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Medical Bill $22K.... Help Help


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Posted

Okay call hospital and ask them to send total bill .... nee address change avvadam valla i could not respond sorry ani cheppu...

later call collections and tell them i can make payment arrangement ... vaani phones ethaku em kaadu

experience tho chepthunna details i can provide

i had 2 accounts sent to collections i removed all of them and now

i have a car loan and 8 credit cards

so dont worry i can guide you totally to come out of it

Guest Rahul_Pulka_Gandhi
Posted
_-_ [quote name='kevkekaa' timestamp='1373995050' post='1303959476']
DL kodukulu.. ikkada emina health problem vasthe addamina tests chesi bill pampadam okati telusu veelaki.. medical system in US sucks man.. nenu evarikina suggest chesedi okate.. have medical insurance all the time.. afford cheyyaleka pothe atleast chinna plan ayina sare.. eppudu emithundo evariki telidu...
[/quote]
Guest Rahul_Pulka_Gandhi
Posted

[quote name='Katravelli' timestamp='1373995185' post='1303959489']
assalemayindi?
[/quote]


Chest lo pain bhayya....maree ekuvaga anipisthe vella.... x-ray ani citi scan ani hadavidi chesi edho mandulu rasicharu

Guest Rahul_Pulka_Gandhi
Posted

[quote name='Katravelli' timestamp='1373995474' post='1303959540']
Okay call hospital and ask them to send total bill .... nee address change avvadam valla i could not respond sorry ani cheppu...

later call collections and tell them i can make payment arrangement ... vaani phones ethaku em kaadu

experience tho chepthunna details i can provide

i had 2 accounts sent to collections i removed all of them and now

i have a car loan and 8 credit cards

so dont worry i can guide you totally to come out of it
[/quote]


Hospital ki call chesthe maku sambandam ledhu collections vade ika nee mogudu annadu... collections vadiki call chesthe payment plan accept cheyadanta... vadiki balance in full kavalanta... DLM koduku..

[u][b] >>i had 2 accounts sent to collections i removed all of them and now[/b][/u]

How did you do that bhayya?

Posted

gatlane antaru actually adi proper collections ehh na

basically naaku emayindante... hospital ki sambandichina internal collections untadi vaadu atlane motham kattale lekapothe intiki vastha adi chestha idi chestha ani over chesthadu tarvatha it will be sent to a proper collection agency infact it will be sold some times


22k ni for every dolalr 25 cents ki ammutharu i mean 25% anukudam for argument sake

so 5500 ki collection agency konukkuntadu


tarvatha nee daggara vasool chestharu


nuvvu adi 22k ni nelaku intha ani cheppu oka time vachinakka may b an year or so tarvatha 3k kattinav anuko appatidaaka oka 5k katada setllement chesesukundam iga nenu pothunna ee desham nunchi i want my records clean before i go ani cheppi settlment offer chesuko

settle chesaka oka letter raayu collection agency ki

babu idi paristhidi appudu ee paristhithi valla kattalekapoya bt i paid it off eventually but the record is still in my report so please delete it ani vaadu delete chesthadu


but yeah oka 1 year process

naadi 2010 lo poyinay collections appudu same job less later anni settle chesukunna now leading happy life so em tension padaku actually hospital lo matladu vaadu collections tho matalduko ante naaku assalu bill justification kavali first ani cheppu

  • Upvote 2
Posted

[quote name='Katravelli' timestamp='1373997721' post='1303959825']
gatlane antaru actually adi proper collections ehh na

basically naaku emayindante... hospital ki sambandichina internal collections untadi vaadu atlane motham kattale lekapothe intiki vastha adi chestha idi chestha ani over chesthadu tarvatha it will be sent to a proper collection agency infact it will be sold some times


22k ni for every dolalr 25 cents ki ammutharu i mean 25% anukudam for argument sake

so 5500 ki collection agency konukkuntadu


tarvatha nee daggara vasool chestharu


nuvvu adi 22k ni nelaku intha ani cheppu oka time vachinakka may b an year or so tarvatha 3k kattinav anuko appatidaaka oka 5k katada setllement chesesukundam iga nenu pothunna ee desham nunchi i want my records clean before i go ani cheppi settlment offer chesuko

settle chesaka oka letter raayu collection agency ki

babu idi paristhidi appudu ee paristhithi valla kattalekapoya bt i paid it off eventually but the record is still in my report so please delete it ani vaadu delete chesthadu


but yeah oka 1 year process

naadi 2010 lo poyinay collections appudu same job less later anni settle chesukunna now leading happy life so em tension padaku actually hospital lo matladu vaadu collections tho matalduko ante naaku assalu bill justification kavali first ani cheppu
[/quote]


Good post... afdb rocks bayya.. evadokadi daggara solution untaadhi ..

  • Upvote 1
Posted

same case but not 22k in my situtaion its is 6k..(im in ER as i dint get regular appointment)

things i did....

1. i went to hospital asked them for payment plan
2. they asked me how much i can pay so i configured acc to my capacity


your case
once you have gone to hosp tell them about your address chnages and ask them to call collections and get the things fixed so you can start your payment plan. Update them with your new address.

Dont worry your credit history wont get affected if it went to collection it will only effect you if you are not able to respond to collection agent and dint pay it on time...respond as soon as possible....all the best

Guest Rahul_Pulka_Gandhi
Posted

[quote name='paparayudu' timestamp='1373998906' post='1303959953']
same case but not 22k in my situtaion its is 6k..(im in ER as i dint get regular appointment)

things i did....

1. i went to hospital asked them for payment plan
2. they asked me how much i can pay so i configured acc to my capacity


your case
once you have gone to hosp tell them about your address chnages and ask them to call collections and get the things fixed so you can start your payment plan. Update them with your new address.

Dont worry your credit history wont get affected if it went to collection it will only effect you if you are not able to respond to collection agent and dint pay it on time...respond as soon as possible....all the best
[/quote]


General ga credit collection vallu enni rojulaki report chestharu credit bureurus ki if manam kattakapothe?

Posted

i dont know that but they dont wait for long time...

Posted

bhayapadaku bhayya. Ikkada yevaru threaten cheyaru. Cheste. 911 call cheyi. cheppu ilaaa. threaten chestunnaru ani. case clear ga cheppu.

Guest Rahul_Pulka_Gandhi
Posted

[quote name='shakesmarty' timestamp='1374009177' post='1303961288']
bhayapadaku bhayya. Ikkada yevaru threaten cheyaru. Cheste. 911 call cheyi. cheppu ilaaa. threaten chestunnaru ani. case clear ga cheppu.
[/quote]


Threaten gurinchi kadhu bhayya... History gurinchi bhayam, ilaantivannee elaa clear cheyalo artham kavadam le sFun_duh2

Guest Rahul_Pulka_Gandhi
Posted

[quote name='IVI' timestamp='1373999075' post='1303959966']


General ga credit collection vallu enni rojulaki report chestharu credit bureurus ki if manam kattakapothe?
[/quote]


respond ayya bhayya but kodukulu monthly $600 kattamantunnaru.....lekapothe balance full ga pay chey mantunnaru... rendu naaku impossible options.. $s@d

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