Credit Score Dropped How?

[santhusen8]

My intial credit score was 780 when i bought a new car , yesterday i got a new credit card which showed credit score as 733
how could i drop so much , i pay all the bills on time
is it that i took a new credit card that my score coming down

[Nellore Pedda reddy]

Car konataniki direct oke showroom ki ellavaa...leka konni choosi appudu decide ayyavaa?

[b][i][color=#282828][font=helvetica, arial, sans-serif] yesterday i got a new credit card which showed credit score as 733[/font][/color][/i][/b]

[color=#282828][font=helvetica, arial, sans-serif]credit card credit score choopinchadam enti doctor garu....[/font][/color]

[dalapathi]

[quote name='Nellore Pedda reddy' timestamp='1367165645' post='1303675939']
Car konataniki direct oke showroom ki ellavaa...leka konni choosi appudu decide ayyavaa?

[b][i][color=#282828][font=helvetica, arial, sans-serif]yesterday i got a new credit card which showed credit score as 733[/font][/color][/i][/b]

[color=#282828][font=helvetica, arial, sans-serif]credit card credit score choopinchadam enti doctor garu....[/font][/color]
[/quote]
credit card approve ayinappudu vaallu credit check chestaaru kadaa ... vaallu aey compay credit score check chesinru ... experian ayite idhigo nee experian score intha vundhi ani intiki mail pamputaaru andhulko chuusindu

@Santhusen8 ... nuvvu normal gaa check chesukunedhi aey company dhi ... ??? transunion aah experiona aah equifax aah ... ??? Credit card vaadu pampindhi aey credit company dhi ... adhi idhi okati kaademo ... okko daanidhi okkoti vuntadhi

[chinni005]

Usually hard checks valla thagguthundhi

It takes time to update enni hard
Checks unnayo chusko that might be the reason

[Steelers]

Credit bureau might be different....

[Nellore Pedda reddy]

[quote name='dalapathi' timestamp='1367165915' post='1303675945']
credit card approve ayinappudu vaallu credit check chestaaru kadaa ... vaallu aey compay credit score check chesinru ... experian ayite idhigo nee experian score intha vundhi ani intiki mail pamputaaru andhulko chuusindu

@Santhusen8 ... nuvvu normal gaa check chesukunedhi aey company dhi ... ??? transunion aah experiona aah equifax aah ... ??? Credit card vaadu pampindhi aey credit company dhi ... adhi idhi okati kaademo ... okko daanidhi okkoti vuntadhi
[/quote]

k ardam ayindi....aa sentence ardam kale first

[bio]

could be two reasons

1) you are checking ur score in a different credit bureau other than the one came with ur new credit card statement.

2) while u were buying ur car and while taking credit card, they will run a credit check, each time some one runs ur credit check ur score will be lowered by at least 10 points no matter whatever credit bureau they chose.

oka naalugaidu sarlu credit check poyuntundi ani naa openion.

point noted ah???

[santhusen8]

[quote name='Nellore Pedda reddy' timestamp='1367166187' post='1303675957']

k ardam ayindi....aa sentence ardam kale first
[/quote]
hey how r u long time , how is life
[quote name='dalapathi' timestamp='1367165915' post='1303675945']
credit card approve ayinappudu vaallu credit check chestaaru kadaa ... vaallu aey compay credit score check chesinru ... experian ayite idhigo nee experian score intha vundhi ani intiki mail pamputaaru andhulko chuusindu

@Santhusen8 ... nuvvu normal gaa check chesukunedhi aey company dhi ... ??? transunion aah experiona aah equifax aah ... ??? Credit card vaadu pampindhi aey credit company dhi ... adhi idhi okati kaademo ... okko daanidhi okkoti vuntadhi
[/quote]
Yeah this was sent by BOA , and credit score report is from experion , and i never check credit score , should iiii??????????
new car was bought almost 2 years back .appudu 788 unde , never checked after it , i never miss paying bills ,
first credit card is also like 5 thousand which i hardly used
and wat are hard checks ?????

[Nellore Pedda reddy]

[quote name='santhusen8' timestamp='1367172228' post='1303676352']
hey how r u long time , how is life

Yeah this was sent by BOA , and credit score report is from experion , and i never check credit score , should iiii??????????
new car was bought almost 2 years back .appudu 788 unde , never checked after it , i never miss paying bills ,
first credit card is also like 5 thousand which i hardly used
and wat are hard checks ?????
[/quote]

i'm gud bhayya...nuvvela unnav? got married?

2 yrs ki ippatiki score drop ayindi ante...surprising emi ledu

loan apply chesina, mortgage, or even new internet connection teesukunna....nee credit pull chestharu....adi INQUIRY avthadi

ee Credit INQUIRIES two types....HARD or SOFT.....HARD PULL/CHECK/INQUIRY impacts your score whereas a SOFT PULL/CHECK/INQUIRY doesn't

mortgage, loans, etc HARD avthayi....verevi SOFT untayi

edaina CREDIT MONITORING service teesuko....emaina inquiries vasthe alerts vasthay

[jersey babai]

k

[chinni005]

[size=4] [/size][size=4][quote name='Nellore Pedda reddy' timestamp='1367172790' post='1303676397'][/size]

i'm gud bhayya...nuvvela unnav? got married?

2 yrs ki ippatiki score drop ayindi ante...surprising emi ledu

loan apply chesina, mortgage, or even new internet connection teesukunna....nee credit pull chestharu....adi INQUIRY avthadi

ee Credit INQUIRIES two types....HARD or SOFT.....HARD PULL/CHECK/INQUIRY impacts your score whereas a SOFT PULL/CHECK/INQUIRY doesn't

mortgage, loans, etc HARD avthayi....verevi SOFT untayi

edaina CREDIT MONITORING service teesuko....emaina inquiries vasthe alerts vasthay
[/quote]

[Nellore Pedda reddy]

[quote name='Chinni_' timestamp='1367180521' post='1303676877']
[size=4]
[/quote]

[img]http://oi55.tinypic.com/sevktc.jpg[/img]

[Pekatapaparao]

Su.ck PsycoPk balls it wil lraise

[dalapathi]

[quote name='santhusen8' timestamp='1367172228' post='1303676352']
hey how r u long time , how is life

Yeah this was sent by BOA , and credit score report is from experion , and i never check credit score , should iiii??????????
new car was bought almost 2 years back .appudu 788 unde , never checked after it , i never miss paying bills ,
first credit card is also like 5 thousand which i hardly used
and wat are hard checks ?????
[/quote]
creditkarma.com lo check chesukoo ... free ... tranunion score chuupistaadu ... hard enquiries ayina inkemaian alerts vastaayi ... andhulo register avvu ... credit cards balance enthundhi ... car loan balance entha nnie update avutuntaayi regular gaa ... nenu 3yrs nundi vaadutunna ...

[Nellore Pedda reddy]

[quote name='dalapathi' timestamp='1367255906' post='1303680567']

creditkarma.com lo check chesukoo ... free ... tranunion score chuupistaadu ... hard enquiries ayina inkemaian alerts vastaayi ... andhulo register avvu ... credit cards balance enthundhi ... car loan balance entha nnie update avutuntaayi regular gaa ... nenu 3yrs nundi vaadutunna ...
[/quote]

CK di crct kadu kada....check annualcreditreport.com for free....one time