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Credit History Penchukovadam Ela?


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Posted

Addamaina cards apply cheysi.. JOB leka avi kattaka and cancel cheysukoni credit history bagaaa dobbindi.. kaneesam job vacchaka aina peruguthundha malli?? malli peragali antey emi cheyocchu?? and credit history ilaa dharunanga padipothey emaina problem avuthundhaa???

Posted

Future lo loans ki problem avutundi..collections range lo appulu avakapote...job vaste better avutundi...ni cards full use cheyaku...30-40% use chesukoni try to make payments on time after u get job...anni konni rojullo set avutayi...all the best

Posted

[quote name='BiscuitBoy' timestamp='1372117923' post='1303885850']
Addamaina cards apply cheysi.. JOB leka avi kattaka and cancel cheysukoni credit history bagaaa dobbindi.. kaneesam job vacchaka aina peruguthundha malli?? malli peragali antey emi cheyocchu?? and credit history ilaa dharunanga padipothey emaina problem avuthundhaa???
[/quote]
pay ur credit card bills timely
maintain it b paying electirc/water bills etc on timely
when u apply for a car loan or house loan, pay it properly
thats it
it will take time and you will see the results

Posted

[quote name='ICANWIN' timestamp='1372118018' post='1303885854']
Future lo loans ki problem avutundi..collections range lo appulu avakapote...job vaste better avutundi...ni cards full use cheyaku...30-40% use chesukoni try to make payments on time after u get job...anni konni rojullo set avutayi...all the best
[/quote]
[quote name='Burberry' timestamp='1372118040' post='1303885857']
pay ur credit card bills timely
maintain it b paying electirc/water bills etc on timely
when u apply for a car loan or house loan, pay it properly
thats it
it will take time and you will see the results
[/quote]

minimum bill eppudu katteystha bhayya.. but 3 cards undeyvi.. okati cancel cheypinchaa.. 2 cards 4K 4K total ga geekeysaa... ee month job vasthey enni months lo cover aithundocchu??

Posted

[quote name='BiscuitBoy' timestamp='1372119540' post='1303885912']
minimum bill eppudu katteystha bhayya.. but 3 cards undeyvi.. okati cancel cheypinchaa.. 2 cards 4K 4K total ga geekeysaa... ee month job vasthey enni months lo cover aithundocchu??
[/quote]

if u pay on time pedda impact undadu...motham gikina min payments prompt ga cheyi and never close a card that reflects on Credit score. anni pay off cheste 2-3 months lo u will be ok.

Recession lo na accounts collections loke poyay and later i got auto loans too...take it easy anavasaram ga alochistunnav u r not in a bad scenario

Posted

[quote name='BiscuitBoy' timestamp='1372119540' post='1303885912']
minimum bill eppudu katteystha bhayya.. but 3 cards undeyvi.. okati cancel cheypinchaa.. 2 cards 4K 4K total ga geekeysaa... ee month job vasthey enni months lo cover aithundocchu??
[/quote]
try to use cc's upto 20% of the limit, this is a good way to maintain cc's
if you need money you can use more, not a problem. but pay off asap so you don't pay interest

Posted

card use cheyakapoyina credit history reduce avuthumda

Posted

[quote name='blissful' timestamp='1372120850' post='1303885966']
card use cheyakapoyina credit history reduce avuthumda
[/quote]


LTT

Posted

[quote name='BiscuitBoy' timestamp='1372117923' post='1303885850']
Addamaina cards apply cheysi.. JOB leka avi kattaka and cancel cheysukoni credit history bagaaa dobbindi.. kaneesam job vacchaka aina peruguthundha malli?? malli peragali antey emi cheyocchu?? and credit history ilaa dharunanga padipothey emaina problem avuthundhaa???
[/quote]nothing will happ man.. Keep on applying

Posted

[quote name='Scrooge' timestamp='1372121618' post='1303886007']
nothing will happ man.. [size=6]Keep on applying[/size]
[/quote]

Etla istharu vayya?? 3 cards rejected.. ee roju kooda oka citi mail vacchindi 18months 0%APR antey malli apply kottanu.. malli dobbindi... ivvam dobbey annaru sSc_hidingsofa[size=4] [/size]

Posted

mundu pay chesi apply...100% cards kosaka ala vastayi dude? konta pay off chesi then apply again

Posted

collection ki vellakpothe mnachidi ..
collections ki vellakunda reject ayindi anthe may be limit ekuva vadi untav ... balance pay cheste perugutundi .. and 2 years komcham verevi apply cheyakunda undu(ee lopu ippudu unna hard hits potai) and credit history perugudii on time lo bills paycheste .. ippudu already happened happend cant revert that but jagrata undu ipati nundi .... _-_[size=4] [/size]

Posted

[quote name='BiscuitBoy' timestamp='1372117923' post='1303885850']
Addamaina cards apply cheysi.. JOB leka avi kattaka and cancel cheysukoni credit history bagaaa dobbindi.. kaneesam job vacchaka aina peruguthundha malli?? malli peragali antey emi cheyocchu?? and credit history ilaa dharunanga padipothey emaina problem avuthundhaa???
[/quote]


simple study more about SECURED credit card.


try to keep the credit card first opened by paying minimum balnce

Posted

[quote name='BiscuitBoy' timestamp='1372126542' post='1303886155']


Etla istharu vayya?? 3 cards rejected.. ee roju kooda oka citi mail vacchindi 18months 0%APR antey malli apply kottanu.. malli dobbindi... ivvam dobbey annaru sSc_hidingsofa[size=4] [/size]
[/quote]inko rendu apply cheyi

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