anandam2012 Posted April 9, 2013 Report Posted April 9, 2013 [quote name='massmaharaj' timestamp='1365517242' post='1303570459'] can you please let me know ur thoughts [/quote]NO
CheGuevara Posted April 9, 2013 Report Posted April 9, 2013 yes and it depends on how much you take endukante it will increase the credit utilization
Bestguy Posted April 9, 2013 Report Posted April 9, 2013 Depends on couple of factors: 1)How much credit you have in toatl 2)How much you used in total out of it. 3)Total credit utilization
chantiabbai Posted April 9, 2013 Report Posted April 9, 2013 [quote name='CheGuevara' timestamp='1365518260' post='1303570548'] yes and it depends on how much you take endukante it will increase the credit utilization [/quote] agreed...balance transfers is like applying for a credit card..it increases you credit utilization and hence decreases you credit a little bit but as you pay it off it will enhance your credit score below is the examples of which attributes will influence your credit score [color=#525252][font=Arial, Helvetica, sans-serif][size=3][indent=1][color=#222222][background=rgb(255, 255, 204)]Credit[/background][/color] Card Utilization[/size][/font][/color][/indent] [color=#525252][font=Arial, Helvetica, sans-serif][size=3] 35%[/size][/font][/color] [color=#525252][font=Arial, Helvetica, sans-serif][size=3][indent=1]On-Time Payments[/size][/font][/color][/indent] [color=#525252][font=Arial, Helvetica, sans-serif][size=3] 100%[/size][/font][/color] [color=#525252][font=Arial, Helvetica, sans-serif][size=3][indent=1]Avg. Age of [color=#222222][background=rgb(255, 255, 204)]Credit[/background][/color] Lines[/size][/font][/color][/indent] [color=#525252][font=Arial, Helvetica, sans-serif][size=3] 19 Mo.[/size][/font][/color] [color=#525252][font=Arial, Helvetica, sans-serif][size=3][indent=1]Total Accounts[/size][/font][/color][/indent] [color=#525252][font=Arial, Helvetica, sans-serif][size=3] 9[/size][/font][/color] [color=#525252][font=Arial, Helvetica, sans-serif][size=3][indent=1][color=#222222][background=rgb(255, 255, 204)]Credit[/background][/color] Inquiries[/size][/font][/color][/indent] [color=#525252][font=Arial, Helvetica, sans-serif][size=3] 8[/size][/font][/color] [color=#525252][font=Arial, Helvetica, sans-serif][size=3][indent=1]Derogatory Marks[/size][/font][/color][/indent] [color=#525252][font=Arial, Helvetica, sans-serif][size=3] 0[/size][/font][/color] <img alt="" width="15" /> [color=#EC7F09][font=Arial, Helvetica, sans-serif][size=3][b] YOUR ACCOUNTS[/b][/size][/font][/color] [color=#525252][font=Arial, Helvetica, sans-serif][size=3][indent=1]Total Debt[/size][/font][/color][/indent] [color=#525252][font=Arial, Helvetica, sans-serif][size=3] $5,349[/size][/font][/color] [color=#525252][font=Arial, Helvetica, sans-serif][size=3][indent=1][color=#222222][background=rgb(255, 255, 204)]Credit[/background][/color] Cards[/size][/font][/color][/indent] [color=#525252][font=Arial, Helvetica, sans-serif][size=3] $2,394[/size][/font][/color] [color=#525252][font=Arial, Helvetica, sans-serif][size=3][indent=1]Home Loans[/size][/font][/color][/indent] [color=#525252][font=Arial, Helvetica, sans-serif][size=3] N/A[/size][/font][/color] [color=#525252][font=Arial, Helvetica, sans-serif][size=3][indent=1]Auto Loans[/size][/font][/color][/indent] [color=#525252][font=Arial, Helvetica, sans-serif][size=3] $7,914[/size][/font][/color] [color=#525252][font=Arial, Helvetica, sans-serif][size=3][indent=1]Student Loans[/size][/font][/color][/indent] [color=#525252][font=Arial, Helvetica, sans-serif][size=3] N/A[/size][/font][/color] [color=#525252][font=Arial, Helvetica, sans-serif][size=3][indent=1]Personal & Other Loans[/size][/font][/color][/indent] [color=#525252][font=Arial, Helvetica, sans-serif][size=3] $41[/size][/font][/color]
massmaharaj Posted April 9, 2013 Author Report Posted April 9, 2013 naa score baga dobbindhi nenu balance transfer chesaa oka 9k wells fargo free coupons ichaadu ninna . hoosukunnnaa 610 undhi very low
massmaharaj Posted April 9, 2013 Author Report Posted April 9, 2013 go and ask i want to check credit score they will give you free coupon
ronitreddy Posted April 9, 2013 Report Posted April 9, 2013 [quote name='massmaharaj' timestamp='1365522242' post='1303570969'] naa score baga dobbindhi nenu balance transfer chesaa oka 9k wells fargo free coupons ichaadu ninna . hoosukunnnaa 610 undhi very low [/quote] 9k ke feel avthunav gaa..nen 35k chesa mari.. Anthakmundu entha unde?
massmaharaj Posted April 9, 2013 Author Report Posted April 9, 2013 35k naa evadu ichadu cheppu baaa please
ronitreddy Posted April 9, 2013 Report Posted April 9, 2013 [quote name='massmaharaj' timestamp='1365522862' post='1303571048'] 35k naa evadu ichadu cheppu baaa please [/quote] 4 cards unnayi..anni kalipi chesa..
Yuva Nataratna Posted April 9, 2013 Report Posted April 9, 2013 [quote name='Ronit' timestamp='1365522489' post='1303571003'] 9k ke feel avthunav gaa..nen 35k chesa mari.. [/quote]
massmaharaj Posted April 9, 2013 Author Report Posted April 9, 2013 nenu 2nd card apply chesaa vaadu ivvale
ronitreddy Posted April 9, 2013 Report Posted April 9, 2013 [quote name='massmaharaj' timestamp='1365523656' post='1303571146'] nenu 2nd card apply chesaa vaadu ivvale [/quote] entha undi Credit Limit ? Em card use chesthunav..And what did you apply for?
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