[ronitreddy]

[quote name='Little Star' timestamp='1361290735' post='1303299154']
ippudu undadaaaniki pedda ille undi mama...flat aithe undadaaniki kaadu..99% rental ke untadi..

ippudu unnadi commercial aera aipoindi..may be in future adi development ki ichhi vere place ki move avvochhu..
[/quote]

Alantappudu commercial complex mida invest chey(investment koncham ekkuvane untadi)..oka complex motham rent ichesthe..masthu paisal..kani ila flat tiskoni..IT Techies vallaki rent matram work out avvadu bhayya..

[ronitreddy]

[quote name='kingoftollywood' timestamp='1361290753' post='1303299159']
Sq ft entha? Location ekkada? Ee rojullo aa price ki dorakadamey great....nenu 3 bed flat vja lo chustunna 70L takkuva ki ledu
[/quote]

Hyd lo 30-40 laks budget lo 3 bed room dorkuthayi masthu areas lo..

[littlestar]

[quote name='ronitreddy' timestamp='1361291728' post='1303299279']


Okay

You can calculate your EMI using the following link

[url="http://www.homeloanshub.com/canara-bank/home-loan-calculator.html"]http://www.homeloans...calculator.html[/url]

ne case lo you need to pay around 65k per month..dantlo neku rent through ochedi oka 10k max 15k vesko adi kuda manchi premium area lone..So you need to spend around 50k from your pocket..ante 5 yrs term lo you end up in paying around 30 laks from your pocket [b]oka 10 laks interest adi matrame nu rent through pay chesthunav[/b]..rest of the money antha you are paying it from your pocket..and on top of it 5 years term lo ne flat enduku paniki rakunda pothadi apart from maintenance issues..

Coming to down payment nu 10 laks down chesthunav bhayata Rs.2 interest ki isthe neeku 20,000 per month osthadi...adedo nu land mida aa 10 laks edithe down cheshtunavo adi invest chesthe oka 5 years lo entha osthadoo nen cheppalsina pani ledu ankunta.. inka chala story undi le..prathi detail ikkada mention cheyaledu..inka detail ga kuda neku explain chestha kavali ante..ikkada antha type chesi neku explain cheyali ante, it would take some time kada..Hope this would suffice..
[/quote]made sense

interest entha amt pay chesthunnamo ee process lo eppudu alochinchaledu....ippudu numbers chusthunte may be a bad idea anipisthundi..

plan A kakapothe Plan B(Land)..naa kallu theripinchinav vayya

[littlestar]

[quote name='ronitreddy' timestamp='1361291868' post='1303299289']
Alantappudu commercial complex mida invest chey(investment koncham ekkuvane untadi)..oka complex motham rent ichesthe..masthu paisal..kani ila flat tiskoni..IT Techies vallaki rent matram work out avvadu bhayya..
[/quote]ippudu manaki vachhe daantho max 60-70 lakhs loan ante ok kaani..mari commercial property lu ante koncham kashtam bhayya..may be I need to wait some more time..mundu pelli pettukuni itlanti risk lu ante pack aithundi

[ronitreddy]

[quote name='Little Star' timestamp='1361290932' post='1303299185']
point..interior ki malli 5-7 aduguthunnaru..manam undanappudu antha petti evado theleeni vadiki ivvadam nachhale nakkuda..

minimum lo..basic cupboards kirchen set chesi padesthe aipothademo ani
[/quote]

basic interior ki kuda min 2-3 laks avthadi bhayya ee rojullo..

nu elagu undavu ani cheap vi ankunna kuda u got to spend around 3 laks which is not worth ani nen antaaa..

deni gurinchi research 1 year back ee jargindi..last ki its a futile attempt ani ardam ayindi..light tiskonna..

[ronitreddy]

[quote name='rambabu304' timestamp='1361291103' post='1303299212']


neenu adey antuna maa parents tho loan vaadiu vachey rent kakunda inka neenu kocham katalii on top of that.... i was thinking to pay the whole amt down........... but aalla chesthey inka naaku emi vundadu malli savings right from zero nuchi start cheyalli...........

in kind off of dillima.........
[/quote]

yea..If I were you, I wouldn't take up asalu.. me parents ki nekante ekkuva thelvali ee vishayam lo..

[littlestar]

[quote name='ronitreddy' timestamp='1361292175' post='1303299318']

basic interior ki kuda min 2-3 laks avthadi bhayya ee rojullo..

nu elagu undavu ani cheap vi ankunna kuda u got to spend around 3 laks which is not worth ani nen antaaa..

deni gurinchi research 1 year back ee jargindi..last ki its a futile attempt ani ardam ayindi..light tiskonna..
[/quote]
yeah..atlane anipisthundi..basic package lu 2-3 lks anta..with glass finish ani edo package 7.5 anta..antha worth kadu anipinchindi..
positive things nenu alochinchindi..manchi area..manchi builder..koncham thakkuva ki vasthadi...loan vasthadi ani..

but interest amt and dani depreciation value alochiste pedda bokka laane undi plan

[ronitreddy]

[quote name='rambabu304' timestamp='1361291233' post='1303299235']

loan tesukuntey.... daani interest key eekuva aavuthundi.... heard interest rate is around 10... is that right...??
[/quote]

it depends on the bank..You can expect it to be between (10%-12%..)naku 10.75 ki approve ayindi..

[ronitreddy]

[quote name='Little Star' timestamp='1361292140' post='1303299314']
ippudu manaki vachhe daantho max 60-70 lakhs loan ante ok kaani..mari commercial property lu ante koncham kashtam bhayya..may be I need to wait some more time..mundu pelli pettukuni itlanti risk lu ante pack aithundi
[/quote]


anni paisalu ne daggara unte unte naku konni ivochu gaa..

[tom bhayya]

[quote name='Little Star' timestamp='1361290287' post='1303299110']
not bad mama...entha sft undi adi..
naa dimaak la kuda mottham ive calculations nadusthunnai..naa scenario lo adi 3BR 40lk and rent 20 k undi....

[b]theeskuni rent ki isthe oka 5 yrs[/b] lo 10lakhs cover aipothadi..rest manam kattesthe aipothadi kada ani..
[/quote]
[img]https://lh5.googleusercontent.com/-zel729d8f1o/UOoOoTEFiqI/AAAAAAAAI1E/X-j7GsdOQMg/s300/SS.gif[/img] apartment ki oka 2-3 lakhs pettalsi vasthundhi

[tom bhayya]

[quote name='rambabu304' timestamp='1361290839' post='1303299168']

1000 sft mama......
[/quote]
1000 sft ey naa

[littlestar]

[quote name='ronitreddy' timestamp='1361292538' post='1303299363']


anni paisalu ne daggara unte unte naku konni ivochu gaa..
[/quote]PMed 10lakhs..thank u

[SA77HI]

[quote name='ronitreddy' timestamp='1361291728' post='1303299279']


Okay

You can calculate your EMI using the following link

[url="http://www.homeloanshub.com/canara-bank/home-loan-calculator.html"]http://www.homeloans...calculator.html[/url]

ne case lo you need to pay around 65k per month..dantlo neku rent through ochedi oka 10k max 15k vesko adi kuda manchi premium area lone..So you need to spend around 50k from your pocket..ante 5 yrs term lo you end up in paying around 30 laks from your pocket [b]oka 10 laks interest adi matrame nu rent through pay chesthunav[/b]..rest of the money antha you are paying it from your pocket..and on top of it 5 years term lo ne flat enduku paniki rakunda pothadi apart from maintenance issues..

Coming to down payment nu 10 laks down chesthunav bhayata Rs.2 interest ki isthe neeku 20,000 per month osthadi...adedo nu land mida aa 10 laks edithe down cheshtunavo adi invest chesthe oka 5 years lo entha osthadoo nen cheppalsina pani ledu ankunta.. inka chala story undi le..prathi detail ikkada mention cheyaledu..inka detail ga kuda neku explain chestha kavali ante..ikkada antha type chesi neku explain cheyali ante, it would take some time kada..Hope this would suffice..
[/quote]

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[Vaampire]

[quote name='Little Star' timestamp='1361290538' post='1303299131']
oka thought fix aipoindi mind la..land aithe cash pay cheyyali..flat aithe loan untadi..monthly mellega kattukovachhu kada..
[/quote]
i agree with ronitreddy.

undataniki aithey flat konochu filla sukka. rent ki iyyadaniki aithey waste.
rent ki isthey entha vasthayi 10k anukunta. 30 laks nuvvu india lo loan thisukuntey monthly minimum 30k installment kattali.(15 years)
so rent kakunda okka 20k neekey bokka.

plots ayithey rate peruguthayi kaani flats rate peragadam rare. so nuvvu 10 years tharuvatha ammithey 25laks kooda raavu

[tom bhayya]

[quote name='Vaampire' timestamp='1361295248' post='1303299686']
i agree with ronitreddy.

undataniki aithey flat konochu filla sukka. rent ki iyyadaniki aithey waste.
rent ki isthey entha vasthayi 10k anukunta. 30 laks nuvvu india lo loan thisukuntey monthly minimum 30k installment kattali.(15 years)
so rent kakunda okka 20k neekey bokka.

plots ayithey rate peruguthayi kaani flats rate peragadam rare. so nuvvu 10 years tharuvatha ammithey 25laks kooda raavu
[/quote]
lands(plots) risk ekkuva bhayya... savings untey gold konuukovadam better ledha polam konukkovadam better edho tp ki yr ki oka panta vesina ledhantey palm oil, mangos vesukovadam better...